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Tuscaloosa VA Federal Credit Union Rates & Review April 2026

Tuscaloosa VA Federal Credit Union's 12 month CDs of Deposit rates are at 3.70%, 24 month CDs of Deposit rates are at 3.29%, 6 month CDs of Deposit rates are at 3.29%, 36 month CDs of Deposit rates are at 3.03%, 60 month CDs of Deposit rates are at 3.03%. Tuscaloosa VA Federal Credit Union's savings rates are at 0.25%. Tuscaloosa VA Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Tuscaloosa VA Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Tuscaloosa VA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tuscaloosa VA Federal Credit Union? Share your experience about Tuscaloosa VA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tuscaloosa VA Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Tuscaloosa VA Federal Credit Union
Tuscaloosa VA Federal Credit Union
3701 Loop Rd
Tuscaloosa, AL 35404
https://www.tvacu.com
Member NCUA

Tuscaloosa VA Federal Credit Union CD Rates

Product Rate APY Term View More
12 month Certificates of Deposit 3.65% 3.70% 12
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Certificates of Deposit 3.25% 3.29% 24
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Certificates of Deposit 3.25% 3.29% 6
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Certificates of Deposit 3.00% 3.03% 36
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month Certificates of Deposit 3.00% 3.03% 60
Min Deposit $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Tuscaloosa VA Federal Credit Union Savings Rates

Product Rate APY View More
Savings 0.25% 0.25%
Min Balance $5
Details Minimum Balance of $5
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Special Savings 0.25% 0.25%
Min Balance $5
Details Minimum Balance of $5
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Tuscaloosa VA Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.75% 1.76%
Min Balance $150,000
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 1.25% 1.26%
Min Balance $100,000
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.70% 0.70%
Min Balance $50,000
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.40% 0.40%
Min Balance $25,000
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.35% 0.35%
Min Balance $2,500
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.25% 0.25%
Min Balance $500
Details Minimum Balance of $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Tuscaloosa VA Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
New Cars, Trucks, Vans (2022 and Newer) - - 4.49% 24 to 84 months
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
New Cars, Trucks, Vans (2022 and Newer) - - 5.49% 24 to 84 months
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Tuscaloosa VA Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.90%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Visa Credit Cards - 9.90%
Details As Low As
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tuscaloosa VA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tuscaloosa VA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tuscaloosa VA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tuscaloosa VA Federal Credit Union
Address 3701 Loop Rd, Tuscaloosa, AL 35404
Phone 205-556-7819
Fax 205-553-1629
President Nina Cephus
CEO Phillip Blankenship
Full-Time Employees 12
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4931%
Return on Equity (ROE)
3.8309%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
49,867,626
Total Amount of Shares and Deposits
44,039,917
Total Shares and Deposits < 1 Year
43,500,808
Total Shares and Deposits 1 3 Years
325,199
Total Shares and Deposits > 3 Years
213,910
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,509,210
Total Uninsured Shares and Deposits > $250K (F+J)
1,509,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,530,707
Total Interest Expense (Sum of items 6 8)
311,605
Share Certificates
203
Number of Accounts for Share Drafts
2,008
IRA KEOGH Accounts
63
Number of Accounts for Regular Shares
3,841
All other shares
400
Money Market Shares
190
Net Income (unless the amount is already included in Undivided Earnings)
245,881
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,105,937
Total Liabilities
44,293,164
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Tuscaloosa VA Federal Credit Union

Is Tuscaloosa VA Federal Credit Union a safe place to deposit money?

Yes, Tuscaloosa VA Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Tuscaloosa VA Federal Credit Union operate?

Tuscaloosa VA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tuscaloosa VA Federal Credit Union?

Yes, to access services at Tuscaloosa VA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tuscaloosa VA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tuscaloosa VA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tuscaloosa VA Federal Credit Union offer online and mobile banking?

Most modern institutions like Tuscaloosa VA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacu.com.

Current Tuscaloosa VA Federal Credit Union Rates

  • 12-Month CD3.70%
  • 24-Month CD3.29%
  • 60-Month CD3.03%
  • Savings0.25%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.