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 Tuscaloosa VA Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
Tuscaloosa VA Federal Credit Union's top rates as of October 12, 2026 are 3.70% APY on its 12 Month CDs of Deposit CD, 0.25% APY on savings, 1.76% APY on money market accounts, personal loans from 11.49% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Tuscaloosa VA Federal Credit Union CD rates include 24 Month CDs of Deposit at 3.29%, 6 Month CDs of Deposit at 3.29%, and 36 Month CDs of Deposit at 3.03%. MonitorBankRates evaluates the financial stability of Tuscaloosa VA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.04%. Rates last updated and verified on 10/12/2026. Tuscaloosa VA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tuscaloosa VA Federal Credit Union? Share your experience about Tuscaloosa VA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tuscaloosa VA Federal Credit Union. Tuscaloosa VA Federal Credit Union
Tuscaloosa VA Federal Credit Union 3701 Loop Rd
https://www.tvacu.com Tuscaloosa, AL 35404  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Tuscaloosa VA Federal Credit Union CD Rates
Tuscaloosa VA Federal Credit Union Savings Rates
Tuscaloosa VA Federal Credit Union Money Market Rates
Tuscaloosa VA Federal Credit Union Auto Loan Rates
Tuscaloosa VA Federal Credit Union RV, Boat and Powersport Loan Rates
Tuscaloosa VA Federal Credit Union Credit Card Rates
Tuscaloosa VA Federal Credit Union Personal Loan Rates
Tuscaloosa VA Federal Credit Union Other Rates
Financial Health HistoryTuscaloosa VA Federal Credit Union’s Texas Ratio fell from 6.84% in Q3 2023 to 1.04% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tuscaloosa VA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tuscaloosa VA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tuscaloosa VA Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tuscaloosa VA Federal Credit Union
Website
https://www.tvacu.com
Address
3701 Loop Rd,
Tuscaloosa, AL 35404
Phone
205-556-7819
Fax
205-553-1629
President
Tommy Cobb
CEO
Joshua Hench
Full-Time Employees
13
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.04%
Return on Assets (ROA)
0.5625%
Return on Equity (ROE)
4.3025%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
51,892,376
Total Amount of Shares and Deposits
45,638,679
Total Shares and Deposits < 1 Year
45,257,335
Total Shares and Deposits 1 3 Years
101,447
Total Shares and Deposits > 3 Years
279,897
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,879,526
Total Uninsured Shares and Deposits > $250K (F+J)
1,879,526
Total Insured Shares and Deposits > $250K (item 17 less item K)
43,759,153
Total Interest Expense (Sum of items 6 8)
207,952
Share Certificates
202
Number of Accounts for Share Drafts
2,026
IRA KEOGH Accounts
61
Number of Accounts for Regular Shares
5,773
All other shares
392
Money Market Shares
181
Net Income (unless the amount is already included in Undivided Earnings)
291,883
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,639,442
Total Liabilities
45,930,153
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Tuscaloosa VA Federal Credit UnionHow many branches does Tuscaloosa VA Federal Credit Union operate?Tuscaloosa VA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tuscaloosa VA Federal Credit Union?Yes, to access services at Tuscaloosa VA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tuscaloosa VA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tuscaloosa VA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tuscaloosa VA Federal Credit Union offer online and mobile banking?Most modern institutions like Tuscaloosa VA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacu.com. Current Tuscaloosa VA Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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