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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 The State Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
The State Credit Union's CD of Deposits 12 Month rates are at 3.50%, CD of Deposits 6 Month rates are at 3.10%, CD of Deposits 24 Month rates are at 2.75%, CD of Deposits 36 Month rates are at 2.50%, CD of Deposits 91 Day rates are at 2.50%. The State Credit Union's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of The State Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.55%. Rates were last updated on 04/19/2026. The State Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The State Credit Union? Share your experience about The State Credit Union by leaving a review below, or read customer reviews before you decide to use The State Credit Union. The State Credit Union
2200 WASHINGTON STREET E 2200 WASHINGTON ST E
https://www.wvpecu.org CHARLESTON, WV 25311 2219 
The State Credit Union CD Rates
The State Credit Union Savings Rates
The State Credit Union Checking Rates
The State Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for The State Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The State Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The State Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
The State Credit Union
Website
https://www.wvpecu.org
Address
2200 WASHINGTON ST E,
CHARLESTON, WV 25311 2219
Phone
304-558-0566
Fax
304-558-0137
President
CHARLES MCDANIEL
CEO
BRENT GRAY
Full-Time Employees
15
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.55%
Return on Assets (ROA)
1.2102%
Return on Equity (ROE)
6.4067%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
91,331,263
Total Amount of Shares and Deposits
73,261,634
Total Shares and Deposits < 1 Year
71,856,169
Total Shares and Deposits 1 3 Years
1,405,465
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,494,761
Total Uninsured Shares and Deposits > $250K (F+J)
1,494,761
Total Insured Shares and Deposits > $250K (item 17 less item K)
71,766,873
Total Interest Expense (Sum of items 6 8)
639,626
Share Certificates
532
Number of Accounts for Share Drafts
3,589
IRA KEOGH Accounts
86
Number of Accounts for Regular Shares
7,170
All other shares
765
Net Income (unless the amount is already included in Undivided Earnings)
1,105,295
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,757,923
Total Liabilities
73,785,402
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About The State Credit UnionIs The State Credit Union a safe place to deposit money?Yes, The State Credit Union is considered a safe financial institution. With a Texas Ratio of 0.55261655729373%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does The State Credit Union operate?The State Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join The State Credit Union?Yes, to access services at The State Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, The State Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The State Credit Union provides members with tools to manage their accounts and build a solid financial history. Does The State Credit Union offer online and mobile banking?Most modern institutions like The State Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wvpecu.org. Current The State Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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