|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 UNCLE Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
UNCLE Credit Union's top rates as of October 9, 2026 are 4.33% APY on its 12 Month CD, 0.05% APY on savings, 3.15% APY on money market accounts, and personal loans from 13.99% APR, according to rates verified by MonitorBankRates. Other UNCLE Credit Union CD rates include 5 Month Special CD at 3.65%, 3 Month CD at 3.04%, and Youth CD - 3 Month at 3.04%. MonitorBankRates evaluates the financial stability of UNCLE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.51%. Rates last updated and verified on 10/09/2026. UNCLE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UNCLE Credit Union? Share your experience about UNCLE Credit Union by leaving a review below, or read customer reviews before you decide to use UNCLE Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. UNCLE Credit Union CD Rates
UNCLE Credit Union Savings Rates
UNCLE Credit Union Money Market Rates
UNCLE Credit Union Home Equity & HELOC
UNCLE Credit Union Auto Loan Rates
UNCLE Credit Union Personal Loan Rates
UNCLE Credit Union Other Rates
Financial Health HistoryUNCLE Credit Union’s Texas Ratio fell from 8.47% in Q3 2023 to 5.51% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UNCLE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UNCLE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UNCLE Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UNCLE Credit Union
Website
https://www.unclecu.org
Address
2100 LAS POSITAS CT,
LIVERMORE, CA 94551-7301
Phone
925-447-5001
Fax
925-447-8410
President
Chung Bothwell
CEO
HAROLD ROUNDTREE
Full-Time Employees
95
Part-Time Employees
9
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.51%
Return on Assets (ROA)
0.1461%
Return on Equity (ROE)
1.7648%
Non-Performing Loans Ratio (NPL)
0.60%
Total Assets
716,088,387
Total Amount of Shares and Deposits
644,851,631
Total Shares and Deposits < 1 Year
641,113,627
Total Shares and Deposits 1 3 Years
2,913,336
Total Shares and Deposits > 3 Years
824,668
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
108,094,609
Total Uninsured Shares and Deposits > $250K (F+J)
108,094,609
Total Insured Shares and Deposits > $250K (item 17 less item K)
536,757,022
Total Interest Expense (Sum of items 6 8)
3,878,782
Share Certificates
3,531
Number of Accounts for Share Drafts
20,309
IRA KEOGH Accounts
607
Number of Accounts for Regular Shares
38,316
All other shares
634
Money Market Shares
3,877
Net Income (unless the amount is already included in Undivided Earnings)
1,046,362
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,561,858
Total Liabilities
660,410,807
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for UNCLE Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for UNCLE Credit Union
Frequently Asked Questions About UNCLE Credit UnionHow many branches does UNCLE Credit Union operate?UNCLE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UNCLE Credit Union?Yes, to access services at UNCLE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UNCLE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UNCLE Credit Union provides members with tools to manage their accounts and build a solid financial history. Does UNCLE Credit Union offer online and mobile banking?Most modern institutions like UNCLE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unclecu.org. Current UNCLE Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
New England Teamsters Federal Credit Union
Blackhawk Federal Credit Union
Partner Colorado Credit Union
DuGood Federal Credit Union
The Bridgeway Federal Credit Union
Neighbors Credit Union
Conservation Employees Credit Union
Latah Credit Union
Integrity Federal Credit Union
LOCAL 804
Altonized Community Federal Credit Union
Greater Wayne Community Federal Credit Union
Priority One Credit Union South Pasadena, CA
Memorial Credit Union Houston, TX
SHPE Federal Credit Union
L.A. Electrical Workers Credit Union
Telco Plus Credit Union
InTouch Credit Union
Meridian Postal Federal Credit Union
Medical Employees of Staten Island Federal Credit Union
D C FIRE DEPARTMENT
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking