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Advertiser Disclosure
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 UNCLE Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
UNCLE Credit Union's Business 12 Month CD rates are at 3.56%, Business 18 Month CD rates are at 3.05%, Youth CDs 18 Month rates are at 3.05%, Business 12 Month CD rates are at 2.99%, Youth CDs 12 Month rates are at 2.99%. UNCLE Credit Union's savings rates are at 0.01%. UNCLE Credit Union's money market rates are at 0.06%. UNCLE Credit Union's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of UNCLE Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.45%. Rates were last updated on 03/29/2026. UNCLE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UNCLE Credit Union? Share your experience about UNCLE Credit Union by leaving a review below, or read customer reviews before you decide to use UNCLE Credit Union. 
UNCLE Credit Union CD Rates
UNCLE Credit Union Savings Rates
UNCLE Credit Union Money Market Rates
UNCLE Credit Union Checking Rates
UNCLE Credit Union Credit Card Rates
UNCLE Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for UNCLE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UNCLE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with UNCLE Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
UNCLE Credit Union
Website
https://www.unclecu.org
Address
2100 LAS POSITAS CT,
LIVERMORE, CA 94551 7301
Phone
925-447-5001
Fax
925-447-8410
President
Chung Bothwell
CEO
HAROLD ROUNDTREE
Full-Time Employees
100
Part-Time Employees
8
Branch Locations
7
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.45%
Return on Assets (ROA)
0.1169%
Return on Equity (ROE)
1.5559%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
770,959,093
Total Amount of Shares and Deposits
670,184,676
Total Shares and Deposits < 1 Year
665,185,624
Total Shares and Deposits 1 3 Years
3,544,690
Total Shares and Deposits > 3 Years
1,454,362
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
126,897,823
Total Uninsured Shares and Deposits > $250K (F+J)
126,897,823
Total Insured Shares and Deposits > $250K (item 17 less item K)
543,286,853
Total Interest Expense (Sum of items 6 8)
7,633,800
Share Certificates
3,831
Number of Accounts for Share Drafts
21,021
IRA KEOGH Accounts
637
Number of Accounts for Regular Shares
42,246
All other shares
655
Money Market Shares
4,030
Net Income (unless the amount is already included in Undivided Earnings)
901,390
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,086,547
Total Liabilities
717,971,063
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About UNCLE Credit UnionIs UNCLE Credit Union a safe place to deposit money?Yes, UNCLE Credit Union is considered a safe financial institution. With a Texas Ratio of 11.452391417157%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does UNCLE Credit Union operate?UNCLE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join UNCLE Credit Union?Yes, to access services at UNCLE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, UNCLE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, UNCLE Credit Union provides members with tools to manage their accounts and build a solid financial history. Does UNCLE Credit Union offer online and mobile banking?Most modern institutions like UNCLE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unclecu.org. Current UNCLE Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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