Union State Bank Winterset, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.25% and 3-month CD rates at 1.75%. Current savings rates are at 4.30% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 8.75%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Union State Bank Winterset, IA's 60-Month CD rates are at 3.63%, 48-Month CD rates are at 3.53%, 36-Month CD rates are at 3.43%, 24-Month CD rates are at 3.38%, 18-Month CD rates are at 3.33%. Union State Bank Winterset, IA's savings rates are at 0.20%. Union State Bank Winterset, IA's money market rates are at 0.20%.

Union State Bank Winterset, IA

To see how these rates compare to Union State Bank Winterset, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Union State Bank Winterset, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Union State Bank Winterset, IA CD rates. You can also compare Union State Bank Winterset, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Union State Bank Winterset, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank Winterset, IA? Share your experience about Union State Bank Winterset, IA by leaving a review below, or read customer reviews before you decide to use Union State Bank Winterset, IA.

Union State Bank Winterset, IA Texas Ratio

Union State Bank Winterset, IA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Union State Bank Winterset, IA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Union State Bank Winterset, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.02%
18-Month CD
3.33%
24-Month CD
3.38%
36-Month CD
3.43%
48-Month CD
3.53%
60-Month CD
3.63%
Savings
0.20%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Union State Bank Winterset, IA
611 W Highway 92
Winterset, IA 50273
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Union State Bank Winterset, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
3.63%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
36-Month CD
3.43%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
24-Month CD
3.38%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
18-Month CD
3.33%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
12-Month CD
3.02%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
2.92%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
0.20%
$0
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Regular Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Union State Bank Winterset, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Foresight Bank
Foresight Bank
12-Month CD
4.30%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
12-Month CD
4.04%
$1,000
BankVista
BankVista
Kasasa Savings
4.00%
$50
Sikorsky Credit Union
Sikorsky Credit Union
Kasasa Checking
4.00%
$25
E-Trade
E-Trade
60-Month CD
4.00%
$0
Farmers and Drovers Bank
Farmers and Drovers Bank
60-Month CD
3.85%
$500
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.80%
$500
KodaBank
KodaBank
3-Month CD
3.75%
$1,000
FNBO Direct
FNBO Direct
High-Yield Online Savings
3.60%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
F&M Union Bank
36-Month CD
3.48%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
3.40%
$1,000
Complex Community Federal Credit Union
Complex Community Federal Credit Union
36-Month CD
3.30%
$500
Community Bank of Trenton
Community Bank of Trenton
60-Month CD
3.25%
$5,000
Wintrust Bank
Wintrust Bank
26-Month CD
3.20%
$1,000
TD Bank
TD Bank
24-Month CD
3.00%
$250
ACMG Federal Credit Union
ACMG Federal Credit Union
36-Month CD
2.90%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
The Bank of Elk River
The Bank of Elk River
36-Month CD
2.63%
$200
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
2.52%
$500
Kitsap Bank
Kitsap Bank
30-Month CD
2.35%
$5,000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
6-Month CD
2.25%
$50
The FNB Community Bank
The FNB Community Bank
12-Month CD
2.17%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Piedmont FSB
Piedmont FSB
12-Month CD
1.25%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Fairfield County Bank
Fairfield County Bank
24-Month CD
1.00%
$2,500
Middlesex Federal Savings
Middlesex Federal Savings
24-Month CD
0.50%
$500
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
The Wilmington Savings Bank
The Wilmington Savings Bank
Premier Money Market
0.45%
$25,000
Denison State Bank
Denison State Bank
Regular Savings
0.40%
$100
Academic Employees Credit Union
Academic Employees Credit Union
36-Month CD
0.40%
$1,000
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$0
United Bank of Union
United Bank of Union
Money Market
0.35%
$0
Greene County Commercial Bank
Greene County Commercial Bank
24-Month CD
0.35%
$1,000
Horicon Bank
Horicon Bank
Statement Savings
0.30%
$250
Ulster Savings Bank
Ulster Savings Bank
24-Month CD
0.30%
$50
Security Bank Minnesota
Security Bank Minnesota
Regular Savings
0.25%
$100
Greenfield Co-operative Bank
Greenfield Co-operative Bank
12-Month CD
0.20%
$500
Kentucky Farmers Bank
Kentucky Farmers Bank
Interest Checking
0.20%
$1,000
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Stafford Savings Bank
Stafford Savings Bank
Savings
0.11%
$5
Bank of Kampsville
Bank of Kampsville
Regular Savings
0.10%
$25
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Statement Savings
0.05%
$1
Metropolitan Bank
Metropolitan Bank
Value Savings
0.05%
$1,500
Dime Bank
Dime Bank
12-Month CD
0.05%
$500
Pataskala Banking Company
Pataskala Banking Company
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Union State Bank Winterset, IA Information

Union State Bank Winterset, IA
611 W Highway 92
Winterset, IA 50273
Madison
Established Date: 01/02/1935
FDIC Certificate #: 14982
Date of FDIC Deposit Insurance: 01/11/1935
Bank Holding Company: MADISON HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Union State Bank Winterset, IA FDIC Insured? Yes
What is Union State Bank Winterset, IA's Cert number? 14982
What is the maximum amount for insured deposits? $250,000 per holder, per account

Union State Bank Winterset, IA Financials

Total Assets:
$142,852,000
Total Deposits:
$134,363,000
Equity Capital:
$7,611,000
Domestic Deposits:
$134,363,000
Net Income:
$167,000
Return on Assets:
0.5496%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.5059%
Pretax Quarterly Return on Assets:
0.5100%
Return on Equity:
10.7400%
Quarterly Return on Equity:
8.8800%
Common Equity Tier 1 Capital Ratio:
12.0710%
Tier 1 Risk-Based Capital Ratio:
12.0710%
Leverage Tier 1 (Core Capital) Ratio:
7.9932%
Total Risk-Based Capital Ratio (YTD):
12.7109%
Total Interest Income (YTD):
4.0114%
 
 
Headquarters:
Winterset
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Madison
# of Offices:
3
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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