Union State Bank Winterset, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Union State Bank Winterset, IA Deposit Rates
Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 3.14% and 3-month CD rates at 4.75%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.91%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates. Union State Bank Winterset, IA's 60-Month CD rates are at 3.63%, 48-Month CD rates are at 3.53%, 36-Month CD rates are at 3.43%, 24-Month CD rates are at 3.38%, 18-Month CD rates are at 3.33%. Union State Bank Winterset, IA's savings rates are at 1.00%. Union State Bank Winterset, IA's money market rates are at 3.02%.

Union State Bank Winterset, IA

To see how these rates compare to Union State Bank Winterset, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Union State Bank Winterset, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Union State Bank Winterset, IA CD rates. You can also compare Union State Bank Winterset, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Union State Bank Winterset, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank Winterset, IA? Share your experience about Union State Bank Winterset, IA by leaving a review below, or read customer reviews before you decide to use Union State Bank Winterset, IA.

Union State Bank Winterset, IA Texas Ratio

Union State Bank Winterset, IA's Texas Ratio is at 0.39%, which is considered excellent. The Texas Ratio for Union State Bank Winterset, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Union State Bank Winterset, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.02%
18-Month CD
3.33%
24-Month CD
3.38%
36-Month CD
3.43%
48-Month CD
3.53%
60-Month CD
3.63%
Savings
1.00%
MMA
3.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Union State Bank Winterset, IA
611 W Highway 92
Winterset, IA 50273
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Union State Bank Winterset, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Union State Bank Winterset, IA
Union State Bank Winterset, IA
60-Month CD
3.63%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
3.53%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
36-Month CD
3.43%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
24-Month CD
3.38%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
18-Month CD
3.33%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
12-Month CD
3.02%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
3.02%
$1,000,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
6-Month CD
2.92%
$50,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Regular Savings
1.00%
$25,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Union State Bank Winterset, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Grand Bank for Savings
Grand Bank for Savings
Prestige Checking
5.50%
$100
Atkins Savings B&T
Atkins Savings B&T
12-Month CD
5.16%
$1,000
Mercantile Bank
Mercantile Bank
12-Month CD
5.00%
$500
Cattaraugus County Bank
Cattaraugus County Bank
6-Month CD Jumbo special
5.00%
$100,000
Magyar Bank
Magyar Bank
15-Month CD
5.00%
$500
First American Bank and Trust
First American Bank and Trust
6-Month CD special
4.90%
$10,000
Kaw Valley Bank
Kaw Valley Bank
14-Month CD
4.76%
$1,000
Betterment
Betterment
Savings (Cash Reserve)
4.75%
$0
Home Bank of California
Home Bank of California
18-Month CD
4.49%
$10,000
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD certificate
4.40%
$1,000
America First Federal Credit Union
America First Federal Credit Union
60-Month CD certificate
4.20%
$500
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
4.08%
$500
SSB Scott State Bank
SSB Scott State Bank
15-Month CD
4.06%
$10,000
Pathfinder Bank
Pathfinder Bank
Kasasa Cash Checking
4.00%
$0
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD
3.60%
$1,000
First National Bank in Marlow
First National Bank in Marlow
60-Month CD
3.38%
$500
ACFCU
ACFCU
36-Month CD certificate
3.30%
$1,000
State Bank of Danvers
State Bank of Danvers
36-Month CD
3.12%
$250
State Bank of India US
State Bank of India US
3-Month CD
3.03%
$1,000
Magyar Bank
Magyar Bank
48-Month CD
3.00%
$500
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
Cendera Bank
Cendera Bank
18-Month CD
2.89%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
48-Month CD
2.88%
$500
New Foundation SB
New Foundation SB
12-Month CD
2.75%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
24-Month CD
2.56%
$1,000
Karnes County National Bank
Karnes County National Bank
12-Month CD
2.53%
$1,000
FCNB of St. Paris
48-Month CD
2.20%
$1,000
Arcola First Bank
Arcola First Bank
60-Month CD
2.10%
$2,500
Brentwood Bank
Brentwood Bank
48-Month CD
2.10%
$2,000
Cleveland State Bank
Cleveland State Bank
18-Month CD
2.06%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
6-Month CD
2.02%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
48-Month CD
2.00%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
48-Month CD
1.50%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
48-Month CD certificate
1.46%
$500
Continental Bank
Continental Bank
60-Month CD
1.40%
$25,000
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.20%
$5,000
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Grow With Me Savings Account
1.00%
$0
Cornhusker Bank
Cornhusker Bank
18-Month CD
0.90%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
60-Month CD
0.50%
$1,000
OneUnited Bank
OneUnited Bank
24-Month CD
0.30%
$1,000
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
The Bank of Romney
The Bank of Romney
Savings Account
0.20%
$10
Peoples First Savings Bank
Peoples First Savings Bank
Statement Savings
0.10%
$100
Bank First, NA
Bank First, NA
First Savings
0.10%
$0
BankOrion
BankOrion
Money Market
0.05%
$0
U.S. Bank
U.S. Bank
24-Month CD
0.05%
$500
Regions Bank
Regions Bank
Savings Account
0.01%
$0
First FSB of Champaign Urbana
First FSB of Champaign Urbana
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Union State Bank Winterset, IA Information

Union State Bank Winterset, IA
611 W Highway 92
Winterset, IA 50273
Madison
Established Date: 01/02/1935
FDIC Certificate #: 14982
Date of FDIC Deposit Insurance: 01/11/1935
Bank Holding Company: MADISON HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Union State Bank Winterset, IA FDIC Insured? Yes
What is Union State Bank Winterset, IA's Cert number? 14982
What is the maximum amount for insured deposits? $250,000 per holder, per account

Union State Bank Winterset, IA Financials

Total Assets:
$130,704,000
Total Deposits:
$123,019,000
Equity Capital:
$6,967,000
Domestic Deposits:
$123,019,000
Net Income:
$213,000
Return on Assets:
0.9276%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.6836%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
16.3100%
Quarterly Return on Equity:
12.9100%
Common Equity Tier 1 Capital Ratio:
12.3105%
Tier 1 Risk-Based Capital Ratio:
12.3105%
Leverage Tier 1 (Core Capital) Ratio:
7.7956%
Total Risk-Based Capital Ratio (YTD):
12.9744%
Total Interest Income (YTD):
3.2807%
 
 
Headquarters:
Winterset
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Madison
# of Offices:
3
Metropolitan Statistical Area (MSA):
Des Moines-West Des Moines, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

new-federal-reserve-rules-for-home-mortgage-loansLast July the Federal Reserve approved final rules regarding home mortgage loans that took effect October 1, 2009. The rules are designed to better protect consumers by facilitating responsible home mortgage lending by banks, mortgage companies and mortgage brokers... something that wasn't done during the go-go years of the housing bubble.
mortgage-rates-home-mortgage-ratesThe average contract rate for a 30-year mortgage was unchanged this week at 5.34 percent with 1.15 points according to this week's Weekly Mortgage Applications Survey released by the Mortgage Bankers Association. The average contact rate for a 15-year mortgage increased slightly to 4.83 percent this week, up from the prior week's average mortgage contract rate of 4.81 percent. The average contract rate on a one-year adjustable rate mortgage (ARM) also increased, the rate this week is 6.58 percent, up from the previous week's average rate of 6.52 percent.
Listed below are the top online savings rates and money market rates for 2/24/16.

Bank or Credit Union Offers and Deals

Buying a Home with the Help of a Realtor
Money Market Account & Savings Accounts Rates: June 22, 2009
CD Rates at Allegany County Teachers Federal Credit Union
Highest Savings Account Rates at 1.05% This Week
How Soon Will You Receive Your FDIC-Insured Money After a Bank Failure?
Sallie Mae CD Rates
Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan
Health Savings Account (HSA) 101
American Express Bank Savings Rates and Account Review
Converting a Traditional IRA to a Roth IRA

Alternative Bank and Credit Union Offers to Explore

ableBanking, a division of Northeast Bank 2 Year CD Rates now at 0.70%
Customers Bank Money Market Rates
Ohio CD Interest Rates: 3 Month CD Interest Rates and CD Yields
Mortgage Rates Down: 30 Year Mortgage Rates at 4.95%, 15 Year Mortgage Rates at 4.27%
15 Year Mortgage Rates Drop - Mortgage Applications Increase
Current Refinance Rates Decline 7/10/12
SoFi Savings and Checking Account Review: Current Rate at 3.75% APY Bonus $250
Mississippi FCU Savings Interest Rates and Money Market Account Rates
Mortgage Rates: Today's Mortgage Rates Sept 9, 30 Year Mortgage Rates at 4.21%
CD Rates Remain Relatively Unchanged as Fiscal Cliff Nears

Union State Bank Winterset, IA Reviews

There are no reviews for Union State Bank Winterset, IA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Union State Bank Winterset, IA
Your Name:
Your Rating:

See how Union State Bank Winterset, IA Compares to other banks