Spiro State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Spiro State BankToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 2.75% and 3-month CD rates at 2.75%. Current savings rates are at 0.05% and money market rates are at 3.04%. Mortgage rates today on 30-year fixed loans are around 7.09%. Credit Card rates are at 13.75%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Spiro State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Spiro State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Spiro State Bank CD rates. You can also compare Spiro State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Spiro State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spiro State Bank? Share your experience about Spiro State Bank by leaving a review below, or read customer reviews before you decide to use Spiro State Bank.

Spiro State Bank Texas Ratio

Spiro State Bank's Texas Ratio is at 0.02%, which is considered excellent. The Texas Ratio for Spiro State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Spiro State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Spiro State Bank
1008 W Broadway St
Spiro, OK 74959
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Spiro State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Spring Valley City Bank
12-Month CD
4.01%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
12-Month CD
4.00%
$500
Goldwater Bank
Goldwater Bank
High Yield Savings
4.00%
$100
AAC Credit Union
AAC Credit Union
18-Month CD
3.70%
$500
Compass Savings Bank
Compass Savings Bank
24-Month CD
3.66%
$500
First State Bank of Porter
First State Bank of Porter
12-Month CD
3.57%
$1,000
Parke Bank
Parke Bank
24-Month CD
3.50%
$500
1st Community Credit Union
1st Community Credit Union
60-Month CD
3.35%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
3.29%
$1,000
Grand Valley Bank
Grand Valley Bank
36-Month CD
3.25%
$500
Warsaw Federal S&L
36-Month CD
3.25%
$500
Gesa Credit Union
Gesa Credit Union
High-Yield Savings
3.00%
$100,000
First Citizens State Bank
First Citizens State Bank
48-Month CD
2.80%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
2.75%
$500,000
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.40%
$500
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD
2.27%
$500
Fairview State Banking Company
Fairview State Banking Company
24-Month CD
2.12%
$2,500
State Bank of Industry
State Bank of Industry
36-Month CD
2.02%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
24-Month CD
2.02%
$500
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
Rhinebeck Bank
Rhinebeck Bank
36-Month CD
1.89%
$2,000
Collinsville Bank
Collinsville Bank
48-Month CD
1.75%
$500
Hilltop National Bank
Hilltop National Bank
24-Month CD
1.71%
$1,000
Northfield Savings Bank
Northfield Savings Bank
12-Month CD
1.50%
$1,000
Jones Bank
Jones Bank
18-Month CD
1.30%
$500
PennCrest Bank
PennCrest Bank
36-Month CD
1.00%
$1,000
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
1.00%
$2,500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus
0.55%
$25,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Brenham National Bank
Brenham National Bank
48-Month CD
0.50%
$1,000
Washington Financial Bank
Washington Financial Bank
60-Month CD
0.50%
$500
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Marblehead Bank
Marblehead Bank
Business Money Market
0.25%
$250,000
Spencer Savings Bank
Spencer Savings Bank
18-Month CD
0.25%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
Wakefield Co-operative Bank
Wakefield Co-operative Bank
6-Month CD
0.20%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
6-Month CD
0.20%
$2,500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
North Shore Bank of Commerce
North Shore Bank of Commerce
Regular Savings
0.10%
$0
Union Bank Morrisville, VT
Union Bank Morrisville, VT
Money Market
0.10%
$1,000
Greenville Federal
Greenville Federal
Money Market
0.07%
$0
Old Dominion National Bank
Old Dominion National Bank
First Choice Savings
0.05%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
Money Market
0.04%
$2,500
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
HSBC Bank USA
HSBC Bank USA
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Spiro State Bank rate data right now, check back for updates, we are adding rates all the time.

Spiro State Bank Information

Spiro State Bank
1008 W Broadway St
Spiro, OK 74959
Le Flore
Established Date: 05/15/1950
FDIC Certificate #: 16908
Date of FDIC Deposit Insurance: 05/15/1950
Bank Holding Company: PRAIRIE BELL HOLDINGS INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 3
Is Spiro State Bank FDIC Insured? Yes
What is Spiro State Bank's Cert number? 16908
What is the maximum amount for insured deposits? $250,000 per holder, per account

Spiro State Bank Financials

Total Assets:
$68,990,000
Total Deposits:
$57,184,000
Equity Capital:
$11,708,000
Domestic Deposits:
$57,184,000
Net Income:
$-237,000
Return on Assets:
0.6548%
Quarterly Return on Assets:
-1.4900%
Pretax Return on Assets:
-1.4867%
Pretax Quarterly Return on Assets:
-1.4900%
Return on Equity:
8.9000%
Quarterly Return on Equity:
-11.3800%
Leverage Tier 1 (Core Capital) Ratio:
11.1120%
Total Interest Income (YTD):
3.8089%
 
 
Headquarters:
Spiro
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Le Flore
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30-year-mortgage-rates-decrease-to-495-15-year-rates-at-43330 year mortgage rates were down in the latest mortgage survey released this morning. 30 year fixed mortgage rates averaged 4.95 percent for the week ending March 11, 2010 in the today's Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained the same at 0.7 points.
Mortgage rates are holding steady as the Federal Open Market Committee (FOMC) ends its two day meeting this afternoon. The Fed Chairman, Ben Bernanke, will hold a press conference at 2:30 PM EST to announce any changes to the Fed's policies. Current mortgage rates on 30 year conforming loans are averaging 4.45 percent, an increase from last week's average 30 year mortgage rate of 4.42 percent.
Mortgage rates hit yet another record low this morning. This is the seventh consecutive week 30 year fixed mortgage rates hit record lows. Conforming 30 year fixed mortgage rates and conforming 15 year fixed mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac. 30 year conforming mortgage rates are now under 4.50 percent and 15 year conforming mortgage rates are under 4.00 percent.

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