The Citizens Bank Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.85%, 6-month CD rates at 0.10% and 3-month CD rates at 0.10%. Current savings rates are at 1.00% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.89%. Credit Card rates are at 13.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. The Citizens Bank Company's 18-Month CD rates are at 4.55%, 12-Month CD rates are at 1.76%, 24-Month CD rates are at 1.46%, 60-Month CD rates are at 1.38%, 36-Month CD rates are at 1.37%. The Citizens Bank Company's savings rates are at 0.25%.

The Citizens Bank Company

To see how these rates compare to The Citizens Bank Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Citizens Bank Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Citizens Bank Company CD rates. You can also compare The Citizens Bank Company savings rates, MMA rates and mortgage rates using our other rate lists.

The Citizens Bank Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Citizens Bank Company? Share your experience about The Citizens Bank Company by leaving a review below, or read customer reviews before you decide to use The Citizens Bank Company.

The Citizens Bank Company Texas Ratio

The Citizens Bank Company's Texas Ratio is at 2.05%, which is considered excellent. The Texas Ratio for The Citizens Bank Company is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Citizens Bank Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.76%
18-Month CD
4.55%
24-Month CD
1.46%
36-Month CD
1.37%
48-Month CD
1.13%
60-Month CD
1.38%
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Citizens Bank Company
501 5th St
Beverly, OH 45715
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

The Citizens Bank Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
4.55%
$5,000
The Citizens Bank Company
The Citizens Bank Company
12-Month CD
1.76%
$1,000
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
The Citizens Bank Company
The Citizens Bank Company
48-Month CD
1.13%
$1,000
The Citizens Bank Company
The Citizens Bank Company
Statement Savings
0.25%
$75
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Citizens Bank Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
6-Month CD
4.45%
$25,000
Massena Savings and Loan
Massena Savings and Loan
12-Month CD
4.12%
$1,000
Gorham Savings Bank
Gorham Savings Bank
Indexed Advantage Money Market
4.02%
$500,000
First Port City Bank
First Port City Bank
Kasasa Cash Checking Account <-$25K
4.00%
$100
Finance Factors
Finance Factors
Premier Savings Account Jumbo
4.00%
$10,000
Quaint Oak Bank
Quaint Oak Bank
48-Month CD
4.00%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
High Yield Checking Meet Criteria
4.00%
$0
O Bannon Banking Co.
O Bannon Banking Co.
6-Month CD
3.79%
$1,000
Central Bank of Kansas City
Central Bank of Kansas City
12-Month CD
3.55%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
60-Month CD Jumbo
3.50%
$100,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
6-Month CD
3.50%
$500
Chesapeake Bank
Chesapeake Bank
37-Month CD
3.30%
$1,000
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
Bank of Salem AR
Bank of Salem AR
48-Month CD
2.79%
$500
Teachers Federal Credit Union
Teachers Federal Credit Union
18-Month CD (Certificate)
2.75%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
24-Month CD
2.65%
$2,500
Harvest Bank
Harvest Bank
24-Month CD
2.60%
$1,000
Stafford Savings Bank
Stafford Savings Bank
24-Month CD
2.53%
$500
Volunteer State Bank
Volunteer State Bank
24-Month CD
2.50%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
FNB of Wyoming
FNB of Wyoming
36-Month CD
2.27%
$100
Castroville State Bank
Castroville State Bank
60-Month CD
2.22%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
60-Month CD
2.02%
$1,000
Ladysmith Federal S&L
24-Month CD
1.91%
$1,000
Home National Bank Racine, OH
Home National Bank Racine, OH
60-Month CD
1.85%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
First Bank of Utica
First Bank of Utica
18-Month CD
1.61%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Choice Money Market
1.50%
$250,000
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.50%
$500
Buena Vista National Bank
Buena Vista National Bank
60-Month CD
1.40%
$500
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
60-Month CD
1.01%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
Money Market
1.00%
$2,500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
12-Month CD
1.00%
$500
Penn Community Bank
Penn Community Bank
18-Month CD
0.85%
$500
OneUnited Bank
OneUnited Bank
UNITY Plus Savings
0.40%
$100
Seamens Bank
Seamens Bank
48-Month CD
0.40%
$1,000
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Itasca Savings
0.30%
$250
FNB of Elmer
FNB of Elmer
24-Month CD
0.30%
$500
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Bank of Edmonson County
Bank of Edmonson County
Now Account Checking
0.10%
$1,000
WSB Municipal Bank
WSB Municipal Bank
Money Market Deposit Account
0.10%
$1,000
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
Bank of Cadiz and Trust Company
Bank of Cadiz and Trust Company
Passbook Savings Account
0.05%
$100
Greenville Federal
Greenville Federal
Savings Account
0.05%
$10
North Central Bank
North Central Bank
Savings Account
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

The Citizens Bank Company Information

The Citizens Bank Company
501 5th St
Beverly, OH 45715
Washington
Established Date: 01/01/1863
FDIC Certificate #: 10266
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MUSKINGUM VALLEY BANCSHARES
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is The Citizens Bank Company FDIC Insured? Yes
What is The Citizens Bank Company's Cert number? 10266
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Citizens Bank Company Financials

Total Assets:
$307,919,000
Total Deposits:
$274,200,000
Equity Capital:
$29,177,000
Domestic Deposits:
$274,200,000
Net Income:
$885,000
Return on Assets:
1.3552%
Quarterly Return on Assets:
1.1400%
Pretax Return on Assets:
1.3709%
Pretax Quarterly Return on Assets:
1.3700%
Return on Equity:
13.6700%
Quarterly Return on Equity:
12.4700%
Leverage Tier 1 (Core Capital) Ratio:
11.5540%
Total Interest Income (YTD):
4.1902%
 
 
Headquarters:
Beverly
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Washington
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage rates are lower in the most recent mortgage rate survey released on St. Patrick's Day. Fixed conforming 30 year mortgage rates are averaging 4.76 percent with 0.7 discount points for the week ending March 17, 2011. 30 year rates are down from last week's average of 4.88 percent with 0.7 mortgage points.
Right now on our auto loan rates list in Houston, Texas, Bank of America Tops our list of 5 year new auto loans. Bank of America is offering 5 year new auto loan rates at 3.49 percent. A 5 year auto loan for $15,000 at 3.49 percent makes the monthly car payments $447.03.
Citizens Bank is offering business customers ways to earn up to $425 cash back. The cash back deals are somewhat different for new customers and existing customers. Citizens Bank also offers competitive savings account rates and other deposit rates.

Bank or Credit Union Offers and Deals

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Discover Bank $50 CD Promotion
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Alternative Bank and Credit Union Offers to Explore

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The Citizens Bank Company Reviews

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