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UCB Raceland, LA

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UCB Raceland, LA Rates & Review April 2026

Q: How many branches does UCB Raceland, LA operate?

UCB Raceland, LA currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, UCB Raceland, LA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, UCB Raceland, LA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 27, 2026

You can compare UCB Raceland, LA rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 3.95% and 3-month CD rates at 0.20%. Savings rates are at 0.15% and money market rates are at 1.20%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to UCB Raceland, LA rates. MonitorBankRates evaluates the financial stability of UCB Raceland, LA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.12%. Rates were last updated on 04/27/2026.

UCB Raceland, LA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UCB Raceland, LA? Share your experience about UCB Raceland, LA by leaving a review below, or read customer reviews before you decide to use UCB Raceland, LA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.12%

Excellent Lower than avg

UCB Raceland, LA

4626 Highway 1
Raceland, LA 70394

https://ucbanking.com/

Current Rate Availability

We do not have UCB Raceland, LA rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for UCB Raceland, LA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather UCB Raceland, LA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UCB Raceland, LA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name UCB Raceland, LA

Bank Holding Company COMMUNITY BCORP OF LA INC

Address 4626 Highway 1, Raceland, LA 70394 · Lafourche

Website https://ucbanking.com/

FDIC Certificate # 19143

Established 06/20/1964

FDIC Insurance Date 06/20/1964

Domestic Offices 11

Total Branches 11

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.12%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 4.2750%

Return on Equity (ROE) 32.0600%

Non-Performing Loans (NPL) 0.16%

Total Assets $681,188,000

Total Deposits $559,734,000

Equity Capital $98,394,000

Net Income $12,137,000

Headquarters Raceland

Total Offices 11

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About UCB Raceland, LA

Is UCB Raceland, LA a safe place to deposit money?

Yes, UCB Raceland, LA is considered a safe financial institution. With a Texas Ratio of 1.122797628849%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does UCB Raceland, LA operate?

UCB Raceland, LA currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, UCB Raceland, LA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UCB Raceland, LA provides members with tools to manage their accounts and build a solid financial history.

Does UCB Raceland, LA offer online and mobile banking?

Most modern institutions like UCB Raceland, LA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ucbanking.com/.