What are the current interest rates at City Bank & Trust Co. Lincoln, NE?

Current rates for City Bank & Trust Co. Lincoln, NE include: 12-Month CD: 0.55%, 18-Month CD: 0.75%, 24-Month CD: 0.80%, 36-Month CD: 0.90%, 48-Month CD: 0.95%, MMA: 0.10%

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City Bank & Trust Co. Lincoln, NE

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City Bank & Trust Co. Lincoln, NE Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, City Bank & Trust Co. Lincoln, NE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

City Bank & Trust Co. Lincoln, NE's 5-Month Special rates are at 3.80%, 9-Month Special rates are at 3.75%, 13-Month Special rates are at 3.70%, 15-Month rates are at 2.85%, 15-Month rates are at 1.85%. City Bank & Trust Co. Lincoln, NE's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of City Bank & Trust Co. Lincoln, NE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.20%. Rates last updated and verified on 08/28/2026.

City Bank & Trust Co. Lincoln, NE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at City Bank & Trust Co. Lincoln, NE? Share your experience about City Bank & Trust Co. Lincoln, NE by leaving a review below, or read customer reviews before you decide to use City Bank & Trust Co. Lincoln, NE.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.20%

Excellent Higher than avg

City Bank & Trust Co.

2929 Pine Lake Rd
Lincoln, NE 68516

https://www.citybankandtrust.com

City Bank & Trust Co. Lincoln, NE CD Rates

Product	Rate	APY	Term
5 Month Special	3.74%	3.80%	5 Month
Min Deposit $5,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
9 Month Special	3.70%	3.75%	9 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
13 Month Special	3.65%	3.70%	13 Month
Min Deposit $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
15 Month	2.82%	2.85%	15 Month
Min Deposit $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
15 Month	1.84%	1.85%	15 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
48 Month	1.00%	1.00%	48 Month
Min Deposit $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
36 Month	0.95%	0.95%	36 Month
Min Deposit $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
48 Month	0.95%	0.95%	48 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
30 Month	0.90%	0.90%	30 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
36 Month	0.90%	0.90%	36 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
24 Month	0.85%	0.85%	24 Month
Min Deposit $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
24 Month	0.80%	0.80%	24 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
18 Month	0.75%	0.75%	18 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
12 Month	0.70%	0.70%	12 Month
Min Deposit $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
12 Month	0.55%	0.55%	12 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
6 Month	0.30%	0.30%	6 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
3 Month	0.25%	0.25%	3 Month
Min Deposit $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%

City Bank & Trust Co. Lincoln, NE Savings Rates

Product	Rate	APY
Super Saver	0.10%	0.10%
Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
Super Saver	0.05%	0.05%
Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%

City Bank & Trust Co. Lincoln, NE Money Market Rates

Product	Rate	APY
Premier Money Market	0.25%	0.25%
Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
Money Market	0.20%	0.20%
Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
Premier Money Market	0.20%	0.20%
Min Balance $20,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
Premier Money Market	0.15%	0.15%
Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%
Money Market	0.10%	0.10%
Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.20%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for City Bank & Trust Co. Lincoln, NE is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather City Bank & Trust Co. Lincoln, NE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with City Bank & Trust Co. Lincoln, NE's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name City Bank & Trust Co. Lincoln, NE

Bank Holding Company TCM CO

Address 2929 Pine Lake Rd, Lincoln, NE 68516 · Lancaster

Website https://www.citybankandtrust.com

FDIC Certificate # 5396

Established 04/18/1910

FDIC Insurance Date 01/01/1934

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.20%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8886%

Return on Equity (ROE) 9.2000%

Non-Performing Loans (NPL) 0.28%

Total Assets $334,436,000

Total Deposits $287,908,000

Equity Capital $35,173,000

Net Income $3,842,000

Headquarters Lincoln

Total Branches and Offices 5

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

City Bank & Trust Co. Lincoln, NE earned the Verified Healthy badge

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Frequently Asked Questions About City Bank & Trust Co. Lincoln, NE

How many branches does City Bank & Trust Co. Lincoln, NE operate?

City Bank & Trust Co. Lincoln, NE currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, City Bank & Trust Co. Lincoln, NE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, City Bank & Trust Co. Lincoln, NE provides members with tools to manage their accounts and build a solid financial history.

Does City Bank & Trust Co. Lincoln, NE offer online and mobile banking?

Most modern institutions like City Bank & Trust Co. Lincoln, NE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citybankandtrust.com.