What are the current interest rates at Wells Fargo National Bank West?

Current rates for Wells Fargo National Bank West include: 12-Month CD: 0.05%, 24-Month CD: 1.50%, 36-Month CD: 1.75%, 48-Month CD: 1.01%, 60-Month CD: 1.01%, Savings: 3.25%

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Wells Fargo National Bank West Rates & Review November 2026

Q: What CD terms does Wells Fargo National Bank West offer?

Wells Fargo National Bank West CD rates are 1.51% APY for a 12 month CD, 1.51% APY for a 23 month CD, 1.50% APY for a 2 year CD, 2.27% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.51% APY for a 47 month CD, 1.01% APY for a 4 year CD and 1.01% APY for a 5 year CD, verified by MonitorBankRates as of November 9, 2026. The institution may offer other terms or specials that are not listed here, so check with Wells Fargo National Bank West for its full lineup.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells Fargo National Bank West provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 9, 2026

Wells Fargo National Bank West's 24-35-Months Retirement CD 24-35-Month Standard Fixed Rate - Relationship rates are at 2.27%, 24-35-Months Retirement CD 24-35-Month Standard Fixed Rate rates are at 2.25%, 1 Year Standard Fixed Rate CD - Relationship rates are at 1.51%, 12-23-Months Retirement CD 12-23-Month Standard Fixed Rate - Relationship rates are at 1.51%, 36-47-Months Retirement CD 36-47-Month Standard Fixed Rate - Relationship rates are at 1.51%. Wells Fargo National Bank West's savings rates are at 3.25%. Wells Fargo National Bank West's Personal Loan Rates are as low as 6.74%. Wells Fargo National Bank West's top CD rate of 4.40% APY on a 15 month CD is 47% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Wells Fargo National Bank West with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.73%. Rates last updated and verified on 11/09/2026.

Wells Fargo National Bank West money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells Fargo National Bank West? Share your experience about Wells Fargo National Bank West by leaving a review below, or read customer reviews before you decide to use Wells Fargo National Bank West.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.73%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Wells Fargo National Bank West

4455 Spring Mountain Rd
Las Vegas, NV 89102

https://www.wellsfargo.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Wells Fargo National Bank West CD Rates

Product	Rate	APY	Term	Min. Deposit
15-Month Special Fixed Rate CD - Relationship	4.31%	4.40%	15 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal Term: 12 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00% Nov 9, 20264.40%▲ from 4.00% Oct 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
15-month Special Fixed Rate CD - Relationship	4.31%	4.40%	15 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Relationship Interest Rate and APY; Renewal Term 12 months; Current Renewal APY 1.50%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00% Nov 9, 20264.40%▲ from 4.00% Oct 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
7-Month Special Fixed Rate CD - Relationship	4.16%	4.25%	7 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal Term: 6 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10% Nov 9, 20264.25%▲ from 4.10% Oct 22, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
7-month Special Fixed Rate CD - Relationship	4.16%	4.25%	7 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Relationship Interest Rate and APY; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10% Nov 9, 20264.25%▲ from 4.10% Oct 22, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
15-Month Special Fixed Rate CD	4.06%	4.14%	15 months	$2,500
Min Deposit $2,500 Details Special Interest Rate; Renewal Term: 12 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.74% → 4.14% ▲ 0.40 pts · high 4.14% / low 3.74% Nov 9, 20264.14%▲ from 3.74% Oct 22, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
15-month Special Fixed Rate CD	4.06%	4.14%	15 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Special Interest Rate; Renewal Term 12 months; Current Renewal APY 1.50%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.74% → 4.14% ▲ 0.40 pts · high 4.14% / low 3.74% Nov 9, 20264.14%▲ from 3.74% Oct 22, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
11-Month Special Fixed Rate CD - Relationship	3.92%	4.00%	11 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal Term: 6 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.25% → 4.00% ▼ 0.25 pts · high 4.25% / low 4.00% Nov 9, 20264.00%▼ from 4.25% Oct 22, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
11-month Special Fixed Rate CD - Relationship	3.92%	4.00%	11 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Relationship Interest Rate and APY; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.25% → 4.00% ▼ 0.25 pts · high 4.25% / low 4.00% Nov 9, 20264.00%▼ from 4.25% Oct 22, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
7-Month Special Fixed Rate CD	3.91%	3.99%	7 months	$2,500
Min Deposit $2,500 Details Special Interest Rate; Renewal Term: 6 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.84% → 3.99% ▲ 0.15 pts · high 3.99% / low 3.84% Nov 9, 20263.99%▲ from 3.84% Oct 22, 20263.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
7-month Special Fixed Rate CD	3.91%	3.99%	7 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Special Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.84% → 3.99% ▲ 0.15 pts · high 3.99% / low 3.84% Nov 9, 20263.99%▲ from 3.84% Oct 22, 20263.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
11-Month Special Fixed Rate CD	3.67%	3.74%	11 months	$2,500
Min Deposit $2,500 Details Special Interest Rate; Renewal Term: 6 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.99% → 3.74% ▼ 0.25 pts · high 3.99% / low 3.74% Nov 9, 20263.74%▼ from 3.99% Oct 22, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
11-month Special Fixed Rate CD	3.67%	3.74%	11 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Special Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.99% → 3.74% ▼ 0.25 pts · high 3.99% / low 3.74% Nov 9, 20263.74%▼ from 3.99% Oct 22, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
4-Month Special Fixed Rate CD - Relationship	3.44%	3.50%	4 months	$2,500
Min Deposit $2,500 Details Relationship rate; requires linked Prime Checking, Premier Checking or Private Bank Interest Checking; Renewal Term: 3 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Oct 26, 20263.50%▼ from 3.75% Oct 22, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
4-month Special Fixed Rate CD - Relationship	3.44%	3.50%	4 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Relationship Interest Rate and APY; Renewal Term 3 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Oct 26, 20263.50%▼ from 3.75% Oct 22, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
4-Month Special Fixed Rate CD	3.19%	3.24%	4 months	$2,500
Min Deposit $2,500 Details Special Interest Rate; Renewal Term: 3 months; Bay Area CA counties only Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.49% → 3.24% ▼ 0.25 pts · high 3.49% / low 3.24% Oct 26, 20263.24%▼ from 3.49% Oct 22, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
4-month Special Fixed Rate CD	3.19%	3.24%	4 months	$5,000
Min Deposit $5,000 Details California counties only (see footnote 2); Special Interest Rate; Renewal Term 3 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.49% → 3.24% ▼ 0.25 pts · high 3.49% / low 3.24% Oct 26, 20263.24%▼ from 3.49% Oct 22, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	2.24%	2.27%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 2.27% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	2.23%	2.25%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate - Relationship	1.74%	1.76%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.76% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 24-35-month Standard Fixed Rate	1.73%	1.75%	24-35 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate - Relationship	1.50%	1.51%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.50%	1.51%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.50%	1.51%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 12-23-month Standard Fixed Rate	1.49%	1.50%	12-23 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.49%	1.50%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.49%	1.50%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate - Relationship	1.01%	1.02%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate - Relationship	1.01%	1.02%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 36-47-month Standard Fixed Rate	1.00%	1.01%	36-47 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 48-59-month Standard Fixed Rate	1.00%	1.01%	48-59 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 1.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Relationship Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate - Relationship	0.06%	0.06%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate - Relationship	0.06%	0.06%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 - $4,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details California counties only (see footnote 2); Balance: $5,000 - $9,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details California counties only (see footnote 2); Balance: $10,000 - $24,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details California counties only (see footnote 2); Balance: $25,000 - $49,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details California counties only (see footnote 2); Balance: $50,000 - $99,999.99; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details California counties only (see footnote 2); Balance: $100,000+; Standard Interest Rate and APY; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 3-5-month Standard Fixed Rate	0.05%	0.05%	3-5 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 6-11-month Standard Fixed Rate	0.05%	0.05%	6-11 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Relationship rate; Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Relationship rate; Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Relationship rate; Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Relationship rate; Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Relationship rate; Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate - Relationship	0.02%	0.02%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Relationship rate; Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $4,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Retirement CD 1-2-month Standard Fixed Rate	0.01%	0.01%	1-2 months	$1,000
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000+; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%

Wells Fargo National Bank West Savings Rates

Product	Rate	APY
Platinum Savings - New Savings Customer	3.20%	3.25%
Min Deposit $25 Min Balance $25,000 Details California Counties Only (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma); Balance: $25,000 or more; Rate for new Wells Fargo savings customers only; requires $25,000 balance within 30 days of opening and minimum daily balance of $25,000 thereafter Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Wells Fargo Retirement High Yield Savings	0.05%	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $0 or more; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Platinum Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 or more; Standard Interest Rates; $3,500 minimum daily balance avoids $12 monthly service fee Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Way2Save Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 or more; Standard Interest Rate 0.01%; $5 monthly service fee avoidable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%

Wells Fargo National Bank West Personal Loan Rates

Product	APR	Term	View More
Personal Loan	6.74%	12 to 84 months
Details As Low As; APR shown for a personal loan of at least $10,000 with a 3-year term, including a 0.25% relationship discount; loan amounts $3,000 to $100,000; Interest rate discounts from 6.74% to 25.74% APR with Autopay from a qualifying Wells Fargo account Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 6.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%

Wells Fargo National Bank West Other Rates

Product	Rate	Points	APY/APR
Platinum Savings - Relationship (linked to Premier Checking)	0.05%	-	0.05%
Min Deposit $25 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 or more; Relationship Interest Rate and APY; savings must remain linked to a Prime Checking, Premier Checking, or Private Bank Interest Checking account Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Platinum Savings - Relationship (linked to Prime Checking)	0.02%	-	0.02%
Min Deposit $25 Min Balance $0 Details California counties only (see footnote 2); Balance: $0 or more; Relationship Interest Rate and APY; savings must remain linked to a Prime Checking, Premier Checking, or Private Bank Interest Checking account Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Platinum Savings - Relationship (Prime Checking or Checking)	0.02%	-	0.02%
Min Deposit $25 Min Balance $0 Details California Counties Only (Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma); Balance: $0 or more; Relationship Interest Rate when linked to Prime Checking or Checking Last Updated 11/09/2026 Rate History No change since Nov 9, 2026 · 0.02% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%
Wells Fargo Way2Save Retirement Account	0.01%	-	0.01%
Min Deposit $100 Min Balance $0 Details Balance: $0 or more; Bay Area CA counties only Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.73%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Wells Fargo National Bank West’s Texas Ratio fell from 3.69% in Q3 2023 to 2.73% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$8.8B	2.73%	5.0	A+
March 31, 2026	$9.0B	2.59%	5.0	A+
December 31, 2025	$9.0B	2.59%	5.0	A+
September 30, 2025	$9.3B	3.01%	5.0	A+
June 30, 2025	$9.4B	2.80%	5.0	A+
March 31, 2025	$10.2B	2.78%	5.0	A+
December 31, 2024	$10.5B	3.15%	5.0	A+
September 30, 2024	$10.3B	3.20%	5.0	A+
June 30, 2024	$12.0B	3.36%	5.0	A+
March 31, 2024	$13.4B	3.45%	5.0	A+
December 31, 2023	$14.8B	3.25%	5.0	A+
September 30, 2023	$15.4B	3.69%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wells Fargo National Bank West is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wells Fargo National Bank West rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wells Fargo National Bank West's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Wells Fargo National Bank West

Website https://www.wellsfargo.com

Address 4455 Spring Mountain Rd, Las Vegas, NV 89102 · Clark

Bank Holding Company WELLS FARGO&COMPANY

FDIC Certificate # 27389

Regulator OCC

Established December 1, 1988

FDIC Insurance Date December 1, 1988

Domestic Offices 1

Total Branches 1

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.73%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.9746%

Return on Equity (ROE)

5.3000%

Non-Performing Loans Ratio (NPL)

0.52%

Total Assets

$8,769,681,000

Total Deposits

$6,933,675,000

Equity Capital

$1,683,278,000

Net Income

$43,541,000

Headquarters

Las Vegas

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Wells Fargo National Bank West earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Wells Fargo National Bank West

Does Wells Fargo National Bank West offer CDs?

Yes. Wells Fargo National Bank West current CD rates include its 24-35-Months Retirement CD 24-35-Month Standard Fixed Rate - Relationship at 2.27% APY, its 24-35-Months Retirement CD 24-35-Month Standard Fixed Rate at 2.25% APY and its 1 Year Standard Fixed Rate CD - Relationship at 1.51% APY, verified by MonitorBankRates as of November 9, 2026.

Are CDs from Wells Fargo National Bank West FDIC insured?

Yes. Wells Fargo National Bank West is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Wells Fargo National Bank West?

The highest Wells Fargo National Bank West CD rate is its 15-Month Special Fixed Rate CD - Relationship at 4.40% APY, verified by MonitorBankRates as of November 9, 2026.

What CD terms does Wells Fargo National Bank West offer?

Wells Fargo National Bank West CD rates are 1.51% APY for a 12 month CD, 1.51% APY for a 23 month CD, 1.50% APY for a 2 year CD, 2.27% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.51% APY for a 47 month CD, 1.01% APY for a 4 year CD and 1.01% APY for a 5 year CD, verified by MonitorBankRates as of November 9, 2026. The institution may offer other terms or specials that are not listed here, so check with Wells Fargo National Bank West for its full lineup.

What is the highest savings rate at Wells Fargo National Bank West?

The highest Wells Fargo National Bank West savings rate is its Platinum Savings - New Savings Customer at 3.25% APY, verified by MonitorBankRates as of November 9, 2026.

What is the lowest personal loan rate at Wells Fargo National Bank West?

The lowest Wells Fargo National Bank West personal loan rate is its Personal Loan at 6.74% APR, verified by MonitorBankRates as of November 9, 2026.

How many branches does Wells Fargo National Bank West operate?

Wells Fargo National Bank West currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wells Fargo National Bank West does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells Fargo National Bank West provides members with tools to manage their accounts and build a solid financial history.

Does Wells Fargo National Bank West offer online and mobile banking?

Most modern institutions like Wells Fargo National Bank West provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wellsfargo.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Wells Fargo National Bank West rates compare?

Wells Fargo National Bank West's top CD rate of 4.40% APY on a 15 month CD is 47% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Wells Fargo National Bank West's top rates are its 15-Months 15-Month Special Fixed Rate CD - Relationship at 4.40% APY, its Platinum Savings - New Savings Customer at 3.25% APY and its Personal Loan at 6.74% APR, verified by MonitorBankRates on November 9, 2026.

Current Wells Fargo National Bank West Rates

12-Month CD0.05%
24-Month CD1.50%
36-Month CD1.75%
48-Month CD1.01%
60-Month CD1.01%
Savings3.25%

Retrieved from our database of financial products. Rates subject to change.

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Wells Fargo National Bank West Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Wells Fargo National Bank West Texas Ratio

Wells Fargo National Bank West Health Trend

Wells Fargo National Bank West CD Rates

Wells Fargo National Bank West Savings Rates

Wells Fargo National Bank West Personal Loan Rates

Wells Fargo National Bank West Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Wells Fargo National Bank West earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Wells Fargo National Bank West

Does Wells Fargo National Bank West offer CDs?

Are CDs from Wells Fargo National Bank West FDIC insured?

What is the highest CD rate at Wells Fargo National Bank West?

What CD terms does Wells Fargo National Bank West offer?

What is the highest savings rate at Wells Fargo National Bank West?

What is the lowest personal loan rate at Wells Fargo National Bank West?

How many branches does Wells Fargo National Bank West operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Wells Fargo National Bank West offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Wells Fargo National Bank West rates compare?

Current Wells Fargo National Bank West Rates

Compare to Other Banks