American State Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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American State Bank & Trust CompanyToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 2.77% and 3-month CD rates at 0.55%. Current savings rates are at 0.55% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 7.99%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to American State Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from American State Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with American State Bank & Trust Company CD rates. You can also compare American State Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

American State Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American State Bank & Trust Company? Share your experience about American State Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use American State Bank & Trust Company.

American State Bank & Trust Company Texas Ratio

American State Bank & Trust Company's Texas Ratio is at 19.04%, which is considered excellent. The Texas Ratio for American State Bank & Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, American State Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
American State Bank & Trust Company
223 Main St
Williston, ND 58801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare American State Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of Central Ohio
First Bank of Central Ohio
12-Month CD
4.40%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
4.25%
$5,000
University First Federal Credit Union
University First Federal Credit Union
60-Month CD
4.20%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
12-Month CD
4.08%
$500
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
12-Month CD
3.85%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$500
Harford Bank
Harford Bank
12-Month CD
3.75%
$1,000
KodaBank
KodaBank
3-Month CD
3.75%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.53%
$1,000
Ameriprise Financial
Ameriprise Financial
24-Month CD
3.45%
$0
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
Old Dominion National Bank
Old Dominion National Bank
36-Month CD
3.40%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
48-Month CD
3.30%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
48-Month CD
3.30%
$500
First FSB Rochester, IN
First FSB Rochester, IN
48-Month CD
3.29%
$500
GreenLeaf Bank
GreenLeaf Bank
36-Month CD
3.25%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.03%
$500
M&T Bank
M&T Bank
12-Month CD (Select)
3.00%
$1,000
Bank 21
Bank 21
60-Month CD
3.00%
$500
Sound Community Bank
Sound Community Bank
24-Month CD (with checking)
2.78%
$1,000
Glen Burnie MSB
18-Month CD
2.53%
$500
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.52%
$1,000
Crest Savings Bank
Crest Savings Bank
60-Month CD
2.50%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
60-Month CD
2.38%
$500
The Bank of Elk River
The Bank of Elk River
24-Month CD
2.32%
$200
Geddes Federal S&L
Geddes Federal S&L
60-Month CD
2.12%
$500
National Bank of Blacksburg
National Bank of Blacksburg
18-Month CD
2.07%
$500
Think Mutual Bank
Think Mutual Bank
Money Market
2.00%
$100,000
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Bangor Savings Bank
Bangor Savings Bank
48-Month CD
0.75%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
United Bank of Union
United Bank of Union
18-Month CD
0.55%
$500
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Premium NOW Checking
0.50%
$100
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
New Foundation SB
New Foundation SB
Savings
0.25%
$10
Stoughton Co-operative Bank
Stoughton Co-operative Bank
Statement Savings
0.25%
$10
Achieve Financial Credit Union
Achieve Financial Credit Union
24-Month CD
0.20%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
36-Month CD
0.10%
$1,000
Grand Rapids SB
Grand Rapids SB
Money Market
0.08%
$2,500
Partners Bank of New England
Money Market
0.01%
$500
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
First State Bank (MI)
First State Bank (MI)
Classic Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have American State Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time.

American State Bank & Trust Company Information

American State Bank & Trust Company
223 Main St
Williston, ND 58801
Williams
Established Date: 12/01/1936
FDIC Certificate #: 15444
Date of FDIC Deposit Insurance: 12/18/1936
Bank Holding Company: AMERICAN STB HOLDING CO INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is American State Bank & Trust Company FDIC Insured? Yes
What is American State Bank & Trust Company's Cert number? 15444
What is the maximum amount for insured deposits? $250,000 per holder, per account

American State Bank & Trust Company Financials

Total Assets:
$624,408,000
Total Deposits:
$559,060,000
Equity Capital:
$46,281,000
Domestic Deposits:
$559,060,000
Net Income:
$3,194,000
Return on Assets:
1.9870%
Quarterly Return on Assets:
2.0600%
Pretax Return on Assets:
2.0561%
Pretax Quarterly Return on Assets:
2.0600%
Return on Equity:
31.5700%
Quarterly Return on Equity:
26.9600%
Common Equity Tier 1 Capital Ratio:
21.3297%
Tier 1 Risk-Based Capital Ratio:
21.3297%
Leverage Tier 1 (Core Capital) Ratio:
12.0338%
Total Risk-Based Capital Ratio (YTD):
22.5858%
Total Interest Income (YTD):
3.6684%
 
 
Headquarters:
Williston
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Williams
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Near record low mortgage rates on both conforming mortgage rates and jumbo mortgage rates isn't helping demand for homes. Today's mortgage rates on 30 year conforming loans are averaging 4.17%, down from yesterday's average 30 year mortgage rate of 4.23%. New home building declined 5% in August according to the Commerce Department's New Residential Construction report
top-savings-account-rates-above-100Savings account rates are not expected to be much higher during the first six months of 2010 but will probably go higher later in the year if the economic recovery stays on track and the Fed raises interest rates.
Third Federal Savings and Loan Savings rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings rates at Third Federal Savings and Loan below.

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