MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. United Credit Union Chicago, IL
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

United Credit Union Chicago, IL Rates & Review March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare United Credit Union Chicago, IL rates to other rates in our database, including 12-month share certificate rates currently at 0.00%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 0.05%. Savings rates are at 0.45% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to United Credit Union Chicago, IL rates. MonitorBankRates evaluates the financial stability of United Credit Union Chicago, IL with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.29%. Rates were last updated on 03/29/2026.

United Credit Union Chicago, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Chicago, IL? Share your experience about United Credit Union Chicago, IL by leaving a review below, or read customer reviews before you decide to use United Credit Union Chicago, IL.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.29%
Excellent Higher than avg
United Credit Union Chicago, IL
Pulaski Office
4444 S Pulaski Rd
Chicago, IL 60632 4011
https://www.unitedcreditunion.com
Member NCUA

Current Rate Availability

We do not have United Credit Union Chicago, IL rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for United Credit Union Chicago, IL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Credit Union Chicago, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Credit Union Chicago, IL's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Credit Union Chicago, IL
Website https://www.unitedcreditunion.com
Address 4444 S Pulaski Rd, Chicago, IL 60632 4011
Phone 773-376-6000
Fax
President Phillip Moore
CEO Mario Aguirre
Full-Time Employees 43
Part-Time Employees 0
Branch Locations 3
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.29%
Return on Assets (ROA)
-0.7498%
Return on Equity (ROE)
-7.5536%
Non-Performing Loans Ratio (NPL)
1.37%
Total Assets
201,733,066
Total Amount of Shares and Deposits
190,584,861
Total Shares and Deposits < 1 Year
189,048,496
Total Shares and Deposits 1 3 Years
1,536,365
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,560,354
Total Uninsured Shares and Deposits > $250K (F+J)
11,560,354
Total Insured Shares and Deposits > $250K (item 17 less item K)
179,024,507
Total Interest Expense (Sum of items 6 8)
2,021,524
Share Certificates
238
Number of Accounts for Share Drafts
6,555
IRA KEOGH Accounts
190
Number of Accounts for Regular Shares
22,237
Money Market Shares
201
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,293,714
Total Liabilities
190,918,937
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for United Credit Union Chicago, IL yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for United Credit Union Chicago, IL
Your Name:
Your Rating:

Frequently Asked Questions About United Credit Union Chicago, IL

Is United Credit Union Chicago, IL a safe place to deposit money?

Yes, United Credit Union Chicago, IL is considered a safe financial institution. With a Texas Ratio of 6.2907849552569%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does United Credit Union Chicago, IL operate?

United Credit Union Chicago, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Credit Union Chicago, IL?

Yes, to access services at United Credit Union Chicago, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Credit Union Chicago, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Chicago, IL provides members with tools to manage their accounts and build a solid financial history.

Does United Credit Union Chicago, IL offer online and mobile banking?

Most modern institutions like United Credit Union Chicago, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcreditunion.com.

Compare to Other Credit Unions

Northrop Grumman Federal Credit Union Stationery Credit Union Professional Police Officers Credit Union Randolph Brooks FCU Desert Financial Credit Union Oswego Teachers Employees Federal Credit Union Mid Carolina Credit Union Ko`olau Federal Credit Union Southwest Oklahoma Federal Credit Union Meridian Trust Federal Credit Union PECO WES Credit Union Desert Rivers Federal Credit Union Metropolitan L Federal Credit Union Kenowa Community Federal Credit Union Electricians Local 349 Credit Union Sweet Home Federal Credit Union New Horizons Credit Union Entertainment Industries Federal Credit Union Building Trades Federal Credit Union Park Manor Christian Church Credit Union