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 Hudson River Community Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Hudson River Community Credit Union's 6 month Roth IRA CD rates are at 3.25%, 6 month CDs rates are at 3.25%, 6 month Traditional IRA CD rates are at 3.25%, 12 month Roth IRA CD rates are at 3.10%, 12 month CDs rates are at 3.10%. Hudson River Community Credit Union's savings rates are at 0.00%. Hudson River Community Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Hudson River Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.24%. Rates were last updated on 03/27/2026. Hudson River Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hudson River Community Credit Union? Share your experience about Hudson River Community Credit Union by leaving a review below, or read customer reviews before you decide to use Hudson River Community Credit Union. Hudson River Community Credit Union
Hudson River Community CU Operations Center 1 3rd St
https://www.hrccu.org Corinth, NY 12822 1230 
Hudson River Community Credit Union CD Rates
Hudson River Community Credit Union Savings Rates
Hudson River Community Credit Union Checking Rates
Hudson River Community Credit Union Mortgage Rates
Hudson River Community Credit Union Home Equity & HELOC
Hudson River Community Credit Union Auto Loan Rates
Hudson River Community Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hudson River Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hudson River Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hudson River Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hudson River Community Credit Union
Website
https://www.hrccu.org
Address
1 3rd St,
Corinth, NY 12822 1230
Phone
518-886-3400
Fax
President
Charles Pasquarell
CEO
Susan Commanda
Full-Time Employees
73
Part-Time Employees
2
Branch Locations
4
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.24%
Return on Assets (ROA)
0.7323%
Return on Equity (ROE)
4.6223%
Non-Performing Loans Ratio (NPL)
1.20%
Total Assets
342,199,433
Total Amount of Shares and Deposits
284,550,351
Total Shares and Deposits < 1 Year
254,434,959
Total Shares and Deposits 1 3 Years
28,541,078
Total Shares and Deposits > 3 Years
1,574,313
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,933,626
Total Uninsured Shares and Deposits > $250K (F+J)
19,933,626
Total Insured Shares and Deposits > $250K (item 17 less item K)
264,616,725
Total Interest Expense (Sum of items 6 8)
2,635,003
Share Certificates
2,479
Number of Accounts for Share Drafts
16,647
IRA KEOGH Accounts
353
Number of Accounts for Regular Shares
22,663
All other shares
25
Money Market Shares
240
Net Income (unless the amount is already included in Undivided Earnings)
2,505,898
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,599,476
Total Liabilities
288,015,055
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hudson River Community Credit UnionIs Hudson River Community Credit Union a safe place to deposit money?Yes, Hudson River Community Credit Union is considered a safe financial institution. With a Texas Ratio of 6.2387038597082%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hudson River Community Credit Union operate?Hudson River Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hudson River Community Credit Union?Yes, to access services at Hudson River Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hudson River Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hudson River Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hudson River Community Credit Union offer online and mobile banking?Most modern institutions like Hudson River Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hrccu.org. Current Hudson River Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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