|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 University of Illinois Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
University of Illinois Community Credit Union's 6 month CD rates are at 3.70%, IRA Savings CDs 1 Year rates are at 3.65%, 1 year CD rates are at 3.65%, 2 years CD Jumbo rates are at 3.65%, IRA Savings CDs 2 Years rates are at 3.60%. University of Illinois Community Credit Union's savings rates are at 0.01%. University of Illinois Community Credit Union's money market rates are at 0.20%. University of Illinois Community Credit Union's 15 Year Fixed rates are at 5.88%, 10 Year Fixed rates are at 5.88%, 30 Year Fixed rates are at 6.12%, 20 Year Fixed rates are at 6.12%, 30 Year Fixed (Jumbo) rates are at 6.75%. University of Illinois Community Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of University of Illinois Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.86%. Rates were last updated on 04/06/2026. University of Illinois Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Illinois Community Credit Union? Share your experience about University of Illinois Community Credit Union by leaving a review below, or read customer reviews before you decide to use University of Illinois Community Credit Union. University of Illinois Community Credit Union
First Street Office 2201 S 1ST ST
https://www.uoficreditunion.org Champaign, IL 61820 7402 
University of Illinois Community Credit Union CD Rates
University of Illinois Community Credit Union Savings Rates
University of Illinois Community Credit Union Money Market Rates
University of Illinois Community Credit Union Checking Rates
University of Illinois Community Credit Union Mortgage Rates
University of Illinois Community Credit Union Home Equity & HELOC
University of Illinois Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University of Illinois Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Illinois Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University of Illinois Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University of Illinois Community Credit Union
Website
https://www.uoficreditunion.org
Address
2201 S 1ST ST,
Champaign, IL 61820 7402
Phone
217-278-7700
Fax
217-244-5789
President
Ann McClellan
CEO
Chris Harlan
Full-Time Employees
172
Part-Time Employees
8
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.86%
Return on Assets (ROA)
0.2793%
Return on Equity (ROE)
2.9088%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
741,769,068
Total Amount of Shares and Deposits
667,066,336
Total Shares and Deposits < 1 Year
609,453,953
Total Shares and Deposits 1 3 Years
56,031,423
Total Shares and Deposits > 3 Years
1,580,960
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
37,406,220
Total Uninsured Shares and Deposits > $250K (F+J)
40,552,947
Total Insured Shares and Deposits > $250K (item 17 less item K)
626,513,389
Total Interest Expense (Sum of items 6 8)
10,316,971
Share Certificates
4,768
Number of Accounts for Share Drafts
30,407
IRA KEOGH Accounts
1,541
Number of Accounts for Regular Shares
74,154
Non Member Deposits
24
Money Market Shares
3,604
Net Income (unless the amount is already included in Undivided Earnings)
2,071,744
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,603,044
Total Liabilities
684,208,604
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About University of Illinois Community Credit UnionIs University of Illinois Community Credit Union a safe place to deposit money?Yes, University of Illinois Community Credit Union is considered a safe financial institution. With a Texas Ratio of 5.860661404488%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does University of Illinois Community Credit Union operate?University of Illinois Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University of Illinois Community Credit Union?Yes, to access services at University of Illinois Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University of Illinois Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University of Illinois Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does University of Illinois Community Credit Union offer online and mobile banking?Most modern institutions like University of Illinois Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uoficreditunion.org. Current University of Illinois Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Cherokee Strip Credit Union
Aurora Postal Employees Credit Union
Evolve Federal Credit Union
Springfield Postal Employees Federal Credit Union
Foothills Credit Union
Downriver Community Federal Credit Union
Williamson County Catholic Credit Union
Provo Police and Fire Dept Credit Union
US Eagle Federal Credit Union
Baltimore Washington Federal Credit Union
Calcasieu Teachers And Employees Credit Union
SPC Credit Union
Communication Federal Credit Union
Public Service Edwardsport Plant Employees FCU
TFCU Credit Union
Fitzsimons Federal Credit Union
Berea Federal Credit Union
St Mark Credit Union
Texas Health Credit Union
Richland Federal Credit Union
Lake Superior Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
