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 FAMU Florida A&M University FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
FAMU Florida A&M University FCU's savings rates are at 0.05%. FAMU Florida A&M University FCU's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of FAMU Florida A&M University FCU with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.45%. Rates were last updated on 04/11/2026. FAMU Florida A&M University FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FAMU Florida A&M University FCU? Share your experience about FAMU Florida A&M University FCU by leaving a review below, or read customer reviews before you decide to use FAMU Florida A&M University FCU. FAMU Florida A&M University FCU
FAMU Federal Credit Union 1610 S Monroe St
https://www.famufcu.com Tallahassee, FL 32301 5524 
FAMU Florida A&M University FCU Savings Rates
FAMU Florida A&M University FCU Money Market Rates
FAMU Florida A&M University FCU Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for FAMU Florida A&M University FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FAMU Florida A&M University FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FAMU Florida A&M University FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
FAMU Florida A&M University FCU
Website
https://www.famufcu.com
Address
1610 S Monroe St,
Tallahassee, FL 32301 5524
Phone
850-222-4541
Fax
850-222-5401
President
Lorenzo Alexander
CEO
Sheilah Montgomery
Full-Time Employees
7
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.45%
Return on Assets (ROA)
0.4185%
Return on Equity (ROE)
3.1334%
Non-Performing Loans Ratio (NPL)
5.09%
Total Assets
27,347,620
Total Amount of Shares and Deposits
23,585,375
Total Shares and Deposits < 1 Year
22,816,821
Total Shares and Deposits 1 3 Years
637,310
Total Shares and Deposits > 3 Years
131,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
648,243
Total Uninsured Shares and Deposits > $250K (F+J)
648,243
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,937,132
Total Interest Expense (Sum of items 6 8)
34,923
Share Certificates
73
Number of Accounts for Share Drafts
2,411
IRA KEOGH Accounts
39
Number of Accounts for Regular Shares
4,253
Money Market Shares
67
Net Income (unless the amount is already included in Undivided Earnings)
114,452
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,466,280
Total Liabilities
23,792,969
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About FAMU Florida A&M University FCUIs FAMU Florida A&M University FCU a safe place to deposit money?Yes, FAMU Florida A&M University FCU is considered a safe financial institution. With a Texas Ratio of 14.452715934767%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does FAMU Florida A&M University FCU operate?FAMU Florida A&M University FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join FAMU Florida A&M University FCU?Yes, to access services at FAMU Florida A&M University FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, FAMU Florida A&M University FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FAMU Florida A&M University FCU provides members with tools to manage their accounts and build a solid financial history. Does FAMU Florida A&M University FCU offer online and mobile banking?Most modern institutions like FAMU Florida A&M University FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.famufcu.com. Current FAMU Florida A&M University FCU Rates
Retrieved from our database of financial products. Rates subject to change.
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