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Coast Central Credit Union

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Coast Central Credit Union Rates & Review July 2026

Q: Is a member application needed to join Coast Central Credit Union?

Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 15, 2026

You can compare Coast Central Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.71%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.09%. All these rates can be compared to Coast Central Credit Union rates. MonitorBankRates evaluates the financial stability of Coast Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates were last updated on 07/15/2026.

Coast Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coast Central Credit Union? Share your experience about Coast Central Credit Union by leaving a review below, or read customer reviews before you decide to use Coast Central Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.11%

Excellent Lower than avg

Coast Central Credit Union
Eureka Harrison Ave

2650 Harrison Ave
Eureka, CA 95501

https://www.coastccu.org

Current Rate Availability

We do not have Coast Central Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Coast Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Coast Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Coast Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Coast Central Credit Union

Website https://www.coastccu.org

Address 2650 Harrison Ave, Eureka, CA 95501

Phone 707-445-8801

Fax 707-442-2532

President Ron Rudebock

CEO Fred Moore

Full-Time Employees 250

Part-Time Employees 29

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.11%

Return on Assets (ROA)

0.4946%

Return on Equity (ROE)

4.2463%

Non-Performing Loans Ratio (NPL)

0.28%

Total Assets

2,275,937,036

Total Amount of Shares and Deposits

2,018,970,191

Total Shares and Deposits < 1 Year

1,707,507,024

Total Shares and Deposits 1 3 Years

279,715,250

Total Shares and Deposits > 3 Years

31,747,918

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

365,364,536

Total Uninsured Shares and Deposits > $250K (F+J)

365,364,536

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,653,605,655

Total Interest Expense (Sum of items 6 8)

31,458,215

Share Certificates

13,874

Number of Accounts for Share Drafts

55,209

IRA KEOGH Accounts

4,866

Number of Accounts for Regular Shares

79,915

All other shares

2,822

Money Market Shares

27,337

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

359,413,337

Total Liabilities

2,061,992,681

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Coast Central Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Coast Central Credit Union

How many branches does Coast Central Credit Union operate?

Coast Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Coast Central Credit Union?

Yes, to access services at Coast Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Coast Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Coast Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Coast Central Credit Union offer online and mobile banking?

Most modern institutions like Coast Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastccu.org.