Montecito Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Montecito Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Montecito Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Montecito Bank & Trust CD rates. You can also compare Montecito Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists. Montecito Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Montecito Bank & Trust? Share your experience about Montecito Bank & Trust by leaving a review below, or read customer reviews before you decide to use Montecito Bank & Trust. Montecito Bank & Trust Texas Ratio Montecito Bank & Trust's Texas Ratio is at 2.97%, which is considered excellent. The Texas Ratio for Montecito Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Montecito Bank & Trust is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Montecito Bank & Trust InformationMontecito Bank & Trust
1000 State StSanta Barbara, CA 93101 Santa Barbara Established Date: 03/17/1975 FDIC Certificate #: 21956 Date of FDIC Deposit Insurance: 03/17/1975 Bank Holding Company: MONTECITO BCORP How Many Domestic U.S. Offices? 17 How Many Branches are There? 17 Website: https://www.montecito.bank
Is Montecito Bank & Trust FDIC Insured? Yes
What is Montecito Bank & Trust's Cert number? 21956
What is the maximum amount for insured deposits? $250,000 per holder, per account
Montecito Bank & Trust FinancialsTotal Assets:
$2,100,034,000
Total Deposits:
$1,780,019,000
Equity Capital:
$148,535,000
Domestic Deposits:
$1,780,019,000
Net Income:
$1,715,000
Return on Assets:
0.6403%
Quarterly Return on Assets:
0.3200%
Pretax Return on Assets:
0.4381%
Pretax Quarterly Return on Assets:
0.4400%
Return on Equity:
10.4600%
Quarterly Return on Equity:
4.6300%
Leverage Tier 1 (Core Capital) Ratio:
9.9012%
Total Interest Income (YTD):
4.0154%
Headquarters:
Santa Barbara
FDIC Field Office:
Los Angeles
Regulator:
FDIC
County:
Santa Barbara
# of Offices:
17
Metropolitan Statistical Area (MSA):
Santa Maria-Santa Barbara, CA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The Federal Open Market Committee decided to leave the fed funds rate in a targeted range of zero to one quarter percent to continue to spur economic growth. The economy is showing signs of improving but there isn't enough growth at this point for inflation to be a concern to raise interest rates.
 Current mortgage rates were slightly higher in this week's mortgage survey with the exception of 1 year adjustable mortgage rates which were down 10 basis points to 4.22 percent. 30 year mortgage rates averaged 4.96 percent for the week ending March 18, 2010 in the current Primary Mortgage Market Survey released by Freddie Mac. Average mortgage discount points on 30 year mortgages remained unchanged at 0.7 points.
Millions of homeowners with negative equity missed a chance to refinance but might be able to refinance in 2014. CoreLogic reported 312,000 returned to positive equity in the first quarter of 2014, bringing the total number of mortgaged residential properties that have equity to more than 43 million.
Bank or Credit Union Offers and DealsAmeriprise Financial CD Rates: Top Rate 5.50% APY 13-Month CDWeekly CD Rate Report Live Oak Bank CD Rates: 12-Month 5.00%, 6-Month 4.80%, 24-Month 2.00% Wells Fargo offers mortgage assistance to troubled Arizonans Best Savings Rate from North American Savings Bank (NASB) Most Americans Confused Over the Purpose of a Budget Open a CD Account Today to Lock in a High CD Rate Before They Move Lower! Read the Fine Print When Investing in a Certificate of Deposit Current Mortgage Rates Rise in Freddie Mac's PMMS Current Mortgage Rates: Mortgage Rates Down to 5.07% Alternative Bank and Credit Union Offers to ExploreMortgage Rates - 30 Year Mortgage Rates Decrease to 5.13% and 15 Year Mortgage Rates Decrease to 4.45%2-1 Mortgage Rates: 30 Year Mortgage Rates and 30 Year Refinance Rates at 4.81% California First National Bank 1 Year CD Rates now at 1.25% WTDirect Online Savings Account Car Insurance: Auto Insurance Rates and Auto Insurance Quotes Mortgage Rates Make New Lows for 2011: 30 Year Mortgage Rates at 4.41% Mortgage Rates: 30 Year Mortgage Rates at 5.05%, 15 Year Mortgage Rates at 4.40% San Jose CD Rates Mortgage Rates Continue Upward Trend: 30-Year Rates at 6.73% Credit Cards: Finding a Decent Credit Card Rate Montecito Bank & Trust ReviewsThere are no reviews for Montecito Bank & Trust yet. Feel free to create one below.
Add Your Rating and Review for Montecito Bank & Trust
See how Montecito Bank & Trust Compares to other banks |
Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 4.08% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 17.75%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates. 
