Home Savings Bank Salt Lake City, UT Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Home Savings Bank Salt Lake City, UT's 12-Month CD rates are at 3.95%, 18-Month CD rates are at 3.95%, 21-Month CD "Bump It Up" rates are at 3.95%, 6-Month CD rates are at 3.90%, 24-Month CD rates are at 3.50%. Home Savings Bank Salt Lake City, UT's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Home Savings Bank Salt Lake City, UT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityHome Savings Bank Salt Lake City, UT money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Savings Bank Salt Lake City, UT? Share your experience about Home Savings Bank Salt Lake City, UT by leaving a review below, or read customer reviews before you decide to use Home Savings Bank Salt Lake City, UT. Home Savings Bank Salt Lake City, UT Texas RatioHome Savings Bank Salt Lake City, UT's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Home Savings Bank Salt Lake City, UT is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Home Savings Bank Salt Lake City, UT has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Home Savings Bank Salt Lake City, UT is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Home Savings Bank Salt Lake City, UT has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Home Savings Bank Salt Lake City, UT CD Rates
Home Savings Bank Salt Lake City, UT Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Home Savings Bank Salt Lake City, UT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Home Savings Bank Salt Lake City, UT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Home Savings Bank Salt Lake City, UT's official website for the most current offers and terms.
Bank Profile & OverviewHome Savings Bank Salt Lake City, UT
3539 S Main StSalt Lake City, UT 84115 Salt Lake Established Date: 01/01/1979 FDIC Certificate #: 26798 Date of FDIC Deposit Insurance: 10/03/1986 Bank Holding Company: JGS JR FAMILY HOLDING CORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.hsbutah.com
Is Home Savings Bank Salt Lake City, UT FDIC Insured? Yes
What is Home Savings Bank Salt Lake City, UT's Cert number? 26798
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
0.9922%
Return on Equity (ROE):
6.3300%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$112,990,000
Total Deposits:
$89,827,000
Equity Capital:
$17,218,000
Net Income:
$1,004,000
Headquarters:
Salt Lake City
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsCJTk
December 17, 2025
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Frequently Asked Questions About Home Savings Bank Salt Lake City, UTHow do I open an account at Home Savings Bank Salt Lake City, UT?You can typically open an account at Home Savings Bank Salt Lake City, UT by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Home Savings Bank Salt Lake City, UT provides a range of mortgage and home equity products. Is Home Savings Bank Salt Lake City, UT a safe place to deposit money?Yes, Home Savings Bank Salt Lake City, UT is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Home Savings Bank Salt Lake City, UT offer online and mobile banking?Most modern institutions like Home Savings Bank Salt Lake City, UT provide digital access including online balance checks and transfers. Compare to other Banks |
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