Vidalia Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.96% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 9.90%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates. Vidalia Federal Savings Bank's 12-Month CD rates are at 4.86%, 48-Month CD rates are at 4.34%, 36-Month CD rates are at 4.34%, 60-Month CD rates are at 4.34%, 24-Month CD rates are at 4.08%. Vidalia Federal Savings Bank's savings rates are at 0.25%.

Vidalia Federal Savings Bank

To see how these rates compare to Vidalia Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vidalia Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vidalia Federal Savings Bank CD rates. You can also compare Vidalia Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Vidalia Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vidalia Federal Savings Bank? Share your experience about Vidalia Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Vidalia Federal Savings Bank.

Vidalia Federal Savings Bank Texas Ratio

Vidalia Federal Savings Bank's Texas Ratio is at 1.85%, which is considered excellent. The Texas Ratio for Vidalia Federal Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Vidalia Federal Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.86%
18-Month CD
N/A
24-Month CD
4.08%
36-Month CD
4.34%
48-Month CD
4.34%
60-Month CD
4.34%
Savings
0.25%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Vidalia Federal Savings Bank
300 Jackson St
Vidalia, GA 30474
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Vidalia Federal Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
12-Month CD
4.86%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
4.34%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
4.34%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
4.34%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
24-Month CD
4.08%
$2,500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
2.02%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
2.02%
$5,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vidalia Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Online Savings Account special
5.75%
$0
EagleBank
EagleBank
12-Month CD
5.30%
$1,000
Merrick Bank
Merrick Bank
3-Month CD
5.25%
$25,000
The Victory Bank
The Victory Bank
6-Month CD special
5.25%
$500
Beal Bank
Beal Bank
6-Month CD
5.25%
$1,000
United Trust Bank
United Trust Bank
18-Month CD
5.23%
$1,000
VirtualBank
VirtualBank
eMoney Market
5.00%
$0
Elgin State Bank
Elgin State Bank
Statement Savings Advanced
5.00%
$0
First Resource Bank Exton, PA
First Resource Bank Exton, PA
16-Month CD
4.75%
$500
Luminate Bank
Luminate Bank
12-Month CD
4.75%
$500
FSB of Westmoreland
FSB of Westmoreland
12-Month CD
4.29%
$1,000
Security Bank USA
Security Bank USA
18-Month CD
4.16%
$25,000
FinWise Bank
FinWise Bank
60-Month CD
4.06%
$500
CorTrust Bank
CorTrust Bank
12-Month CD
4.00%
$500
Massena Savings and Loan
Massena Savings and Loan
60-Month CD
3.86%
$100
Minster Bank
Minster Bank
15-Month CD
3.68%
$1,000
cfsbank
cfsbank
Money Market
3.53%
$500,000
Conway National Bank (CNB)
Conway National Bank (CNB)
18-Month CD
3.35%
$500
Gate City Bank
Gate City Bank
Money Market Business
3.25%
$100,000
Landmark Credit Union
Landmark Credit Union
Signature Money Market
3.15%
$100,000
Heritage Bank N.A.
Heritage Bank N.A.
36-Month CD
3.10%
$75,000
Bank of America
Bank of America
25-Month CD
3.00%
$1,000
GreenLeaf Bank
GreenLeaf Bank
3-Month CD
3.00%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
48-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
6-Month CD
2.75%
$1,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
48-Month CD Certificate
2.75%
$500
Ergo Bank
Ergo Bank
48-Month CD
2.67%
$500
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.51%
$5,000
Seattle Bank
Seattle Bank
Business Money Market
2.40%
$0
1st University Credit Union
1st University Credit Union
12-Month CD certificate
2.25%
$10,000
Metz Banking Company
Metz Banking Company
48-Month CD
2.02%
$1,000
First Liberty Bank
First Liberty Bank
Kasasa Saver
2.00%
$50
Home National Bank Racine, OH
Home National Bank Racine, OH
60-Month CD
1.85%
$500
TrustCo Bank
TrustCo Bank
36-Month CD
1.50%
$500
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
Christmas Club
1.10%
$50
cfsbank
cfsbank
36-Month CD
1.00%
$1,000
Kearny Bank
Kearny Bank
High Yield Checking
1.00%
$100
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
Bank of Elgin
Bank of Elgin
Money Market
0.60%
$2,500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
36-Month CD
0.55%
$500
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
1st University Credit Union
1st University Credit Union
Money Market Fund
0.50%
$40,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
CSB Interest Checking
0.25%
$1
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
Peoples Savings
0.25%
$10
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
Savings Account
0.25%
$50
La Salle State Bank
La Salle State Bank
Statement Savings
0.15%
$10
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Vidalia Federal Savings Bank Information

Vidalia Federal Savings Bank
300 Jackson St
Vidalia, GA 30474
Toombs
Established Date: 09/01/1936
FDIC Certificate #: 29772
Date of FDIC Deposit Insurance: 10/02/1936
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Vidalia Federal Savings Bank FDIC Insured? Yes
What is Vidalia Federal Savings Bank's Cert number? 29772
What is the maximum amount for insured deposits? $250,000 per holder, per account

Vidalia Federal Savings Bank Financials

Total Assets:
$205,352,000
Total Deposits:
$174,556,000
Equity Capital:
$29,662,000
Domestic Deposits:
$174,556,000
Net Income:
$-98,000
Return on Assets:
-0.1498%
Quarterly Return on Assets:
-0.1900%
Pretax Return on Assets:
-0.1875%
Pretax Quarterly Return on Assets:
-0.1900%
Return on Equity:
-1.0800%
Quarterly Return on Equity:
-1.3100%
Leverage Tier 1 (Core Capital) Ratio:
14.1525%
Total Interest Income (YTD):
2.2212%
 
 
Headquarters:
Vidalia
FDIC Field Office:
Albany Ga
Regulator:
OCC
County:
Toombs
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

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