Vidalia Federal Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.33%, 6-month CD rates at 4.45% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 10.15%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Vidalia Federal Savings Bank's 60-Month CD rates are at 3.30%, 48-Month CD rates are at 3.30%, 36-Month CD rates are at 3.30%, 24-Month CD rates are at 3.30%, 12-Month CD rates are at 3.30%. Vidalia Federal Savings Bank's savings rates are at 0.25%.
To see how these rates compare to Vidalia Federal Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Vidalia Federal Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Vidalia Federal Savings Bank CD rates. You can also compare Vidalia Federal Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists. Vidalia Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vidalia Federal Savings Bank? Share your experience about Vidalia Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Vidalia Federal Savings Bank. Vidalia Federal Savings Bank Texas Ratio Vidalia Federal Savings Bank's Texas Ratio is at 2.14%, which is considered excellent. The Texas Ratio for Vidalia Federal Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Vidalia Federal Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Rate
APY/APR
vs Avg
Vidalia Federal Savings Bank CD Rates and Interest Rates
Vidalia Federal Savings Bank
60-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
48-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
24-Month CD
3.30%
$2,500
Vidalia Federal Savings Bank
12-Month CD
3.30%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Vidalia Federal Savings Bank Rates with Other Competitive Bank and Credit Union Rates
Falcon National Bank
Kasasa Checking
5.00%
$50
SchoolsFirst Federal Credit Union
24-Month CD
4.15%
$500
Bread Financial
12-Month CD
4.10%
$1,500
Liberty Savings Bank
Big Interest Savings
4.00%
$5,000
Interstate Bank
6-Month CD
3.94%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Vidalia Federal Savings Bank InformationVidalia Federal Savings Bank
300 Jackson StVidalia, GA 30474 Toombs Established Date: 09/01/1936 FDIC Certificate #: 29772 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.vidfedonline.com/
Is Vidalia Federal Savings Bank FDIC Insured? Yes
What is Vidalia Federal Savings Bank's Cert number? 29772
What is the maximum amount for insured deposits? $250,000 per holder, per account
Vidalia Federal Savings Bank FinancialsTotal Assets:
$214,504,000
Total Deposits:
$168,617,000
Equity Capital:
$28,518,000
Domestic Deposits:
$168,617,000
Net Income:
$-493,000
Return on Assets:
-0.4190%
Quarterly Return on Assets:
-0.9200%
Pretax Return on Assets:
-0.9236%
Pretax Quarterly Return on Assets:
-0.9200%
Return on Equity:
-3.0400%
Quarterly Return on Equity:
-6.8500%
Leverage Tier 1 (Core Capital) Ratio:
14.1634%
Total Interest Income (YTD):
2.7996%
Headquarters:
Vidalia
FDIC Field Office:
Albany Ga
Regulator:
OCC
County:
Toombs
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsMortgage rates are higher for the third consecutive week in the most recent mortgage rates survey released yesterday morning by Freddie Mac (OTC: FMCC). Fixed long term mortgage rates and short term adjustable mortgage rates are all higher in the Primary Mortgage Market Survey for the week ending December 2, 2010. Fixed conventional 30 year home mortgage rates are averaging 4.46 percent for the week ending December 2, 2010, up from the previous week’s average 30 year home mortgage rate of 4.40 percent. Average mortgage discount points on 30 year home mortgage loans was 0.8 points, unchanged from the prior week’s survey.
30 year mortgage rates are lower again this week, falling back below 4.00 percent. Mortgage rates will continue to move lower in the coming days as a result of lower U.S. bond yields. 10 year bond yields declined below 2.00 percent yesterday and the decline will send 30 year mortgage rates down another 5 to 10 basis points in the next few days.
 Short term online CD rates continue to march higher as another month brings another new high for 1 year CD rates. Last month the top 1 year CD rate was at 1.65 percent. This month Crestmark Bank 1 year CD rates are now offering the best rate.
Bank or Credit Union Offers and DealsFinancing a New Car or Used Car PurchaseCD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY Best Money Market Account Rates & Savings Rates 10/24/12 The Financial Crisis, Great Recession, Deposit Rates, Unemployment Rate and the Federal Reserve Pennsylvania State Employees Credit Union CD Rates Mortgage Rates Slightly Higher This Week as Housing Forecasts are Revised Higher Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30 New Federal Reserve Rules for Home Mortgage Loans Bask Bank Savings Rate at 4.15% APY What is Term Life Insurance - Buying Term Life Insurance Alternative Bank and Credit Union Offers to ExploreMortgage Rates Mixed Freddie SaysThe Fed Keeps Rates Low CD Yields in Miami Beach, Florida Mortgage Rates Just Above Yearly Lows - 30 Year Rates Averaging 4.19% Mortgage Rates 6/8: 30 Year Mortgage Rates at 4.45% as Bernanke says Recovery is Frustratingly Slow 29.00% APY Leap Year CD Special at Motion Federal Credit Union eBank CD Rates Expect Lower Mortgage Rates in Coming Weeks Best Savings Account Rates in New York: Highest Savings Account APY 1.15% Bank of America Net 5 Mortgage Rate 4.551% APY Vidalia Federal Savings Bank ReviewsThere are no reviews for Vidalia Federal Savings Bank yet. Feel free to create one below.
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