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Apex Banking Company of Georgia

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Apex Banking Company of Georgia Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Apex Banking Company of Georgia provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Apex Banking Company of Georgia rates to other rates in our database, including 12-month CD rates currently at 3.34%, 6-month CD rates at 3.50% and 3-month CD rates at 3.25%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.10%. All these rates can be compared to Apex Banking Company of Georgia rates. MonitorBankRates evaluates the financial stability of Apex Banking Company of Georgia with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates were last updated on 04/17/2026.

Apex Banking Company of Georgia money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Apex Banking Company of Georgia? Share your experience about Apex Banking Company of Georgia by leaving a review below, or read customer reviews before you decide to use Apex Banking Company of Georgia.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.35%

Excellent Lower than avg

Apex Banking Company of Georgia

35 Jesse Mae Thurmond Conn
Cleveland, GA 30528

https://www.wilcobank.com

Current Rate Availability

We do not have Apex Banking Company of Georgia rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Apex Banking Company of Georgia is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Apex Banking Company of Georgia rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Apex Banking Company of Georgia's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Apex Banking Company of Georgia

FDIC Certificate # 10074

Address 35 Jesse Mae Thurmond Conn, Cleveland, GA 30528 · White

Website https://www.wilcobank.com

Established 07/16/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.35%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.7028%

Return on Equity (ROE) -7.2400%

Non-Performing Loans (NPL) 0.06%

Total Assets $76,580,000

Total Deposits $70,659,000

Equity Capital $5,816,000

Net Income $313,000

Headquarters Cleveland

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Apex Banking Company of Georgia

Is Apex Banking Company of Georgia a safe place to deposit money?

Yes, Apex Banking Company of Georgia is considered a safe financial institution. With a Texas Ratio of 2.352418996893%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Apex Banking Company of Georgia operate?

Apex Banking Company of Georgia currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Apex Banking Company of Georgia does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Apex Banking Company of Georgia provides members with tools to manage their accounts and build a solid financial history.

Does Apex Banking Company of Georgia offer online and mobile banking?

Most modern institutions like Apex Banking Company of Georgia provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wilcobank.com.