OceanFirst Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to OceanFirst Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OceanFirst Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OceanFirst Bank CD rates. You can also compare OceanFirst Bank savings rates, MMA rates and mortgage rates using our other rate lists. OceanFirst Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OceanFirst Bank? Share your experience about OceanFirst Bank by leaving a review below, or read customer reviews before you decide to use OceanFirst Bank. OceanFirst Bank Texas Ratio OceanFirst Bank's Texas Ratio is at 2.64%, which is considered excellent. The Texas Ratio for OceanFirst Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, OceanFirst Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare OceanFirst Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 9, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have OceanFirst Bank rate data right now, check back for updates, we are adding rates all the time. OceanFirst Bank InformationOceanFirst Bank
975 Hooper AveToms River, NJ 08753 Ocean Established Date: 01/01/1902 FDIC Certificate #: 28359 Date of FDIC Deposit Insurance: 03/14/1938 Bank Holding Company: OCEANFIRST FINANCIAL CORP How Many Domestic U.S. Offices? 42 How Many Branches are There? 43 Website: https://www.oceanfirst.com
Is OceanFirst Bank FDIC Insured? Yes
What is OceanFirst Bank's Cert number? 28359
What is the maximum amount for insured deposits? $250,000 per holder, per account
OceanFirst Bank FinancialsTotal Assets:
$13,309,822,000
Total Deposits:
$10,300,518,000
Equity Capital:
$1,657,959,000
Domestic Deposits:
$10,300,518,000
Net Income:
$28,527,000
Return on Assets:
0.8682%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
1.1768%
Pretax Quarterly Return on Assets:
1.1800%
Return on Equity:
7.0400%
Quarterly Return on Equity:
6.8600%
Common Equity Tier 1 Capital Ratio:
11.2138%
Tier 1 Risk-Based Capital Ratio:
11.2138%
Leverage Tier 1 (Core Capital) Ratio:
8.8027%
Total Risk-Based Capital Ratio (YTD):
11.8675%
Total Interest Income (YTD):
4.9704%
Headquarters:
Toms River
FDIC Field Office:
Jamesburg
Regulator:
OCC
County:
Ocean
# of Offices:
42
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates were down in our latest Mortgage Rate Survey. Conforming mortgage rates and jumbo mortgage rates were all down. 15 year jumbo mortgage rates broke through 5.00 percent and are now averaging 4.98 percent.
Mortgage rates decreased in the latest mortgage survey released this morning. Fixed 30 year mortgage rates and fixed 15 year fixed mortgage rates were lower. 1 year adjustable mortgage rates bucked the downtrend and headed higher in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.
Finding the best CD rates available across the U.S. is easy but here are many factors to consider. Searching online for the best CD rates is obviously the best way to get the highest rate but did you know that some banks offer different CD rates for the same CD term?
Bank or Credit Union Offers and DealsMortgage Rates Change Little Today as Greece Default Likely: 30 Year Mortgage Rates at 4.20%CD Rates Decline Slightly This Week Best Low Interest Balance Transfer Credit Cards and Credit Card Rates Mortgage Rates Decline Again this Week, Back Under 4.50% Mortgage Rates This Morning Feb 8: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.85% Congressional Bank CD Rates TotalDirectBank CD Rates Best Money Market Account Rates & Savings Account Rates Mortgage Rates Steady, Bond Yields Higher as Greece Votes Yes: 30 Year Mortgage Rates at 4.51% Average Mortgage Rates Mixed This Week Alternative Bank and Credit Union Offers to ExploreInterest Rates Rise as Unemployment Rate Increases to 7.3%; 204,000 Jobs AddedCitizens Trust Bank 2 Year CD Rates now at 0.20% Bread Financial CD Rates: Top Rate 5.60% APY 12-Month CD CD Rates on 6 Month Certificates of Deposit Averaging 0.48% Federal Reserve Leaves Rates Low Deposit Rate Report August 11, 2016 Mortgage Rates: Current Mortgage Rates Mostly Lower, 30 Year Mortgage Rates at 4.32% Government Shutdown May Derail Housing Recovery Mortgage Rates Move Slightly Higher Mortgage Rates Move Higher Says Freddie Mac: 30 Year Mortgage Rates at 4.40%, 15 Year Mortgage Rates at 3.77% OceanFirst Bank ReviewsThere are no reviews for OceanFirst Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 0.65%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.01% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 16.50%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. 
