VisionBank Of Iowa CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.63%, 6-month CD rates at 3.50% and 3-month CD rates at 1.50%. Current savings rates are at 0.40% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. VisionBank Of Iowa's 60-Month CD rates are at 2.00%, 48-Month CD rates are at 2.00%, 36-Month CD rates are at 1.80%, 24-Month CD rates are at 1.75%, 18-Month CD rates are at 1.60%. VisionBank Of Iowa's savings rates are at 0.30%.

VisionBank Of Iowa

To see how these rates compare to VisionBank Of Iowa CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from VisionBank Of Iowa, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with VisionBank Of Iowa CD rates. You can also compare VisionBank Of Iowa savings rates, MMA rates and mortgage rates using our other rate lists.

VisionBank Of Iowa money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VisionBank Of Iowa? Share your experience about VisionBank Of Iowa by leaving a review below, or read customer reviews before you decide to use VisionBank Of Iowa.

VisionBank Of Iowa Texas Ratio

VisionBank Of Iowa's Texas Ratio is at 0.68%, which is considered excellent. The Texas Ratio for VisionBank Of Iowa is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, VisionBank Of Iowa is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.50%
18-Month CD
1.60%
24-Month CD
1.75%
36-Month CD
1.80%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
0.30%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
VisionBank Of Iowa
104 Chestnut St
Ames, IA 50010
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

VisionBank Of Iowa CD Rates and Interest Rates

Bank
Product
APY
Min Dep
VisionBank Of Iowa
VisionBank Of Iowa
60-Month CD
2.00%
$250
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
VisionBank Of Iowa
VisionBank Of Iowa
36-Month CD
1.80%
$2,500
VisionBank Of Iowa
VisionBank Of Iowa
24-Month CD
1.75%
$2,500
VisionBank Of Iowa
VisionBank Of Iowa
18-Month CD
1.60%
$2,500
VisionBank Of Iowa
VisionBank Of Iowa
12-Month CD
1.50%
$2,500
VisionBank Of Iowa
VisionBank Of Iowa
Savings
0.30%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare VisionBank Of Iowa Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
First Step (Youth) Savings
7.00%
$1
Sullivan Bank
Sullivan Bank
Priority Plus Checking
6.00%
$100
Waterman Bank
Waterman Bank
High Yield Savings
4.50%
$0
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
60-Month CD (My Choice)
4.02%
$500
ConnectOne Bank
ConnectOne Bank
7-Month CD
4.00%
$500
Pacific Crest SB
Pacific Crest SB
48-Month CD
3.85%
$2,000
First Federal S&L Bath
First Federal S&L Bath
12-Month CD
3.82%
$1,000
Access Bank
Access Bank
60-Month CD
3.75%
$1,000
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
CNB of Park Rapids
CNB of Park Rapids
60-Month CD
3.44%
$10,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
18-Month CD
3.29%
$1,000
SouthStar Bank
SouthStar Bank
18-Month CD
3.29%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
3.25%
$25,000
Bank of Clovis
Bank of Clovis
24-Month CD
3.25%
$5,000
Volunteer State Bank
Volunteer State Bank
18-Month CD
3.25%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
12-Month CD
3.20%
$2,500
Home State Bank Royal, IA
Home State Bank Royal, IA
48-Month CD
3.03%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
Magyar Bank
Magyar Bank
36-Month CD
3.00%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
FSB Louise, TX
FSB Louise, TX
24-Month CD
2.77%
$1,000
HomeBank
60-Month CD
2.02%
$2,500
South Ottumwa SB
South Ottumwa SB
48-Month CD
1.75%
$500
Benchmark Community Bank
Benchmark Community Bank
6-Month CD
1.75%
$500
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
60-Month CD
1.50%
$1,000
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
36-Month CD
1.37%
$500
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
48-Month CD
1.20%
$5,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Money Market
1.16%
$250,000
Bank of Sun Prairie
Bank of Sun Prairie
24-Month CD
1.15%
$500
Essex Savings Bank
Essex Savings Bank
12-Month CD
1.02%
$500
SSB State Street Bank
SSB State Street Bank
12-Month CD
1.00%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
12-Month CD
0.95%
$500
Community Bank of Missouri
Community Bank of Missouri
24-Month CD
0.60%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
48-Month CD
0.60%
$500
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Newtown Savings Bank
Newtown Savings Bank
24-Month CD
0.50%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
60-Month CD
0.50%
$1,000
Pillar Bank
Pillar Bank
48-Month CD
0.40%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Checking Classic Plus
0.25%
$100
United Bank of Philadelphia
United Bank of Philadelphia
48-Month CD
0.25%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Savings
0.25%
$100
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Money Market
0.20%
$0
First Bank Ketchikan, AK
First Bank Ketchikan, AK
First Premium Savings
0.10%
$0
FNB of Hope
Money Market
0.10%
$0
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
First Hope Bank
First Hope Bank
Statement Savings
0.04%
$100
PNC Bank
PNC Bank
48-Month CD
0.02%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

VisionBank Of Iowa Information

VisionBank Of Iowa
104 Chestnut St
Ames, IA 50010
Story
Established Date: 06/01/1884
FDIC Certificate #: 11763
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: VISIONBANKSHARES INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is VisionBank Of Iowa FDIC Insured? Yes
What is VisionBank Of Iowa's Cert number? 11763
What is the maximum amount for insured deposits? $250,000 per holder, per account

VisionBank Of Iowa Financials

Total Assets:
$827,685,000
Total Deposits:
$683,655,000
Equity Capital:
$79,400,000
Domestic Deposits:
$683,655,000
Net Income:
$2,100,000
Return on Assets:
1.0647%
Quarterly Return on Assets:
1.0200%
Pretax Return on Assets:
1.0769%
Pretax Quarterly Return on Assets:
1.0800%
Return on Equity:
11.0300%
Quarterly Return on Equity:
10.7000%
Common Equity Tier 1 Capital Ratio:
9.3930%
Tier 1 Risk-Based Capital Ratio:
9.3930%
Leverage Tier 1 (Core Capital) Ratio:
8.6402%
Total Risk-Based Capital Ratio (YTD):
10.4001%
Total Interest Income (YTD):
4.9547%
 
 
Headquarters:
Ames
FDIC Field Office:
Des Moines
Regulator:
FED
County:
Story
# of Offices:
13
Metropolitan Statistical Area (MSA):
Ames, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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VisionBank Of Iowa Reviews

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