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The Hamilton Bank

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The Hamilton Bank Rates & Review April 2026

Q: How many branches does The Hamilton Bank operate?

The Hamilton Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, The Hamilton Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Hamilton Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 13, 2026

You can compare The Hamilton Bank rates to other rates in our database, including 12-month CD rates currently at 2.85%, 6-month CD rates at 3.00% and 3-month CD rates at 1.51%. Savings rates are at 0.50% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to The Hamilton Bank rates. MonitorBankRates evaluates the financial stability of The Hamilton Bank with a 5.0 Star Rating, an B Overall Health Grade, and a Texas Ratio of 32.52%. Rates were last updated on 04/13/2026.

The Hamilton Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Hamilton Bank? Share your experience about The Hamilton Bank by leaving a review below, or read customer reviews before you decide to use The Hamilton Bank.

Overall Health & Safety Grade

Solid Health Score: 84/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

32.52%

Fair Higher than avg

The Hamilton Bank

111 N Davis St
Hamilton, MO 64644

https://www.hamiltonbank.net

Current Rate Availability

We do not have The Hamilton Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Hamilton Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Hamilton Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Hamilton Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Hamilton Bank

Bank Holding Company PRISM GROUP INC

Address 111 N Davis St, Hamilton, MO 64644 · Caldwell

Website https://www.hamiltonbank.net

FDIC Certificate # 15606

Established 06/11/1938

FDIC Insurance Date 06/11/1938

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 84/100

5.0

Exceptional Out of 5.0 Stars

32.52%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2965%

Return on Equity (ROE) 63.6200%

Non-Performing Loans (NPL) 0.18%

Total Assets $112,266,000

Total Deposits $105,536,000

Equity Capital $6,461,000

Net Income $1,671,000

Headquarters Hamilton

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for The Hamilton Bank yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About The Hamilton Bank

Is The Hamilton Bank a safe place to deposit money?

Yes, The Hamilton Bank is considered a safe financial institution. With a Texas Ratio of 32.52427184466%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Hamilton Bank operate?

The Hamilton Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Hamilton Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Hamilton Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Hamilton Bank offer online and mobile banking?

Most modern institutions like The Hamilton Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hamiltonbank.net.