Washita State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.10% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.68%. Credit Card rates are at 13.24%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Washita State Bank's 6-Month CD rates are at 4.68%, 12-Month CD rates are at 4.45%, 60-Month CD rates are at 3.03%, 48-Month CD rates are at 2.82%, 36-Month CD rates are at 2.65%. Washita State Bank's savings rates are at 0.20%. Washita State Bank's money market rates are at 0.50%.

Washita State Bank

To see how these rates compare to Washita State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Washita State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Washita State Bank CD rates. You can also compare Washita State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Washita State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Washita State Bank? Share your experience about Washita State Bank by leaving a review below, or read customer reviews before you decide to use Washita State Bank.

Washita State Bank Texas Ratio

Washita State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Washita State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Washita State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.45%
18-Month CD
N/A
24-Month CD
2.58%
36-Month CD
2.65%
48-Month CD
2.82%
60-Month CD
3.03%
Savings
0.20%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Washita State Bank
701 State Highway 44
Burns Flat, OK 73624
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Washita State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Washita State Bank
Washita State Bank
6-Month CD
4.68%
$1,000
Washita State Bank
Washita State Bank
12-Month CD
4.45%
$1,000
Washita State Bank
Washita State Bank
60-Month CD
3.03%
$1,000
Washita State Bank
Washita State Bank
48-Month CD
2.82%
$1,000
Washita State Bank
Washita State Bank
36-Month CD
2.65%
$1,000
Washita State Bank
Washita State Bank
24-Month CD
2.58%
$1,000
Washita State Bank
Washita State Bank
3-Month CD
1.16%
$1,000
Washita State Bank
Washita State Bank
Money Market
0.50%
$100,000
Washita State Bank
Washita State Bank
Traditional Savings
0.20%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Washita State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of the Flint Hills
Bank of the Flint Hills
48-Month CD
4.25%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
12-Month CD
4.13%
$500
Access Federal Credit Union
Access Federal Credit Union
24-Month CD
4.10%
$1,000
Bank of Magnolia
Bank of Magnolia
12-Month CD
4.07%
$1,000
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
4.06%
$95,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
Mid-America Bank
Mid-America Bank
18-Month CD
3.79%
$500
LimeLight Bank
LimeLight Bank
36-Month CD
3.75%
$1,000
First Shore Federal S&L
First Shore Federal S&L
12-Month CD
3.75%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$2,500
Maspeth Federal S&L
Maspeth Federal S&L
60-Month CD
3.50%
$2,500
Cendera Bank
Cendera Bank
48-Month CD
3.40%
$1,000
Garden Plain State Bank
Garden Plain State Bank
48-Month CD
3.29%
$1,000
Newburyport Bank
Newburyport Bank
48-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
24-Month CD
3.25%
$500
First National Bank VA
First National Bank VA
12-Month CD
3.03%
$500
Community Bank Dunlap, IA
Community Bank Dunlap, IA
48-Month CD
3.03%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
24-Month CD
3.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
48-Month CD
2.78%
$1,000
Harvest Bank
Harvest Bank
60-Month CD
2.65%
$1,000
1st Street Credit Union
1st Street Credit Union
18-Month CD
2.63%
$1,000
Wyoming Community Bank
Wyoming Community Bank
60-Month CD
2.60%
$1,000
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
2.50%
$1,000
Westbury Bank
Westbury Bank
24-Month CD
2.25%
$500
Timberland Bank
Timberland Bank
60-Month CD
2.02%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
BankPurley
BankPurley
Savings
1.50%
$100
United Valley Bank
United Valley Bank
Preferred Savings
1.50%
$0
RBT Rollstone B&T
RBT Rollstone B&T
60-Month CD
1.30%
$500
Bank of Easton
Bank of Easton
18-Month CD
1.25%
$500
Bay State Savings Bank
Bay State Savings Bank
12-Month CD
1.00%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
60-Month CD
1.00%
$100
A & S Federal Credit Union
A & S Federal Credit Union
6-Month CD
1.00%
$5,000
North Brookfield SB
North Brookfield SB
24-Month CD
0.65%
$500
The Bank of Steinauer
The Bank of Steinauer
Money Market
0.50%
$2,500
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Roxboro Savings Bank
Money Market
0.40%
$1,000
Bank of 1889
Bank of 1889
6-Month CD
0.25%
$500
BankWest Of Kansas
BankWest Of Kansas
Statement Savings
0.25%
$0
Midland Community Bank
Midland Community Bank
Regular Savings
0.20%
$100
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
Monson Savings Bank
Monson Savings Bank
Statement Savings
0.10%
$10
Riverside Bank of Dublin
Riverside Bank of Dublin
Savings
0.10%
$100
Achieve Financial Credit Union
Achieve Financial Credit Union
6-Month CD
0.10%
$1,000
National Exchange Bank and Trust
National Exchange Bank and Trust
Statement Savings
0.05%
$0
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
Abington Bank
Abington Bank
Get Real Savings
0.05%
$10
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
Business Checking
0.01%
$100
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Washita State Bank Information

Washita State Bank
701 State Highway 44
Burns Flat, OK 73624
Washita
Established Date: 03/11/1977
FDIC Certificate #: 22430
Date of FDIC Deposit Insurance: 03/11/1977
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Washita State Bank FDIC Insured? Yes
What is Washita State Bank's Cert number? 22430
What is the maximum amount for insured deposits? $250,000 per holder, per account

Washita State Bank Financials

Total Assets:
$51,455,000
Total Deposits:
$44,708,000
Equity Capital:
$6,639,000
Domestic Deposits:
$44,708,000
Net Income:
$223,000
Return on Assets:
5.6560%
Quarterly Return on Assets:
1.8500%
Pretax Return on Assets:
1.8524%
Pretax Quarterly Return on Assets:
1.8500%
Return on Equity:
33.7400%
Quarterly Return on Equity:
13.6900%
Leverage Tier 1 (Core Capital) Ratio:
19.2279%
Total Interest Income (YTD):
6.7727%
 
 
Headquarters:
Burns Flat
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Washita
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Explore Other Rate Deals

    The Federal Reserve Bank of New York published a very interesting article on why 30 year fixed mortgage rates are hovering around 3.30 percent and are not as low as 2.60 percent, where they should be based on one measure. Since the Financial crisis of 2007 mortgage rates have made a series of record lows because of several factors including the Federal Reserve buying mortgage backed securities (MBS) to drive rates lower.
    Mortgage rates hit yet another record low this morning. This is the seventh consecutive week 30 year fixed mortgage rates hit record lows. Conforming 30 year fixed mortgage rates and conforming 15 year fixed mortgage rates have hit record lows in this week’s Primary Mortgage Market Survey released by Freddie Mac. 30 year conforming mortgage rates are now under 4.50 percent and 15 year conforming mortgage rates are under 4.00 percent.
    cg7Mortgage rates were driven higher this past week because bond yields rose on the hope that the economy will recover in the second half of 2009. Freddie Mac reported in their weekly mortgage survey that 30-year conforming fixed rate mortgages rose to 4.91 percent from 4.82 percent the previous week. 

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    Washita State Bank Reviews

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