Farmers Bank Nicholasville, KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.85%, 6-month CD rates at 4.15% and 3-month CD rates at 3.95%. Current savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 13.24%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. Farmers Bank Nicholasville, KY's savings rates are at 0.75%. Farmers Bank Nicholasville, KY's money market rates are at 0.60%.

Farmers Bank Nicholasville, KY

To see how these rates compare to Farmers Bank Nicholasville, KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers Bank Nicholasville, KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers Bank Nicholasville, KY CD rates. You can also compare Farmers Bank Nicholasville, KY savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers Bank Nicholasville, KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers Bank Nicholasville, KY? Share your experience about Farmers Bank Nicholasville, KY by leaving a review below, or read customer reviews before you decide to use Farmers Bank Nicholasville, KY.

Farmers Bank Nicholasville, KY Texas Ratio

Farmers Bank Nicholasville, KY's Texas Ratio is at 4.34%, which is considered excellent. The Texas Ratio for Farmers Bank Nicholasville, KY is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers Bank Nicholasville, KY is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.75%
MMA
0.60%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers Bank Nicholasville, KY
200 N Main St
Nicholasville, KY 40356
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Farmers Bank Nicholasville, KY CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Savings
0.75%
$50
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Money Market
0.60%
$2,500

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Farmers Bank Nicholasville, KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
12-Month CD
3.95%
$2,500
Community Commerce Bank
Community Commerce Bank
18-Month CD
3.92%
$10,000
Profinium, Inc.
Profinium, Inc.
12-Month CD
3.85%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
24-Month CD
3.85%
$500
Abbey Credit Union
Abbey Credit Union
24-Month CD
3.85%
$500
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Presence Bank
Presence Bank
12-Month CD
3.75%
$250
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Mercantile Bank
Mercantile Bank
48-Month CD
3.40%
$500
Old Dominion National Bank
Old Dominion National Bank
60-Month CD
3.30%
$500
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
3.28%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Woodruff Federal S&L
Woodruff Federal S&L
48-Month CD
3.19%
$1,000
5Star Bank
5Star Bank
12-Month CD
3.15%
$1,000
Huron Valley State Bank
Huron Valley State Bank
36-Month CD
3.03%
$500
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.00%
$500
Bar Harbor SLA
Bar Harbor SLA
36-Month CD
2.73%
$500
Home Bank of California
Home Bank of California
60-Month CD
2.69%
$10,000
InFirst Bank
InFirst Bank
6-Month CD
2.50%
$500
FNB Community Bank
FNB Community Bank
48-Month CD
2.27%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
Armstrong County Building and Loan Association
Armstrong County Building and Loan Association
24-Month CD
2.25%
$500
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
24-Month CD
2.10%
$500
FCNB of St. Paris
60-Month CD
2.07%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
24-Month CD
2.02%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
60-Month CD
2.01%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Westside State Bank
Westside State Bank
Kasasa Savings
1.50%
$0
USAA
USAA
30-Month CD
1.30%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
12-Month CD
1.26%
$500
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
USB Union Savings Bank
USB Union Savings Bank
60-Month CD
0.60%
$1,000
Service Federal Credit Union
Service Federal Credit Union
Money Market
0.55%
$2,500
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
Investment Savings Bank
Investment Savings Bank
48-Month CD
0.50%
$500
Oxford Bank
Oxford Bank
48-Month CD
0.27%
$500
PSECU
PSECU
Savings
0.25%
$0
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
GreenLeaf Bank
GreenLeaf Bank
Smart Money Checking
0.10%
$1,000
First Commonwealth Bank
First Commonwealth Bank
Hometown Money Market
0.10%
$0
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
Associated Bank
Associated Bank
48-Month CD
0.05%
$1,000
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers Bank Nicholasville, KY Information

Farmers Bank Nicholasville, KY
200 N Main St
Nicholasville, KY 40356
Jessamine
Established Date: 01/01/1934
FDIC Certificate #: 14894
Date of FDIC Deposit Insurance: 11/30/1934
Bank Holding Company: FARMERS BCORP NICHOLASVILLE
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Farmers Bank Nicholasville, KY FDIC Insured? Yes
What is Farmers Bank Nicholasville, KY's Cert number? 14894
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers Bank Nicholasville, KY Financials

Total Assets:
$242,980,000
Total Deposits:
$214,400,000
Equity Capital:
$23,132,000
Domestic Deposits:
$214,400,000
Net Income:
$406,000
Return on Assets:
0.7490%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8382%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
8.2500%
Quarterly Return on Equity:
7.0700%
Common Equity Tier 1 Capital Ratio:
17.1556%
Tier 1 Risk-Based Capital Ratio:
17.1556%
Leverage Tier 1 (Core Capital) Ratio:
10.2330%
Total Risk-Based Capital Ratio (YTD):
18.4085%
Total Interest Income (YTD):
4.0382%
 
 
Headquarters:
Nicholasville
FDIC Field Office:
Lexington
Regulator:
FDIC
County:
Jessamine
# of Offices:
4
Metropolitan Statistical Area (MSA):
Lexington-Fayette, KY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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TIAA Bank CD ratesTIAA Bank CD rates are very competitive right now, especially on shorter term certificates of deposit. Current 12 month CD rates at TIAA Bank are 2.08 percent with an APY of 2.10 percent. If you're looking for a slightly longer CD term, 24 month CD rates are also at 2.08 percent with an APY of 2.10 percent. 3 year CD rates from TIAA are slightly higher at 2.13 percent with an APY of 2.15 percent. TIAA Bank is a large community bank headquartered in Florida and has been in business for over 50 years. The bank has over $41 billion in assets and $27 billion in deposits. To get the highest CD rates, compare online CD rates with TIAA Bank CD rates.

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