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iAdvertiser Disclosure
Advertiser Disclosure
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 Washington State Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Washington State Employees Credit Union's 6-Month Add-On CD rates are at 3.44%, 7-month CD rates are at 2.75%. Washington State Employees Credit Union's money market rates are at 0.15%. Washington State Employees Credit Union's Personal Loan Rates are at 5.30%. MonitorBankRates evaluates the financial stability of Washington State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.71%. Rates were last updated on 04/18/2026. Washington State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Washington State Employees Credit Union? Share your experience about Washington State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Washington State Employees Credit Union. Washington State Employees Credit Union
OLYMPIA MAIN OFFICE HQ2 330 UNION AVE SE
https://wsecu.org OLYMPIA, WA 98501 
Washington State Employees Credit Union CD Rates
Washington State Employees Credit Union Money Market Rates
Washington State Employees Credit Union Home Equity & HELOC
Washington State Employees Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Washington State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Washington State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Washington State Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Washington State Employees Credit Union
Website
https://wsecu.org
Address
330 UNION AVE SE,
OLYMPIA, WA 98501
Phone
800-562-0999
Fax
President
Marcus Glasper
CEO
Gary Swindler
Full-Time Employees
776
Part-Time Employees
55
Branch Locations
26
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.71%
Return on Assets (ROA)
0.3836%
Return on Equity (ROE)
3.9313%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
5,088,250,231
Total Amount of Shares and Deposits
4,449,882,153
Total Shares and Deposits < 1 Year
4,376,959,991
Total Shares and Deposits 1 3 Years
61,061,836
Total Shares and Deposits > 3 Years
11,860,327
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
572,162,916
Total Uninsured Shares and Deposits > $250K (F+J)
572,162,916
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,877,719,237
Total Interest Expense (Sum of items 6 8)
53,856,901
Share Certificates
52,337
Number of Accounts for Share Drafts
185,454
IRA KEOGH Accounts
10,714
Number of Accounts for Regular Shares
366,710
Money Market Shares
21,742
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,756,894
Total Liabilities
4,653,373,671
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Washington State Employees Credit UnionIs Washington State Employees Credit Union a safe place to deposit money?Yes, Washington State Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7063690100139%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Washington State Employees Credit Union operate?Washington State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Washington State Employees Credit Union?Yes, to access services at Washington State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Washington State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Washington State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Washington State Employees Credit Union offer online and mobile banking?Most modern institutions like Washington State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wsecu.org. Current Washington State Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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