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MNCPPC Federal Credit Union

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MNCPPC Federal Credit Union Rates & Review April 2026

Q: Is a member application needed to join MNCPPC Federal Credit Union?

Yes, to access services at MNCPPC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, MNCPPC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 12, 2026

You can compare MNCPPC Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.05%, 6-month share certificate rates at 3.35% and 3-month share certificate rates at 1.00%. Savings rates are at 3.00% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 6.51%. All these rates can be compared to MNCPPC Federal Credit Union rates. MonitorBankRates evaluates the financial stability of MNCPPC Federal Credit Union with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 24.49%. Rates were last updated on 04/12/2026.

MNCPPC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MNCPPC Federal Credit Union? Share your experience about MNCPPC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MNCPPC Federal Credit Union.

Overall Health & Safety Grade

C+

Fair Health Score: 80/100

MonitorBankRates Rating

4.2

Excellent Out of 5.0 Stars

Texas Ratio

24.49%

Good Higher than avg

MNCPPC Federal Credit Union
Main Office

5211 Campus Way Suite A
College Park, MD 20740

https://www.mncppcfcu.com

Current Rate Availability

We do not have MNCPPC Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for MNCPPC Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather MNCPPC Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MNCPPC Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MNCPPC Federal Credit Union

Website https://www.mncppcfcu.com

Address 5211 Campus Way Suite A, College Park, MD 20740

Phone 301-277-8633

Fax 301-277-8634

President Chuck Montrie

CEO Julie Hill

Full-Time Employees 4

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.2 / 5.0 ★

Overall Health & Safety Grade

C+ (80/100)

Texas Ratio

24.49%

Return on Assets (ROA)

0.3252%

Return on Equity (ROE)

2.5381%

Non-Performing Loans Ratio (NPL)

5.55%

Total Assets

16,483,149

Total Amount of Shares and Deposits

14,316,802

Total Shares and Deposits < 1 Year

14,293,865

Total Shares and Deposits 1 3 Years

11,940

Total Shares and Deposits > 3 Years

10,997

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

401,118

Total Uninsured Shares and Deposits > $250K (F+J)

401,118

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,915,684

Total Interest Expense (Sum of items 6 8)

91,849

Share Certificates

183

Number of Accounts for Share Drafts

1,016

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,973

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,717,193

Total Liabilities

14,377,081

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for MNCPPC Federal Credit Union yet. Feel free to create one below.

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Frequently Asked Questions About MNCPPC Federal Credit Union

Is MNCPPC Federal Credit Union a safe place to deposit money?

Yes, MNCPPC Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 24.493548049547%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MNCPPC Federal Credit Union operate?

MNCPPC Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MNCPPC Federal Credit Union?

Yes, to access services at MNCPPC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MNCPPC Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MNCPPC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MNCPPC Federal Credit Union offer online and mobile banking?

Most modern institutions like MNCPPC Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mncppcfcu.com.