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Jax Fire Credit Union Rates & Review April 2026

Jax Fire Credit Union's 60 Month CD rates are at 2.02%, 48 Month CD rates are at 1.92%, 36 Month CD rates are at 1.81%, 24 Month CD rates are at 1.46%, 12 Month CD rates are at 1.36%. Jax Fire Credit Union's savings rates are at 0.15%. Jax Fire Credit Union's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Jax Fire Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.29%. Rates were last updated on 04/02/2026.

Jax Fire Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jax Fire Credit Union? Share your experience about Jax Fire Credit Union by leaving a review below, or read customer reviews before you decide to use Jax Fire Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.29%
Excellent Lower than avg
Jax Fire Credit Union
Jax Firemens Credit Union
2205 Haines St
Jacksonville, FL 32206 3301
https://www.jaxfirecu.org
Member NCUA

Jax Fire Credit Union CD Rates

Product Rate APY Term View More
60 Month Certificate 2.00% 2.02% 60
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
48 Month Certificate 1.90% 1.92% 48
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
36 Month Certificate 1.80% 1.81% 36
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
24 Month Certificate 1.45% 1.46% 24
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
12 Month Certificate 1.35% 1.36% 12
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
6 Month Certificate 1.25% 1.26% 6
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
3 Month Certificate 0.75% 0.75% 3
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Jax Fire Credit Union Savings Rates

Product Rate APY View More
Christmas Club Savings 0.65% 0.65%
Details Fee for withdrawing between 11/1 through 10/31
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Primary Share Savings 0.15% 0.15%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Jax Fire Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.65% 0.65%
Details $125,000+
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.60% 0.60%
Details $75,000-$124,999.99
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.55% 0.55%
Details $25,000-$74,999.99
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.50% 0.50%
Details $10,000-$24,999.99
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.25% 0.25%
Min Balance $1,000
Details $1,000-$9,999.99
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.25% 0.25%
Details $1,000-$9,999.99
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Money Market Account 0.15% 0.15%
Details Range
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Jax Fire Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.03% 0.03%
Min Balance $100
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Jax Fire Credit Union Credit Card Rates

Product Rate APR View More
VISA CLASSIC CARD - 8.64%
Details Fixed-Rate; Regular APR: 8.64%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Visa Gold Card (Class A rate) - 8.64%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
VISA CLASSIC CARD - 13.92%
Details Fixed-Rate; Regular APR: 13.92%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%
Visa Gold Card (Standard) - 13.92%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.29%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jax Fire Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jax Fire Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jax Fire Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jax Fire Credit Union
Address 2205 Haines St, Jacksonville, FL 32206 3301
Phone 904-353-4788
Fax 904-632-2337
President John Keane
CEO Phillip Springer
Full-Time Employees 10
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.29%
Return on Assets (ROA)
0.7668%
Return on Equity (ROE)
6.3622%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
43,375,244
Total Amount of Shares and Deposits
38,022,250
Total Shares and Deposits < 1 Year
37,742,434
Total Shares and Deposits 1 3 Years
21,962
Total Shares and Deposits > 3 Years
257,854
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,732,905
Total Uninsured Shares and Deposits > $250K (F+J)
4,732,905
Total Insured Shares and Deposits > $250K (item 17 less item K)
33,289,345
Total Interest Expense (Sum of items 6 8)
68,422
Share Certificates
36
Number of Accounts for Share Drafts
885
IRA KEOGH Accounts
9
Number of Accounts for Regular Shares
2,690
Money Market Shares
25
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,907,201
Total Liabilities
38,147,700
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Jax Fire Credit Union

Is Jax Fire Credit Union a safe place to deposit money?

Yes, Jax Fire Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2901576725131%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Jax Fire Credit Union operate?

Jax Fire Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jax Fire Credit Union?

Yes, to access services at Jax Fire Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jax Fire Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jax Fire Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jax Fire Credit Union offer online and mobile banking?

Most modern institutions like Jax Fire Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jaxfirecu.org.

Current Jax Fire Credit Union Rates

  • 12-Month CD1.36%
  • 24-Month CD1.46%
  • 60-Month CD2.02%
  • Savings0.15%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.