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iAdvertiser Disclosure
Advertiser Disclosure
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 Choptank Electric Coop Employee FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Choptank Electric Coop Employee FCU rates to other rates in our database, including 12-month share certificate rates currently at 3.60%, 6-month share certificate rates at 2.52% and 3-month share certificate rates at 0.60%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.13%. All these rates can be compared to Choptank Electric Coop Employee FCU rates. MonitorBankRates evaluates the financial stability of Choptank Electric Coop Employee FCU with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026. Choptank Electric Coop Employee FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Choptank Electric Coop Employee FCU? Share your experience about Choptank Electric Coop Employee FCU by leaving a review below, or read customer reviews before you decide to use Choptank Electric Coop Employee FCU. Choptank Electric Coop Employee FCU
Choptank Electric Coop Emp PO Box 430
Denton, MD 21629 0430 
Current Rate AvailabilityWe do not have Choptank Electric Coop Employee FCU rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Choptank Electric Coop Employee FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Choptank Electric Coop Employee FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Choptank Electric Coop Employee FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Choptank Electric Coop Employee FCU
Address
PO Box 430,
Denton, MD 21629 0430
Phone
410-479-8667
Fax
410-479-3516
President
Nancy Nagel
CEO
Lisa DeSantis
Full-Time Employees
0
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4082%
Return on Equity (ROE)
1.3738%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
2,674,262
Total Amount of Shares and Deposits
1,877,122
Total Shares and Deposits < 1 Year
1,877,122
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,877,122
Total Interest Expense (Sum of items 6 8)
44,688
Number of Accounts for Regular Shares
330
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
90,780
Total Liabilities
1,879,632
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Choptank Electric Coop Employee FCUIs Choptank Electric Coop Employee FCU a safe place to deposit money?Yes, Choptank Electric Coop Employee FCU is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Choptank Electric Coop Employee FCU operate?Choptank Electric Coop Employee FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Choptank Electric Coop Employee FCU?Yes, to access services at Choptank Electric Coop Employee FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Choptank Electric Coop Employee FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Choptank Electric Coop Employee FCU provides members with tools to manage their accounts and build a solid financial history. Does Choptank Electric Coop Employee FCU offer online and mobile banking?Most modern institutions like Choptank Electric Coop Employee FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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