Cambridge Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cambridge Savings BankToday's 12-month CD rates can be found at 2.27%, 6-month CD rates at 2.00% and 3-month CD rates at 3.92%. Current savings rates are at 0.20% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 6.87%. Credit Card rates are at 14.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cambridge Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cambridge Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cambridge Savings Bank CD rates. You can also compare Cambridge Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cambridge Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cambridge Savings Bank? Share your experience about Cambridge Savings Bank by leaving a review below, or read customer reviews before you decide to use Cambridge Savings Bank.

Cambridge Savings Bank Texas Ratio

Cambridge Savings Bank's Texas Ratio is at 1.70%, which is considered excellent. The Texas Ratio for Cambridge Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cambridge Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cambridge Savings Bank
1374 Massachusetts Ave
Cambridge, MA 02138
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Cambridge Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
6-Month CD
4.25%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
6-Month CD
4.25%
$1,000
Raymond James
12-Month CD
4.25%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
36-Month CD
4.05%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
6-Month CD
4.00%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Adams State Bank
Adams State Bank
30-Month CD
3.80%
$1,000
Union Bank Morrisville, VT
Union Bank Morrisville, VT
12-Month CD
3.67%
$500
FNB of Waterloo
FNB of Waterloo
60-Month CD
3.34%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
3.03%
$250
FNB of Moose Lake
FNB of Moose Lake
36-Month CD
2.78%
$500
Charter Bank TX
Charter Bank TX
48-Month CD
2.75%
$1,000
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
Union Federal S&L
18-Month CD
2.52%
$200
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.50%
$1,000
Magyar Bank
Magyar Bank
12-Month CD
2.50%
$1,000
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
FNB Of Nokomis
FNB Of Nokomis
36-Month CD
2.01%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
48-Month CD
2.00%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
Ka-Ching Checking
2.00%
$10
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
12-Month CD
1.76%
$100
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
TruBank
TruBank
36-Month CD
1.60%
$500
Center National Bank
Center National Bank
60-Month CD
1.25%
$500
I3 Bank
I3 Bank
60-Month CD
1.25%
$500
Prevail Bank
Prevail Bank
18-Month CD
1.10%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
60-Month CD
1.00%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
Fulton Bank
Fulton Bank
Platinum Money Market
0.94%
$10,000
Buena Vista National Bank
Buena Vista National Bank
12-Month CD
0.85%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Savings
0.60%
$100
Universal Bank
Universal Bank
36-Month CD
0.60%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
Statement Savings
0.60%
$0
Federation Bank
Federation Bank
12-Month CD
0.55%
$500
Bank of Botetourt
Bank of Botetourt
12-Month CD
0.50%
$500
Greenville Federal
Greenville Federal
36-Month CD
0.40%
$500
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
FSB of Burnet
FSB of Burnet
Savings
0.25%
$0
1st Ed Credit Union
1st Ed Credit Union
Money Market
0.25%
$500
Equitable S&L Co.
Equitable S&L Co.
18-Month CD
0.20%
$500
Bank of Edmonson County
Bank of Edmonson County
Checking Money Market
0.20%
$2,500
FNB of Moose Lake
FNB of Moose Lake
Savings
0.15%
$100
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Mercer Savings Bank
Mercer Savings Bank
Savings
0.05%
$100
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
Hawaii National Bank
Hawaii National Bank
V.I.P. Money Market
0.05%
$2,000
Pataskala Banking Company
Pataskala Banking Company
Money Market
0.01%
$25
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cambridge Savings Bank rate data right now, check back for updates, we are adding rates all the time.

Cambridge Savings Bank Information

Cambridge Savings Bank
1374 Massachusetts Ave
Cambridge, MA 02138
Middlesex
Established Date: 04/02/1834
FDIC Certificate #: 17870
Date of FDIC Deposit Insurance: 07/02/1958
Bank Holding Company: CAMBRIDGE FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 20
How Many Branches are There? 20
Is Cambridge Savings Bank FDIC Insured? Yes
What is Cambridge Savings Bank's Cert number? 17870
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cambridge Savings Bank Financials

Total Assets:
$6,972,580,000
Total Deposits:
$5,498,458,000
Equity Capital:
$611,266,000
Domestic Deposits:
$5,498,458,000
Net Income:
$6,044,000
Return on Assets:
0.5065%
Quarterly Return on Assets:
0.3500%
Pretax Return on Assets:
0.4211%
Pretax Quarterly Return on Assets:
0.4200%
Return on Equity:
6.0100%
Quarterly Return on Equity:
3.9700%
Common Equity Tier 1 Capital Ratio:
10.1048%
Tier 1 Risk-Based Capital Ratio:
10.1048%
Leverage Tier 1 (Core Capital) Ratio:
8.5556%
Total Risk-Based Capital Ratio (YTD):
11.0623%
Total Interest Income (YTD):
4.8937%
 
 
Headquarters:
Cambridge
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
20
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Long term mortgage rates and refinance rates are mostly higher this morning except for 15 year conforming rates. Current 30 year mortgage rates and 30 year mortgage refinancing rates are averaging 4.88 percent, up from yesterday’s average rate of 4.87 percent. 30 year mortgage rates and 30 year refinance rates in Texasare higher than the national average. Today's 30 year Texas rates are averaging 5.06 percent. 

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