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Mound City Bank Rates & Review October 2026

Mound City Bank's top rates as of October 12, 2026 are 3.15% APY on its 36-Month Fixed Rate IRA CD, 0.10% APY on savings, 2.04% APY on money market accounts, 0.07% APY on checking, and 7.00% on its 15 Year Fixed mortgage, according to rates verified by MonitorBankRates. Other Mound City Bank CD rates include 48-Month Fixed Rate IRA at 3.00%, 60-Month Fixed Rate IRA at 3.00%, and 18-Month Fixed Rate IRA at 2.90%. Other Mound City Bank mortgage rates include Home Mortgage - 15 Year Fixed at 7.00%, 30 Year Fixed at 7.50%, and Home Mortgage - 30 Year Fixed at 7.50%. MonitorBankRates evaluates the financial stability of Mound City Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.68%. Rates last updated and verified on 10/12/2026.

Mound City Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mound City Bank? Share your experience about Mound City Bank by leaving a review below, or read customer reviews before you decide to use Mound City Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.68%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Mound City Bank
25 E Pine St
Platteville, WI 53818
https://www.moundcitybank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Mound City Bank CD Rates

Product Rate APY Term View More
36 Month Fixed Rate IRA 3.12% 3.15% 36 Month
Details Early Withdrawal Penalties: 6 mos. Interest
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 8, 2026: 3.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
48 Month Fixed Rate IRA 2.97% 3.00% 48 Month
Details Early Withdrawal Penalties: 12 mos. Interest
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
60 Month Fixed Rate IRA 2.97% 3.00% 60 Month
Details Early Withdrawal Penalties: 12 mos. Interest
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
18 Month Fixed Rate IRA 2.87% 2.90% 18 Month
Details Early Withdrawal Penalties: 3 mos. Interest
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 8, 2026: 2.90% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
60 Month Variable Rate 0.50% 0.50% 60 Month
Details Minimum Guaranteed Interest Rate - 0.50%
Last Updated 10/12/2026
Rate History
1 change since Sep 20, 2026 · 2.65% → 0.50% ▼ 2.15 pts · high 2.65% / low 0.50%
0.00%2.40%4.80%Sep 20, 2026: 2.65% APYSep 28, 2026: 0.50% APYSep 20, 2026Oct 13, 2026
  • Sep 28, 20260.50%▼ from 2.65%
  • Sep 20, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
48 Month Variable Rate 0.20% 0.20% 48 Month
Details Minimum Guaranteed Interest Rate - 0.20%
Last Updated 10/12/2026
Rate History
1 change since Sep 20, 2026 · 2.65% → 0.20% ▼ 2.45 pts · high 2.65% / low 0.20%
0.00%2.55%5.10%Sep 20, 2026: 2.65% APYSep 28, 2026: 0.20% APYSep 20, 2026Oct 13, 2026
  • Sep 28, 20260.20%▼ from 2.65%
  • Sep 20, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
18 Month Variable Rate 0.10% 0.10% 18 Month
Details Minimum Guaranteed Interest Rate - 0.10%
Last Updated 10/12/2026
Rate History
1 change since Sep 20, 2026 · 2.39% → 0.10% ▼ 2.29 pts · high 2.39% / low 0.10%
0.00%2.34%4.68%Sep 20, 2026: 2.39% APYSep 28, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
  • Sep 28, 20260.10%▼ from 2.39%
  • Sep 20, 20262.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Savings Rates

Product Rate APY View More
My Savings 0.10% 0.10%
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Non Profit Statement Savings 0.10% 0.10%
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Business Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Money Market Rates

Product Rate APY View More
My Money Market 0.10% 0.10%
Min Deposit $25
Details The Daily Balance Method calculates interest applying a daily periodic rate to the principal in your account each day.
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 28, 2026: 0.10% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Non Profit Money Market 0.10% 0.10%
Min Deposit $25
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 28, 2026: 0.10% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Business Money Market Rates

Product Rate APY View More
Business Money Market 2.02% 2.04%
Min Balance $5,000,000
Details Balance: $5,000,000 - $6,999,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.04% APY · checked 2 times
1.54%2.04%2.54%Oct 8, 2026: 2.04% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.92% 1.94%
Min Balance $3,000,000
Details Balance: $3,000,000 - $4,999,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.94% APY · checked 2 times
1.44%1.94%2.44%Oct 8, 2026: 1.94% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.73% 1.75%
Min Balance $1,000,000
Details Balance: $1,000,000 - $2,999,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Oct 8, 2026: 1.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.63% 1.64%
Min Balance $750,000
Details Balance: $750,000 - $999,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.64% APY · checked 2 times
1.14%1.64%2.14%Oct 8, 2026: 1.64% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.53% 1.54%
Min Balance $500,000
Details Balance: $500,000 - $749,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.54% APY · checked 2 times
1.04%1.54%2.04%Oct 8, 2026: 1.54% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.43% 1.44%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.44% APY · checked 2 times
0.94%1.44%1.94%Oct 8, 2026: 1.44% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 1.04% 1.05%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.05% APY · checked 2 times
0.55%1.05%1.55%Oct 8, 2026: 1.05% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.84% 0.84%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 0.84% APY · checked 2 times
0.34%0.84%1.34%Oct 8, 2026: 0.84% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.40% 0.40%
Min Balance $20,000
Details Balance: $20,000 - $49,999
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.30% → 0.40% ▲ 0.10 pts · high 0.40% / low 0.30%
0.00%0.45%0.90%Sep 28, 2026: 0.30% APYOct 8, 2026: 0.40% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.40%▲ from 0.30%
  • Sep 28, 20260.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.35% 0.35%
Min Balance $20,000
Details Balance: $20,000 & Over
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.30% → 0.35% ▲ 0.05 pts · high 0.35% / low 0.30%
0.00%0.43%0.85%Sep 28, 2026: 0.30% APYOct 8, 2026: 0.35% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.35%▲ from 0.30%
  • Sep 28, 20260.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.30% 0.30%
Min Balance $0
Details Balance: $0 - $19,999
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.12% → 0.30% ▲ 0.18 pts · high 0.30% / low 0.12%
0.00%0.40%0.80%Sep 28, 2026: 0.12% APYOct 8, 2026: 0.30% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.30%▲ from 0.12%
  • Sep 28, 20260.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000 - $19,999
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.20% → 0.25% ▲ 0.05 pts · high 0.25% / low 0.20%
0.00%0.38%0.75%Sep 28, 2026: 0.20% APYOct 8, 2026: 0.25% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.25%▲ from 0.20%
  • Sep 28, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.20% 0.20%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.15% → 0.20% ▲ 0.05 pts · high 0.20% / low 0.15%
0.00%0.35%0.70%Sep 28, 2026: 0.15% APYOct 8, 2026: 0.20% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.20%▲ from 0.15%
  • Sep 28, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Business Money Market 0.17% 0.17%
Min Balance $0
Details Balance: $0 - $2,499
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.12% → 0.17% ▲ 0.05 pts · high 0.17% / low 0.12%
0.00%0.34%0.67%Sep 28, 2026: 0.12% APYOct 8, 2026: 0.17% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.17%▲ from 0.12%
  • Sep 28, 20260.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Checking Rates

Product Rate APY View More
Non Profit Interest Checking 0.07% 0.07%
Min Deposit $25
Min Balance $1,500
Details Balance: $1,500 and over
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 20, 2026: 0.07% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Platinum Interest Checking 0.07% 0.07%
Min Deposit $25
Min Balance $1,500
Details Balance: $1,500 and over
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 20, 2026: 0.07% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Fabulous 50 Interest Checking 0.03% 0.03%
Min Deposit $25
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Non Profit Interest Checking 0.03% 0.03%
Min Deposit $25
Min Balance $0
Details Balance: $0 - $1,499
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Sep 28, 2026: 0.03% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Payday Interest Checking 0.03% 0.03%
Min Deposit $25
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Platinum Interest Checking 0.03% 0.03%
Min Deposit $25
Min Balance $0
Details Balance: $0 - $1,499
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 0.03% APY · checked 4 times
0.00%0.27%0.53%Sep 28, 2026: 0.03% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Business Checking Rates

Product Rate APY View More
Business Interest Checking 0.03% 0.03%
Min Deposit $25
Min Balance $0
Last Updated 10/12/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed 7.00% - 7.096% 15 Year
No additional details.
Last Updated 10/12/2026
Rate History
No change since Oct 3, 2026 · 7.10% APR · checked 3 times
6.60%7.10%7.60%Oct 3, 2026: 7.10% APROct 3, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Home Mortgage - 15 Year Fixed 7.00% - 7.096% 15 years
Details Payment Schedule: 180 payments of $1,348.24 at an interest rate of 7.000%
Last Updated 10/12/2026
Rate History
1 change since Sep 24, 2026 · 6.72% → 7.10% ▲ 0.38 pts · high 7.10% / low 6.72%
6.22%6.91%7.60%Sep 24, 2026: 6.72% APRSep 28, 2026: 7.10% APRSep 24, 2026Oct 13, 2026
  • Sep 28, 20267.10%▲ from 6.72%
  • Sep 24, 20266.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
30 Year Fixed 7.50% - 7.561% 30 Year
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Oct 3, 2026 · 7.44% → 7.56% ▲ 0.13 pts · high 7.56% / low 7.44%
6.94%7.50%8.06%Oct 3, 2026: 7.44% APROct 8, 2026: 7.56% APROct 3, 2026Oct 13, 2026
  • Oct 8, 20267.56%▲ from 7.44%
  • Oct 3, 20267.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Home Mortgage - 30 Year Fixed 7.50% - 7.561% 30 years
Details Payment Schedule: 360 payments of $1,048.82 at an interest rate of 7.500%
Last Updated 10/12/2026
Rate History
2 changes since Sep 24, 2026 · 7.06% → 7.56% ▲ 0.50 pts · high 7.56% / low 7.06%
6.56%7.31%8.06%Sep 24, 2026: 7.06% APRSep 28, 2026: 7.44% APROct 8, 2026: 7.56% APRSep 24, 2026Oct 13, 2026
  • Oct 8, 20267.56%▲ from 7.44%
  • Sep 28, 20267.44%▲ from 7.06%
  • Sep 24, 20267.06%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
20 Year Fixed 7.50% - 7.579% 20 Year
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Oct 3, 2026 · 7.45% → 7.58% ▲ 0.13 pts · high 7.58% / low 7.45%
6.95%7.52%8.08%Oct 3, 2026: 7.45% APROct 8, 2026: 7.58% APROct 3, 2026Oct 13, 2026
  • Oct 8, 20267.58%▲ from 7.45%
  • Oct 3, 20267.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Home Mortgage - 20 Year Fixed 7.50% - 7.579% 20 years
Details Payment Schedule: 240 payments of $1,208.39 at an interest rate of 7.500%
Last Updated 10/12/2026
Rate History
2 changes since Sep 24, 2026 · 7.08% → 7.58% ▲ 0.50 pts · high 7.58% / low 7.08%
6.58%7.33%8.08%Sep 24, 2026: 7.08% APRSep 28, 2026: 7.45% APROct 8, 2026: 7.58% APRSep 24, 2026Oct 13, 2026
  • Oct 8, 20267.58%▲ from 7.45%
  • Sep 28, 20267.45%▲ from 7.08%
  • Sep 24, 20267.08%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Mound City Bank Other Rates

Product Rate Points APY/APR Term View More
Health Savings Account Checking (HSA) 0.89% - 0.89%
Min Deposit $25
Min Balance $10,000
Details Balance: $10,000 and over
Last Updated 10/12/2026
Rate History
1 change since Sep 20, 2026 · 0.45% → 0.89% ▲ 0.44 pts · high 0.89% / low 0.45%
0.00%0.70%1.39%Sep 20, 2026: 0.45% APYOct 8, 2026: 0.89% APYSep 20, 2026Oct 13, 2026
  • Oct 8, 20260.89%▲ from 0.45%
  • Sep 20, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Health Savings Account Checking (HSA) 0.49% - 0.49%
Min Deposit $25
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.20% → 0.49% ▲ 0.29 pts · high 0.49% / low 0.20%
0.00%0.50%0.99%Sep 28, 2026: 0.20% APYOct 8, 2026: 0.49% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.49%▲ from 0.20%
  • Sep 28, 20260.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%
Health Savings Account Checking (HSA) 0.29% - 0.29%
Min Deposit $25
Min Balance $1,000
Details Balance: $1,000 - $2,499
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 0.12% → 0.29% ▲ 0.17 pts · high 0.29% / low 0.12%
0.00%0.40%0.79%Sep 28, 2026: 0.12% APYOct 8, 2026: 0.29% APYSep 28, 2026Oct 13, 2026
  • Oct 8, 20260.29%▲ from 0.12%
  • Sep 28, 20260.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.68%

Financial Health History

Mound City Bank’s Texas Ratio rose from 0.03% in Q3 2023 to 0.68% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 0.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.68% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$551M0.68%5.0A+
March 31, 2026$546M0.25%5.0A+
December 31, 2025$544M0.09%5.0A+
September 30, 2025$516M2.60%5.0A+
June 30, 2025$516M2.66%5.0A+
March 31, 2025$506M2.83%5.0A+
December 31, 2024$500M2.93%5.0A+
September 30, 2024$504M3.09%5.0A+
June 30, 2024$499M3.25%5.0A+
March 31, 2024$484M0.24%5.0A+
December 31, 2023$471M0.03%5.0A+
September 30, 2023$460M0.03%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mound City Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mound City Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mound City Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mound City Bank
Bank Holding Company MOUND CTY FINL SERVICES INC
Address 25 E Pine St, Platteville, WI 53818  ·  Grant
FDIC Certificate # 9037
Established 19150215
FDIC Insurance Date 19340101
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6672%
Return on Equity (ROE) 13.5900%
Non-Performing Loans (NPL) 0.08%
Total Assets $550,667,000
Total Deposits $467,980,000
Equity Capital $69,088,000
Net Income $4,559,000
Headquarters Platteville
Total Branches and Offices 6
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Mound City Bank earned the Verified Healthy badge

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Frequently Asked Questions About Mound City Bank

How many branches does Mound City Bank operate?

Mound City Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mound City Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mound City Bank provides members with tools to manage their accounts and build a solid financial history.

Does Mound City Bank offer online and mobile banking?

Most modern institutions like Mound City Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.moundcitybank.com.

Current Mound City Bank Rates

  • 18-Month CD0.10%
  • 36-Month CD3.15%
  • 48-Month CD0.20%
  • 60-Month CD0.50%
  • Savings0.10%
  • MMA2.04%
Retrieved from our database of financial products. Rates subject to change.