FSB Shannon-Polo CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FSB Shannon-PoloToday's 12-month CD rates can be found at 1.25%, 6-month CD rates at 2.02% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FSB Shannon-Polo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FSB Shannon-Polo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FSB Shannon-Polo CD rates. You can also compare FSB Shannon-Polo savings rates, MMA rates and mortgage rates using our other rate lists.

FSB Shannon-Polo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB Shannon-Polo? Share your experience about FSB Shannon-Polo by leaving a review below, or read customer reviews before you decide to use FSB Shannon-Polo.

FSB Shannon-Polo Texas Ratio

FSB Shannon-Polo's Texas Ratio is at 11.64%, which is considered excellent. The Texas Ratio for FSB Shannon-Polo is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FSB Shannon-Polo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FSB Shannon-Polo
1 S Linn St
Shannon, IL 61078
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FSB Shannon-Polo Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
12-Month CD
4.25%
$25,000
Cendera Bank
Cendera Bank
12-Month CD
4.15%
$1,000
Salem Five Direct
Salem Five Direct
eOne Savings
4.01%
$10
ACFCU
ACFCU
12-Month CD
3.95%
$1,000
Garden Plain State Bank
Garden Plain State Bank
24-Month CD
3.80%
$1,000
Oostburg State Bank
Oostburg State Bank
60-Month CD
3.53%
$1,000
Monroe Federal S&L
Monroe Federal S&L
60-Month CD
3.25%
$1,000
Access Community Credit Union
Access Community Credit Union
Rewards Checking
3.25%
$500
Merchants State Bank
Merchants State Bank
24-Month CD
3.00%
$100
FSB of Cando
FSB of Cando
60-Month CD
2.75%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
12-Month CD
2.75%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
36-Month CD
2.17%
$1,000
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
3-Month CD
1.75%
$2,500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
30-Month CD
1.55%
$5,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
Arvest Bank
Arvest Bank
Money Market
1.51%
$2,500
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
24-Month CD
1.35%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Harvest Bank
Harvest Bank
Money Market
1.25%
$5,000
Lisle Savings Bank
Lisle Savings Bank
E-Savings
1.25%
$50,000
TruBank
TruBank
12-Month CD
1.10%
$500
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
Tri-County Trust Company
Tri-County Trust Company
Save Up Savings
1.00%
$0
Root River State Bank
Root River State Bank
6-Month CD
1.00%
$300
The Corner Stone Bank
The Corner Stone Bank
Regular Savings
0.60%
$50
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
Hocking Valley Bank
Hocking Valley Bank
3-Month CD
0.60%
$2,500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
Savings
0.50%
$0
Merrimack County SB
Merrimack County SB
48-Month CD
0.50%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
48-Month CD
0.50%
$500
OSB Odin State Bank
OSB Odin State Bank
Premium Money Market
0.45%
$2,500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
Platinum Money Market
0.40%
$5,000
Buckeye Community Bank
Buckeye Community Bank
48-Month CD
0.35%
$500
PyraMax Bank
PyraMax Bank
24-Month CD
0.30%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
Checking Classic Plus
0.25%
$100
Greene County Commercial Bank
Greene County Commercial Bank
9-Month CD
0.25%
$1,000
Washington Financial Bank
Washington Financial Bank
24-Month CD
0.25%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
Phoenixville Federal B&T
Statement Savings
0.15%
$100
Evergreen Bank Group
Evergreen Bank Group
18-Month CD
0.10%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
Bank of Old Monroe
Bank of Old Monroe
Money Market
0.10%
$1,500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
Statement Savings
0.05%
$100
Greenville Federal
Greenville Federal
Performance Interest Checking
0.05%
$1,500
Mercer County State Bank
Money Market
0.05%
$500
National Bank of Coxsackie
National Bank of Coxsackie
Statement Savings
0.05%
$25
Community Bank Mankato
Community Bank Mankato
Basic Interest Checking
0.05%
$200
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Androscoggin Savings Bank
Androscoggin Savings Bank
Money Market
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FSB Shannon-Polo rate data right now, check back for updates, we are adding rates all the time.

FSB Shannon-Polo Information

FSB Shannon-Polo
1 S Linn St
Shannon, IL 61078
Carroll
Established Date: 01/14/1930
FDIC Certificate #: 1781
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SHANNON BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is FSB Shannon-Polo FDIC Insured? Yes
What is FSB Shannon-Polo's Cert number? 1781
What is the maximum amount for insured deposits? $250,000 per holder, per account

FSB Shannon-Polo Financials

Total Assets:
$194,093,000
Total Deposits:
$175,668,000
Equity Capital:
$10,973,000
Domestic Deposits:
$175,668,000
Net Income:
$588,000
Return on Assets:
0.8997%
Quarterly Return on Assets:
1.1400%
Pretax Return on Assets:
1.2220%
Pretax Quarterly Return on Assets:
1.2200%
Return on Equity:
19.8200%
Quarterly Return on Equity:
21.4300%
Common Equity Tier 1 Capital Ratio:
12.5399%
Tier 1 Risk-Based Capital Ratio:
12.5399%
Leverage Tier 1 (Core Capital) Ratio:
8.2195%
Total Risk-Based Capital Ratio (YTD):
13.7058%
Total Interest Income (YTD):
3.9179%
 
 
Headquarters:
Shannon
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Carroll
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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