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Wesla Federal Credit Union

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Wesla Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join Wesla Federal Credit Union?

Yes, to access services at Wesla Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wesla Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 14, 2026

Wesla Federal Credit Union's Personal Loan Rates are at 10.75%. MonitorBankRates evaluates the financial stability of Wesla Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates were last updated on 05/14/2026.

Wesla Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wesla Federal Credit Union? Share your experience about Wesla Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wesla Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.76%

Excellent Lower than avg

Wesla Federal Credit Union
Main Office

2921 Williamson Way
Shreveport, LA 71118

https://www.wesla.org

Wesla Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	10.75%
Details As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.76%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wesla Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wesla Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wesla Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wesla Federal Credit Union

Website https://www.wesla.org

Address 2921 Williamson Way, Shreveport, LA 71118

Phone 318-687-8700

Fax 318-688-8833

President Barbara Flora

CEO Teresa Morrow

Full-Time Employees 16

Part-Time Employees 5

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.76%

Return on Assets (ROA)

0.6700%

Return on Equity (ROE)

4.6339%

Non-Performing Loans Ratio (NPL)

0.67%

Total Assets

92,529,675

Total Amount of Shares and Deposits

79,380,793

Total Shares and Deposits < 1 Year

79,348,184

Total Shares and Deposits 1 3 Years

27,461

Total Shares and Deposits > 3 Years

5,148

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,125,197

Total Uninsured Shares and Deposits > $250K (F+J)

2,125,197

Total Insured Shares and Deposits > $250K (item 17 less item K)

77,255,596

Total Interest Expense (Sum of items 6 8)

56,807

Share Certificates

Number of Accounts for Share Drafts

4,050

IRA KEOGH Accounts

127

Number of Accounts for Regular Shares

6,642

All other shares

149

Money Market Shares

300

Net Income (unless the amount is already included in Undivided Earnings)

619,921

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,387,574

Total Liabilities

79,674,642

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Wesla Federal Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Wesla Federal Credit Union

Frequently Asked Questions About Wesla Federal Credit Union

How many branches does Wesla Federal Credit Union operate?

Wesla Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wesla Federal Credit Union?

Yes, to access services at Wesla Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wesla Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wesla Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wesla Federal Credit Union offer online and mobile banking?

Most modern institutions like Wesla Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wesla.org.