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GARY MUNICIPAL EMPLOYEES Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 4, 2026

You can compare GARY MUNICIPAL EMPLOYEES rates to other rates in our database, including 12-month share certificate rates currently at 1.00%, 6-month share certificate rates at 3.05% and 3-month share certificate rates at 1.00%. Savings rates are at 0.30% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.45%. All these rates can be compared to GARY MUNICIPAL EMPLOYEES rates. MonitorBankRates evaluates the financial stability of GARY MUNICIPAL EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 06/04/2026.

GARY MUNICIPAL EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GARY MUNICIPAL EMPLOYEES? Share your experience about GARY MUNICIPAL EMPLOYEES by leaving a review below, or read customer reviews before you decide to use GARY MUNICIPAL EMPLOYEES.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.48%
Excellent Lower than avg
GARY MUNICIPAL EMPLOYEES
Gary Municipal Employee Federal Credit Union City Hall
401 Broadway
Gary, IN 46402
Member NCUA

Current Rate Availability

We do not have GARY MUNICIPAL EMPLOYEES rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GARY MUNICIPAL EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GARY MUNICIPAL EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GARY MUNICIPAL EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GARY MUNICIPAL EMPLOYEES
Website
Address 401 Broadway, Gary, IN 46402
Phone 219-881-1320
Fax 219-881-1340
President KWABENA OFORI
CEO KATRINA STINSON
Full-Time Employees 0
Part-Time Employees 3
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.48%
Return on Assets (ROA)
-0.3231%
Return on Equity (ROE)
-0.7789%
Non-Performing Loans Ratio (NPL)
3.84%
Total Assets
527,742
Total Amount of Shares and Deposits
296,928
Total Shares and Deposits < 1 Year
296,928
Total Insured Shares and Deposits > $250K (item 17 less item K)
296,928
Total Interest Expense (Sum of items 6 8)
486
Number of Accounts for Regular Shares
195
Net Income (unless the amount is already included in Undivided Earnings)
-1,705
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
222,720
Total Liabilities
308,843
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for GARY MUNICIPAL EMPLOYEES yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About GARY MUNICIPAL EMPLOYEES

How many branches does GARY MUNICIPAL EMPLOYEES operate?

GARY MUNICIPAL EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GARY MUNICIPAL EMPLOYEES?

Yes, to access services at GARY MUNICIPAL EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GARY MUNICIPAL EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GARY MUNICIPAL EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does GARY MUNICIPAL EMPLOYEES offer online and mobile banking?

Most modern institutions like GARY MUNICIPAL EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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