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Flasher Community Credit Union

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Flasher Community Credit Union Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Flasher Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

Flasher Community Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Flasher Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.36%. Rates were last updated on 03/29/2026.

Flasher Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Flasher Community Credit Union? Share your experience about Flasher Community Credit Union by leaving a review below, or read customer reviews before you decide to use Flasher Community Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.36%

Excellent Higher than avg

Flasher Community Credit Union
Flasher Community CU

105 N Main St
Flasher, ND 58535 7201

https://flashercreditunion.org

Flasher Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	4.74%
Details As Low As; Rate accurate as of Jan. 2, 2026, and subject to change without notice. Annual Percentage Rate of 4.74% is available up to 36 months at $29.85 per $1,000 borrowed per month for qualified borrowers. Rate reflects a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Rates vary based on loan term and credit history / qualifications. All loans subject to credit approval. Fees may apply. Cannot be combined with other discounts or offers. Subject to change at any time and without notice. Last Updated 03/23/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.36%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Flasher Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Flasher Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Flasher Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Flasher Community Credit Union

Website https://flashercreditunion.org

Address 105 N Main St, Flasher, ND 58535 7201

Phone 701-597-3391

Fax 701-597-3391

President Elwood Barth

CEO Jon Griffin

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.36%

Return on Assets (ROA)

-0.2480%

Return on Equity (ROE)

-2.5218%

Non-Performing Loans Ratio (NPL)

0.98%

Total Assets

12,254,814

Total Amount of Shares and Deposits

10,967,820

Total Shares and Deposits < 1 Year

10,870,110

Total Shares and Deposits 1 3 Years

97,710

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,958,332

Total Uninsured Shares and Deposits > $250K (F+J)

1,958,332

Total Insured Shares and Deposits > $250K (item 17 less item K)

9,009,488

Total Interest Expense (Sum of items 6 8)

21,078

Share Certificates

Number of Accounts for Share Drafts

406

IRA KEOGH Accounts

Number of Accounts for Regular Shares

771

Net Income (unless the amount is already included in Undivided Earnings)

-30,395

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,532,931

Total Liabilities

11,049,527

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Flasher Community Credit Union

Is Flasher Community Credit Union a safe place to deposit money?

Yes, Flasher Community Credit Union is considered a safe financial institution. With a Texas Ratio of 6.356245441957%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Flasher Community Credit Union operate?

Flasher Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Flasher Community Credit Union?

Yes, to access services at Flasher Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Flasher Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Flasher Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Flasher Community Credit Union offer online and mobile banking?

Most modern institutions like Flasher Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://flashercreditunion.org.