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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Westerra Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Westerra Credit Union's 13 Month Promo CDs of Deposit (CDs) rates are at 3.25%, 13-Month CD of Deposit rates are at 3.25%, 19 Month Promo CDs of Deposit (CDs) rates are at 3.25%, 19-Month CD of Deposit rates are at 3.25%, 5 Month Promo CDs of Deposit (CDs) rates are at 3.25%. Westerra Credit Union's savings rates are at 0.00%. Westerra Credit Union's money market rates are at 0.50%. Westerra Credit Union's Jumbo 15-Year Fixed - Purchase rates are at 5.88%, 15-Year Fixed - Purchase rates are at 6.00%, Jumbo 7/6M SOFR ARM - Purchase rates are at 5.88%, 30-Year Fixed VA - Purchase rates are at 6.75%. Westerra Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Westerra Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.61%. Rates were last updated on 03/29/2026. Westerra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Westerra Credit Union? Share your experience about Westerra Credit Union by leaving a review below, or read customer reviews before you decide to use Westerra Credit Union. 
Westerra Credit Union CD Rates
Westerra Credit Union Savings Rates
Westerra Credit Union Money Market Rates
Westerra Credit Union Checking Rates
Westerra Credit Union Mortgage Rates
Westerra Credit Union Home Equity & HELOC
Westerra Credit Union Auto Loan Rates
Westerra Credit Union Credit Card Rates
Westerra Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Westerra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Westerra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Westerra Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Westerra Credit Union
Website
https://westerracu.com
Address
3700 E Alameda Ave,
Denver, CO 80209
Phone
303-321-4209
Fax
866-208-1598
President
Andy Raicevich
CEO
Todd Marksberry
Full-Time Employees
297
Part-Time Employees
5
Branch Locations
9
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.61%
Return on Assets (ROA)
0.2580%
Return on Equity (ROE)
2.5574%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
2,101,503,342
Total Amount of Shares and Deposits
1,682,754,369
Total Shares and Deposits < 1 Year
1,638,088,745
Total Shares and Deposits 1 3 Years
33,851,022
Total Shares and Deposits > 3 Years
10,814,600
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
165,060,994
Total Uninsured Shares and Deposits > $250K (F+J)
165,060,994
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,517,693,375
Total Interest Expense (Sum of items 6 8)
43,112,037
Share Certificates
12,203
Number of Accounts for Share Drafts
70,433
IRA KEOGH Accounts
3,261
Number of Accounts for Regular Shares
138,650
Non Member Deposits
1
Money Market Shares
21,685
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
81,043,607
Total Liabilities
1,907,283,911
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Westerra Credit UnionIs Westerra Credit Union a safe place to deposit money?Yes, Westerra Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6135346794008%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Westerra Credit Union operate?Westerra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Westerra Credit Union?Yes, to access services at Westerra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Westerra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Westerra Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Westerra Credit Union offer online and mobile banking?Most modern institutions like Westerra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://westerracu.com. Current Westerra Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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