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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Citadel Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Citadel Federal Credit Union's 24 Month Bonus CD rates are at 3.80%, 30 Month Bonus CD rates are at 3.80%, 36 Month Bonus CD rates are at 3.80%, 24 Month Business CD rates are at 3.75%, 24 Month CD rates are at 3.75%. Citadel Federal Credit Union's savings rates are at 0.10%. Citadel Federal Credit Union's money market rates are at 0.45%. Citadel Federal Credit Union's 7/6 Year ARM rates are at 5.62%. Citadel Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Citadel Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.89%. Rates were last updated on 04/17/2026. Citadel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citadel Federal Credit Union? Share your experience about Citadel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Citadel Federal Credit Union. Citadel Federal Credit Union
Citadel Corporate Headquarters 520 Eagleview Blvd
https://www.citadelbanking.com Exton, PA 19341 
Citadel Federal Credit Union CD Rates
Citadel Federal Credit Union Savings Rates
Citadel Federal Credit Union Money Market Rates
Citadel Federal Credit Union Mortgage Rates
Citadel Federal Credit Union Home Equity & HELOC
Citadel Federal Credit Union Credit Card Rates
Citadel Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Citadel Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Citadel Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citadel Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Citadel Federal Credit Union
Website
https://www.citadelbanking.com
Address
520 Eagleview Blvd,
Exton, PA 19341
Phone
800-666-0191
Fax
610-466-6417
President
Claudia Hellebush
CEO
Bill Brown
Full-Time Employees
631
Part-Time Employees
4
Branch Locations
24
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.89%
Return on Assets (ROA)
0.4432%
Return on Equity (ROE)
4.6217%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
6,502,911,237
Total Amount of Shares and Deposits
5,387,172,298
Total Shares and Deposits < 1 Year
4,461,594,192
Total Shares and Deposits 1 3 Years
837,976,073
Total Shares and Deposits > 3 Years
87,602,033
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
651,984,748
Total Uninsured Shares and Deposits > $250K (F+J)
652,006,312
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,735,165,986
Total Interest Expense (Sum of items 6 8)
122,652,717
Share Certificates
47,834
Number of Accounts for Share Drafts
157,006
IRA KEOGH Accounts
16,368
Number of Accounts for Regular Shares
338,216
Non Member Deposits
2
Money Market Shares
8,595
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
283,347,034
Total Liabilities
5,902,749,957
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Citadel Federal Credit UnionIs Citadel Federal Credit Union a safe place to deposit money?Yes, Citadel Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.8905043894295%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Citadel Federal Credit Union operate?Citadel Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Citadel Federal Credit Union?Yes, to access services at Citadel Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Citadel Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Citadel Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Citadel Federal Credit Union offer online and mobile banking?Most modern institutions like Citadel Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citadelbanking.com. Current Citadel Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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