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Andrews Federal Credit Union Rates & Review April 2026

Andrews Federal Credit Union's Special 9-Month CD rates are at 3.75%, 12-month Jumbo Fixed Rate CDs rates are at 3.60%, 12-month Jumbo Traditional, Educational, and Roth IRA CDs rates are at 3.60%, 12-month Fixed Rate CDs rates are at 3.55%, 24 - month Raise Your Rate CD rates are at 3.55%. Andrews Federal Credit Union's savings rates are at 0.05%. Andrews Federal Credit Union's money market rates are at 1.00%. Andrews Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Andrews Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.92%. Rates were last updated on 04/22/2026.

Andrews Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Andrews Federal Credit Union? Share your experience about Andrews Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Andrews Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.92%
Excellent Higher than avg
Andrews Federal Credit Union
Allentown Road
5711 Allentown Rd
Suitland, MD 20746
https://www.andrewsfcu.org
Member NCUA

Andrews Federal Credit Union CD Rates

Product Rate APY Term View More
Special 9-Month Share Certificate - 3.75% 9 Months
Details Boost your savings at our Upper Marlboro & Fort Washington branches! In-branch only.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
12-month Jumbo Fixed Rate Share Certificates 3.55% 3.60% 12-month
Min Deposit $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
12-month Jumbo Traditional, Educational, and Roth IRA Share Certificates 3.55% 3.60% 12-month
Min Deposit $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
12-month Fixed Rate Share Certificates 3.50% 3.55% 12-month
Min Deposit $1,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
24 - month Raise Your Rate Share Certificate 3.50% 3.55% 24 - month
Min Deposit $1,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
12-month Traditional, Educational, and Roth IRA Share Certificates 3.50% 3.55% 12-month
Min Deposit $1,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
6-month Jumbo Fixed Rate Share Certificates 2.58% 2.60% 6-month
Min Deposit $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
6-month Fixed Rate Share Certificates 2.53% 2.55% 6-month
Min Deposit $1,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
84-month Jumbo Traditional, Educational, and Roth IRA Share Certificates 2.53% 2.55% 84-month
Min Deposit $10,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
60-month Traditional, Educational, and Roth IRA Share Certificates 2.53% 2.55% 60-month
Min Deposit $1,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
36 month Generator Share Certificate 0.75% 0.75% 36 months
Min Deposit $50
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
24 month Generator Share Certificate 0.70% 0.70% 24 months
Min Deposit $50
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
12 month Generator Share Certificate 0.65% 0.65% 12 months
Min Deposit $50
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Savings Rates

Product Rate APY View More
Online Savings Account 4.89% 5.00%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
High Yield Savings Account 3.20% 3.25%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
High-Yield Savings Accounts - 3.25%
Details Grow your funds faster and build wealth with market-leading rates of 3.25% APY.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Base Share Savings 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Business Planning Savings - 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
High Yield Savings Account 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Holiday Club Account 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
IRA Savings Account 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Planner Savings Account 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Vacation Club Account 0.05% 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Money Market Rates

Product Rate APY View More
Premium High-Yield Money Market Account 1.24% 1.25%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Premium Money Market Account 1.00% 1.00%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Checking Rates

Product Rate APY View More
Business Partnership Checking - 0.05%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 5.49%
No additional details.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 3.99% 36 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $29.43
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
New Auto Loan - - 4.59% 48 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $22.91
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Used Auto Loan - - 4.60% 36 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $29.72
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
New Auto Loan - - 4.69% 60 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $18.70
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Used Auto Loan - - 4.94% 48 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $23.00
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Used Auto Loan - - 5.04% 60 months
Details As Low As; Monthly Payment Per $1,000 Borrowed: $18.83
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
New Auto Loan - - 5.52% 72 months*
Details As Low As; Monthly Payment Per $1,000 Borrowed: $16.31
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
New Auto Loan - - 5.67% 84 months**
Details As Low As; Monthly Payment Per $1,000 Borrowed: $14.40
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Used Auto Loan - - 6.20% 72 months*
Details As Low As; Monthly Payment Per $1,000 Borrowed: $16.62
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Used Auto Loan - - 6.60% 84 months**
Details As Low As; Monthly Payment Per $1,000 Borrowed: $14.86
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Andrews Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 6.99%
Details As Low As; Payment Per $1000 Borrowed: $31.05
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Personal Loan - 8.99%
Details As Low As; Payment Per $1000 Borrowed: $25.07
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Personal Loan - 9.25%
Details As Low As; Payment Per $1000 Borrowed: $21.04
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Personal Loan - 11.25%
Details As Low As; Payment Per $1000 Borrowed: $19.34
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%
Personal Loan - 11.50%
Details As Low As; Payment Per $1000 Borrowed: $17.56
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.92%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Andrews Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Andrews Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Andrews Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Andrews Federal Credit Union
Address 5711 Allentown Rd, Suitland, MD 20746
Phone 800-487-5500
Fax 301-702-5319
President Kenneth McKinney
CEO Kenneth Orgeron
Full-Time Employees 317
Part-Time Employees 2
Branch Locations 16
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.92%
Return on Assets (ROA)
0.3758%
Return on Equity (ROE)
3.4280%
Non-Performing Loans Ratio (NPL)
1.75%
Total Assets
2,507,551,595
Total Amount of Shares and Deposits
1,945,267,350
Total Shares and Deposits < 1 Year
1,776,982,474
Total Shares and Deposits 1 3 Years
135,460,315
Total Shares and Deposits > 3 Years
32,824,561
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
201,237,147
Total Uninsured Shares and Deposits > $250K (F+J)
201,237,147
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,744,030,203
Total Interest Expense (Sum of items 6 8)
41,437,782
Share Certificates
14,279
Number of Accounts for Share Drafts
76,024
IRA KEOGH Accounts
3,750
Number of Accounts for Regular Shares
175,229
All other shares
2,949
Money Market Shares
6,227
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
113,664,133
Total Liabilities
2,231,468,244
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Andrews Federal Credit Union

Is Andrews Federal Credit Union a safe place to deposit money?

Yes, Andrews Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.924803359056%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Andrews Federal Credit Union operate?

Andrews Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Andrews Federal Credit Union?

Yes, to access services at Andrews Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Andrews Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Andrews Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Andrews Federal Credit Union offer online and mobile banking?

Most modern institutions like Andrews Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.andrewsfcu.org.

Current Andrews Federal Credit Union Rates

  • 12-Month CD0.65%
  • 24-Month CD0.70%
  • 60-Month CD2.55%
  • Savings0.05%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.