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Mississippi National Guard Federal Credit Union

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Mississippi National Guard Federal Credit Union Rates & Review October 2026

Q: What are the current interest rates at Mississippi National Guard Federal Credit Union?

Current rates for Mississippi National Guard Federal Credit Union include: 12-Month CD: 2.00%

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mississippi National Guard Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Mississippi National Guard Federal Credit Union's top rates as of October 9, 2026 are 2.00% APY on its 12 Month CD, 3.00% APY on checking, personal loans from 8.00% APR, and credit cards from 8.50% APR, according to rates verified by MonitorBankRates. Other Mississippi National Guard Federal Credit Union CD rates include 3 Month CD at 2.00%, and 6 Month CD at 2.00%. MonitorBankRates evaluates the financial stability of Mississippi National Guard Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.58%. Rates last updated and verified on 10/09/2026.

Mississippi National Guard Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mississippi National Guard Federal Credit Union? Share your experience about Mississippi National Guard Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mississippi National Guard Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.58%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Mississippi National Guard Federal Credit Union
Mississippi National Guard FCU

142 Military Dr
Jackson, MS 39232-8861

https://www.msng.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Mississippi National Guard Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate	2.00%	2.00%	12 Month
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
3 Month Certificate	2.00%	2.00%	3 Month
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
6 Month Certificate	2.00%	2.00%	6 Month
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union Checking Rates

Product	Rate	APY	View More
Flex Rewards Checking Account	-	3.00%
Min Balance $10,000 Details Qualifications Required: Estatements; Monthly Direct Deposit of $100 or more; 20 Debit Card Transactions monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New/Used Autos, RVs, Boats and Motorcycles	-	-	4.99%	48 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	4.99%	60 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	4.99%	72 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 4.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	6.99%	36 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	6.99%	48 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	6.99%	60 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	6.99%	72 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New Autos plus New/Used RVs	-	-	7.99%	84 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	8.99%	36 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	8.99%	48 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	8.99%	60 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	8.99%	72 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	9.99%	36 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	9.99%	48 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	9.99%	60 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	9.99%	72 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	14.99%	36 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 14.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	14.99%	48 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 14.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	14.99%	60 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 14.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	14.99%	72 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 14.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	16.99%	36 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 16.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	16.99%	48 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 16.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	16.99%	60 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 16.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Autos, RVs, Boats and Motorcycles	-	-	16.99%	72 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 16.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New/Used RVs Only or more Loan	-	8.99%	120 Months
Details $100,000; Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only TO $99,999 Loan	-	8.99%	120 Months
Details $75,000; Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only or more Loan	-	9.99%	120 Months
Details $100,000; Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only TO $99,999 Loan	-	9.99%	120 Months
Details $75,000; Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only or more Loan	-	10.99%	120 Months
Details $100,000; Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 10.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only TO $99,999 Loan	-	10.99%	120 Months
Details $75,000; Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 10.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used RVs Only or more Loan	-	11.99%	120 Months
Details $100,000; Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union Credit Card Rates

Product	Rate	APR
VISA Gold Card	-	8.50%
Details Intro period: 36 Months; Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
VISA Gold Card - 36 Months	8.50%	8.50%
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	8.00%	24 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	8.00%	36 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	8.00%	48 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	9.00%	24 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	9.00%	36 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	9.00%	48 Months
Details Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	10.50%	24 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 10.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	10.50%	36 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 10.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	10.50%	48 Months
Details Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 10.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	12.50%	24 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 12.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	12.50%	36 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 12.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	12.50%	48 Months
Details Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 12.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	15.50%	24 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 15.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	15.50%	36 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 15.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	15.50%	48 Months
Details Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 15.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	18.00%	24 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 18.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	18.00%	36 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 18.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Signature Loan	18.00%	48 Months
Details Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 18.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Mississippi National Guard Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Collateral Loans	6.99%	-	7.99%	up to 36 Months
Details Credit Score: 730 and above; buy GAP Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	4.99%	-	5.99%	37 to 72 Months
Details Credit Score: 730 and above; buy GAP Last Updated 10/09/2026 Rate History 2 changes since Sep 21, 2026 · 5.99% → 5.99% ▼ 0.00 pts · high 6.99% / low 5.99% Oct 5, 20265.99%▼ from 6.99% Sep 29, 20266.99%▲ from 5.99% Sep 21, 20265.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	5.99%	-	6.99%	73 to 84 Months
Details Credit Score: 730 and above; buy GAP Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	6.99%	-	7.99%	up to 72 Months
Details Credit Score: 680-729; buy GAP Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	7.99%	-	8.99%	73 to 84 Months
Details Credit Score: 680-729; buy GAP Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	8.99%	-	9.99%
Details Credit Score: 640-679; buy GAP Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 9.99% ▲ 5.00 pts · high 9.99% / low 4.99% Sep 21, 20269.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	9.99%	-	10.99%
Details Credit Score: 600-639; buy GAP Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 10.99% ▲ 6.00 pts · high 10.99% / low 4.99% Sep 21, 202610.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	14.99%	-	15.99%
Details Credit Score: 550-599; buy GAP Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 15.99% ▲ 11.00 pts · high 15.99% / low 4.99% Sep 21, 202615.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
Collateral Loans	16.99%	-	17.99%
Details Credit Score: 549 or less; buy GAP Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 17.99% ▲ 13.00 pts · high 17.99% / low 4.99% Sep 21, 202617.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	4.99%	60 Months
Details $50,000; Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 4.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	6.99%	60 Months
Details $50,000; Credit Rating: 680-729 Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 6.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	8.99%	60 Months
Details $50,000; Credit Rating: 640-679 Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 8.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	9.99%	60 Months
Details $50,000; Credit Rating: 600-639 Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	14.99%	60 Months
Details $50,000; Credit Rating: 550-599 Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 14.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
New/Used Equipment	-	-	16.99%	60 Months
Details $50,000; Credit Rating: 549 or less Last Updated 10/09/2026 Rate History No change since Sep 25, 2026 · 16.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%
The Guard Loan, NO CREDIT CHECK	-	-	18.00%	12 Months
Details Credit Rating: 730 & above Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 18.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Mississippi National Guard Federal Credit Union’s Texas Ratio fell from 21.89% in Q3 2023 to 11.58% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.4 to 5.0 and its Health Grade from B to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$43M	11.58%	5.0	A
March 31, 2026	$43M	3.72%	5.0	A+
December 31, 2025	$43M	10.54%	5.0	A
September 30, 2025	$43M	25.49%	4.1	C+
June 30, 2025	$43M	23.38%	4.3	B-
March 31, 2025	$42M	30.21%	3.7	C-
December 31, 2024	$42M	33.77%	3.4	D
September 30, 2024	$43M	31.13%	3.7	C-
June 30, 2024	$43M	26.72%	4.0	C
March 31, 2024	$42M	20.28%	4.6	B
December 31, 2023	$40M	21.43%	4.5	B
September 30, 2023	$38M	21.89%	4.4	B

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Mississippi National Guard Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Mississippi National Guard Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mississippi National Guard Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mississippi National Guard Federal Credit Union

Website https://www.msng.org

Address 142 Military Dr, Jackson, MS 39232-8861

Phone 601-932-5194

Fax 601-932-8696

President Lynn Cole

CEO Haley DiMartino

Full-Time Employees 4

Part-Time Employees 1

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.58%

Return on Assets (ROA)

0.6423%

Return on Equity (ROE)

7.3329%

Non-Performing Loans Ratio (NPL)

1.53%

Total Assets

43,487,881

Total Amount of Shares and Deposits

40,727,293

Total Shares and Deposits < 1 Year

40,727,291

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,358,202

Total Uninsured Shares and Deposits > $250K (F+J)

5,358,202

Total Insured Shares and Deposits > $250K (item 17 less item K)

35,369,091

Total Interest Expense (Sum of items 6 8)

375,348

Share Certificates

243

Number of Accounts for Share Drafts

1,320

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,991

All other shares

118

Net Income (unless the amount is already included in Undivided Earnings)

143,309

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

729,654

Total Liabilities

39,678,507

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Mississippi National Guard Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Mississippi National Guard Federal Credit Union

How many branches does Mississippi National Guard Federal Credit Union operate?

Mississippi National Guard Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mississippi National Guard Federal Credit Union?

Yes, to access services at Mississippi National Guard Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mississippi National Guard Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mississippi National Guard Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mississippi National Guard Federal Credit Union offer online and mobile banking?

Most modern institutions like Mississippi National Guard Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.msng.org.

Current Mississippi National Guard Federal Credit Union Rates

12-Month CD2.00%

Retrieved from our database of financial products. Rates subject to change.

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Mississippi National Guard Federal Credit Union Rates & Review October 2026

Brian McKay

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Mississippi National Guard Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Mississippi National Guard Federal Credit Union

How many branches does Mississippi National Guard Federal Credit Union operate?

Is a member application needed to join Mississippi National Guard Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Mississippi National Guard Federal Credit Union offer online and mobile banking?

Current Mississippi National Guard Federal Credit Union Rates

Compare to Other Credit Unions