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Wrentham Co-operative Bank Rates & Review April 2026

Wrentham Co-operative Bank's 3-Month Certificate of Deposit rates are at 3.60%, 14-Month CD Special rates are at 3.50%, 6-Month Certificate of Deposit rates are at 3.15%, 4 Year Certificate of Deposit rates are at 0.75%, 3 Year Certificate of Deposit rates are at 0.55%. Wrentham Co-operative Bank's savings rates are at 0.05%. Wrentham Co-operative Bank's money market rates are at 0.20%. Wrentham Co-operative Bank's 10 Year Fixed (Conforming) rates are at 5.25%, 15 Year Fixed (Conforming) rates are at 5.50%, 15 Year Fixed (Jumbo) rates are at 5.50%, 20 Year Fixed (Conforming) rates are at 5.62%, 30 Year Fixed (Conforming) rates are at 5.99%. MonitorBankRates evaluates the financial stability of Wrentham Co-operative Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Wrentham Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wrentham Co-operative Bank? Share your experience about Wrentham Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Wrentham Co-operative Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Wrentham Co-operative Bank
102 South St
Wrentham, MA 02093
https://www.wrenthamcoop.com
Member FDIC

Wrentham Co-operative Bank CD Rates

Product Rate APY Term View More
3 Month Certificate of Deposit 3.60% 3.60% 3
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
14 Month CD Special 3.45% 3.50% 14
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate of Deposit 3.15% 3.15% 6
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 Year Certificate of Deposit 0.75% 0.75% 4
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year Certificate of Deposit 0.55% 0.55% 3
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 Year Certificate of Deposit 0.40% 0.40% 2
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year Certificate of Deposit 0.30% 0.30% 1
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wrentham Co-operative Bank Savings Rates

Product Rate APY View More
Business Savings 0.05% 0.05%
Min Balance $10
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.05% 0.05%
Min Balance $10
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wrentham Co-operative Bank Money Market Rates

Product Rate APY View More
Premier Money Market 3.64% 3.70%
Min Balance $250,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premier Money Market 3.00% 3.04%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.20% 0.20%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wrentham Co-operative Bank Checking Rates

Product Rate APY View More
N.O.W. Checking 0.05% 0.05%
Min Balance $10
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wrentham Co-operative Bank Mortgage Rates

Product Rate Points APR Term View More
10 Year Fixed (Conforming) 5.25% 0.00% 5.38% 10
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed (Conforming) 5.50% 0.00% 5.59% 15
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Year Fixed (Jumbo) 5.50% 0.00% 5.59% 15
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 Year Fixed (Conforming) 5.63% 0.00% 5.70% 20
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed (Conforming) 5.99% 0.00% 6.06% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Year Fixed (Jumbo) 5.99% 0.00% 6.06% 30
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Wrentham Co-operative Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.25% 240
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wrentham Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wrentham Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wrentham Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Wrentham Co-operative Bank
FDIC Certificate # 26576
Address 102 South St, Wrentham, MA 02093  ·  Norfolk
Established 01/01/1901
FDIC Insurance Date 03/03/1986
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0947%
Return on Equity (ROE) 0.8300%
Non-Performing Loans (NPL) 0.00%
Total Assets $188,457,000
Total Deposits $171,635,000
Equity Capital $16,158,000
Net Income $-409,000
Headquarters Wrentham
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

ldyC
★★★★★
December 17, 2025
HiTx
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Wrentham Co-operative Bank

Is Wrentham Co-operative Bank a safe place to deposit money?

Yes, Wrentham Co-operative Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Wrentham Co-operative Bank operate?

Wrentham Co-operative Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wrentham Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wrentham Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Does Wrentham Co-operative Bank offer online and mobile banking?

Most modern institutions like Wrentham Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wrenthamcoop.com.

Current Wrentham Co-operative Bank Rates

  • 12-Month CD0.30%
  • 24-Month CD0.40%
  • 36-Month CD0.55%
  • 48-Month CD0.75%
  • Savings0.05%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.