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 Wrentham Co-operative Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 11, 2026
Wrentham Co-operative Bank's top rates as of October 11, 2026 are 4.10% APY on its 13-23-Months 13 - 23-Month Flex Term CD, 0.05% APY on savings, 3.70% APY on money market accounts, 0.05% APY on checking, and personal loans from 7.00% APR, according to rates verified by MonitorBankRates. Other Wrentham Co-operative Bank CD rates include 3-11-Months 3 - 11-Month Flex Term CD at 4.00%, 3-Month Certificate at 3.60%, and 6-Month Certificate at 3.15%. MonitorBankRates evaluates the financial stability of Wrentham Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/11/2026. Wrentham Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wrentham Co-operative Bank? Share your experience about Wrentham Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Wrentham Co-operative Bank. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Wrentham Co-operative Bank CD Rates
Wrentham Co-operative Bank Savings Rates
Wrentham Co-operative Bank Business Savings Rates
Wrentham Co-operative Bank Money Market Rates
Wrentham Co-operative Bank Checking Rates
Wrentham Co-operative Bank Home Equity & HELOC
Wrentham Co-operative Bank Auto Loan Rates
Wrentham Co-operative Bank Personal Loan Rates
Wrentham Co-operative Bank Other Rates
Financial Health HistoryWrentham Co-operative Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Wrentham Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Wrentham Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wrentham Co-operative Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Wrentham Co-operative Bank
FDIC Certificate #
26576
Address
102 South St,
Wrentham, MA 02093 · Norfolk
Website
https://www.wrenthamcoop.com
Established
19010101
FDIC Insurance Date
19860303
Domestic Offices
3
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0448%
Return on Equity (ROE)
0.5300%
Non-Performing Loans (NPL)
0.00%
Total Assets
$192,617,000
Total Deposits
$175,784,000
Equity Capital
$16,201,000
Net Income
$43,000
Headquarters
Wrentham
Total Branches and Offices
3
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for Wrentham Co-operative Bank
Frequently Asked Questions About Wrentham Co-operative BankHow many branches does Wrentham Co-operative Bank operate?Wrentham Co-operative Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Wrentham Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wrentham Co-operative Bank provides members with tools to manage their accounts and build a solid financial history. Does Wrentham Co-operative Bank offer online and mobile banking?Most modern institutions like Wrentham Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wrenthamcoop.com. Current Wrentham Co-operative Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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