|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Midwest BankCentre Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
Midwest BankCentre's Traditional 12-Month CD rates are at 3.75%, Traditional 24-Month CD rates are at 3.51%, Traditional 6-Month CD rates are at 3.51%, 7-Month No Penalty CD rates are at 3.25%, Traditional 13-Month CD rates are at 3.00%. Midwest BankCentre's savings rates are at 0.10%. Midwest BankCentre's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Midwest BankCentre with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.05%. Rates last updated and verified on 09/18/2026. Midwest BankCentre money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest BankCentre? Share your experience about Midwest BankCentre by leaving a review below, or read customer reviews before you decide to use Midwest BankCentre. 
Midwest BankCentre CD Rates
Midwest BankCentre Savings Rates
Midwest BankCentre Money Market Rates
Midwest BankCentre Checking Rates
Financial Health HistoryMidwest BankCentre’s Texas Ratio rose from 4.44% in Q3 2023 to 7.05% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Midwest BankCentre is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Midwest BankCentre rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Midwest BankCentre's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Midwest BankCentre
Bank Holding Company
STUPP BROS INC
Address
2191 Lemay Ferry Rd,
Lemay, MO 63125 · St. Louis
FDIC Certificate #
1058
Established
19060301
FDIC Insurance Date
19340101
Domestic Offices
18
Total Branches
18
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 96/100
5.0
Exceptional
Out of 5.0 Stars
7.05%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.3408%
Return on Equity (ROE)
10.8400%
Non-Performing Loans (NPL)
0.85%
Total Assets
$3,069,248,000
Total Deposits
$2,523,075,000
Equity Capital
$380,039,000
Net Income
$20,299,000
Headquarters
Lemay
Total Branches and Offices
18
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Midwest BankCentre yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Midwest BankCentre
Frequently Asked Questions About Midwest BankCentreHow many branches does Midwest BankCentre operate?Midwest BankCentre currently maintains approximately 18 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Midwest BankCentre does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Midwest BankCentre provides members with tools to manage their accounts and build a solid financial history. Does Midwest BankCentre offer online and mobile banking?Most modern institutions like Midwest BankCentre provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midwestbankcentre.com. Current Midwest BankCentre Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Walpole Co-operative Bank
Grasshopper Bank, N.A.
Total Direct Bank
Community State Bank Spencer, IA
Community Bank of Georgia
Prescott State Bank
BMW Bank of North America
Third Federal Savings and Loan
Sumitomo Mitsui Trust Bank U.S.A.
Bank of Guam
Regent Bank (OK)
Meade County Bank
Bay Bank
SSB Cheyenne, OK
CNB of Brady
Huron Community Bank
NBKC Bank
Pioneer Federal S&L
Community First Bank, N.A.
Northern State Bank of Thief River Falls
Prevail Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
