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iAdvertiser Disclosure
Advertiser Disclosure
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 Wright-Patt Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Wright-Patt Credit Union's savings rates are at 2.60%. Wright-Patt Credit Union's Personal Loan Rates are at 5.49%. MonitorBankRates evaluates the financial stability of Wright-Patt Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.66%. Rates were last updated on 03/29/2026. Wright-Patt Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wright-Patt Credit Union? Share your experience about Wright-Patt Credit Union by leaving a review below, or read customer reviews before you decide to use Wright-Patt Credit Union. 
Wright-Patt Credit Union Savings Rates
Wright-Patt Credit Union Money Market Rates
Wright-Patt Credit Union Home Equity & HELOC
Wright-Patt Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wright-Patt Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wright-Patt Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wright-Patt Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wright-Patt Credit Union
Website
https://www.wpcu.coop/
Address
3560 Pentagon Blvd,
Beavercreek, OH 45431
Phone
937-912-7000
Fax
937-912-8002
President
Joseph Linsenmeyer
CEO
Timothy Mislansky
Full-Time Employees
1,443
Part-Time Employees
65
Branch Locations
38
ATM Locations
36
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.66%
Return on Assets (ROA)
0.6391%
Return on Equity (ROE)
5.8841%
Non-Performing Loans Ratio (NPL)
1.13%
Total Assets
9,381,555,306
Total Amount of Shares and Deposits
7,902,542,435
Total Shares and Deposits < 1 Year
7,211,661,134
Total Shares and Deposits 1 3 Years
421,414,262
Total Shares and Deposits > 3 Years
269,467,039
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
608,873,516
Total Uninsured Shares and Deposits > $250K (F+J)
608,873,516
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,293,668,919
Total Interest Expense (Sum of items 6 8)
155,068,368
Share Certificates
45,190
Number of Accounts for Share Drafts
322,931
IRA KEOGH Accounts
10,566
Number of Accounts for Regular Shares
709,885
All other shares
31,269
Non Member Deposits
11
Money Market Shares
84,743
Net Income (unless the amount is already included in Undivided Earnings)
59,960,415
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
400,386,864
Total Liabilities
8,450,209,375
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wright-Patt Credit UnionIs Wright-Patt Credit Union a safe place to deposit money?Yes, Wright-Patt Credit Union is considered a safe financial institution. With a Texas Ratio of 7.6551085128127%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wright-Patt Credit Union operate?Wright-Patt Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wright-Patt Credit Union?Yes, to access services at Wright-Patt Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wright-Patt Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wright-Patt Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wright-Patt Credit Union offer online and mobile banking?Most modern institutions like Wright-Patt Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wpcu.coop/. Current Wright-Patt Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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