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Wright-Patt Credit Union

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Wright-Patt Credit Union Rates & Review November 2026

Q: What are the current interest rates at Wright-Patt Credit Union?

Current rates for Wright-Patt Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 4.25%, 24-Month CD: 4.30%, 60-Month CD: 4.60%, Savings: 7.00%

Q: What CD terms does Wright-Patt Credit Union offer?

Wright-Patt Credit Union CD rates are 4.00% APY for a 12 month CD, 4.25% APY for a 17 month CD, 4.25% APY for an 18 month CD, 4.30% APY for a 23 month CD, 4.30% APY for a 2 year CD, 4.40% APY for a 35 month CD, 4.50% APY for a 47 month CD, 4.60% APY for a 59 month CD and 4.60% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Wright-Patt Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Wright-Patt Credit Union's 48 - 59 Month CD rates are at 4.60%, 36 - 47 Month CD rates are at 4.50%, 24 - 35 Month CD rates are at 4.40%, 18 - 23 Month CD rates are at 4.30%, 12 - 17 Month CD rates are at 4.25%. Wright-Patt Credit Union's savings rates are at 7.00%. Wright-Patt Credit Union's checking rates are as high as 0.08%. Wright-Patt Credit Union's Personal Loan Rates are as low as 10.00%. Wright-Patt Credit Union's Credit Card Rates are at 9.75%. Wright-Patt Credit Union's CD rates are 50% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Wright-Patt Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.22%. Rates last updated and verified on 10/29/2026.

Wright-Patt Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wright-Patt Credit Union? Share your experience about Wright-Patt Credit Union by leaving a review below, or read customer reviews before you decide to use Wright-Patt Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.22%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Wright-Patt Credit Union
Corporate

3560 Pentagon Blvd
Beavercreek, OH 45431

https://www.wpcu.coop/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Wright-Patt Credit Union CD Rates

Product	Rate	APY	Term
48 - 59 Month Share Certificate	-	4.60%	48-59 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.97% → 4.60% ▲ 0.63 pts · high 4.60% / low 3.97% Oct 26, 20264.60%▲ from 3.97% Oct 1, 20263.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
48 - 59 Month Share Certificate	-	4.60%	48-59 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.97% → 4.60% ▲ 0.63 pts · high 4.60% / low 3.97% Oct 26, 20264.60%▲ from 3.97% Oct 1, 20263.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
48 - 59 Month Single Deposit Traditional or Roth IRA Certificate	-	4.60%	48-59 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
48 - 59 Month Single Deposit Traditional or Roth IRA Certificate	-	4.60%	48-59 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Share Certificate	-	4.50%	36-47 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.92% → 4.50% ▲ 0.58 pts · high 4.50% / low 3.92% Oct 26, 20264.50%▲ from 3.92% Oct 1, 20263.92%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Share Certificate	-	4.50%	36-47 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.92% → 4.50% ▲ 0.58 pts · high 4.50% / low 3.92% Oct 26, 20264.50%▲ from 3.92% Oct 1, 20263.92%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Single Deposit Traditional or Roth IRA Certificate	-	4.50%	36-47 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Single Deposit Traditional or Roth IRA Certificate	-	4.50%	36-47 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Share Certificate	-	4.40%	24-35 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.86% → 4.40% ▲ 0.54 pts · high 4.40% / low 3.86% Oct 26, 20264.40%▲ from 3.86% Oct 1, 20263.86%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Share Certificate	-	4.40%	24-35 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.86% → 4.40% ▲ 0.54 pts · high 4.40% / low 3.86% Oct 26, 20264.40%▲ from 3.86% Oct 1, 20263.86%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Single Deposit Traditional or Roth IRA Certificate	-	4.40%	24-35 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Single Deposit Traditional or Roth IRA Certificate	-	4.40%	24-35 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Share Certificate	-	4.30%	18-23 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80% Oct 26, 20264.30%▲ from 3.80% Oct 1, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Share Certificate	-	4.30%	18-23 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80% Oct 26, 20264.30%▲ from 3.80% Oct 1, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Single Deposit Traditional or Roth IRA Certificate	-	4.30%	18-23 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Single Deposit Traditional or Roth IRA Certificate	-	4.30%	18-23 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 Month Add-On Traditional or Roth IRA Certificate	-	4.30%	18 Month
Min Deposit $100 Details Add-On Traditional or Roth IRA - $100 Min - 18 Month Fixed Rate Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 4.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 Month Add-On Traditional or Roth IRA Certificate	-	4.30%	18 Month
Min Deposit $100,000 Details Add-On Traditional or Roth IRA - $100,000 Min - 18 Month Fixed Rate Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 4.30% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Share Certificate	-	4.25%	12-17 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75% Oct 26, 20264.25%▲ from 3.75% Oct 1, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Share Certificate	-	4.25%	12-17 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75% Oct 26, 20264.25%▲ from 3.75% Oct 1, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Single Deposit Traditional or Roth IRA Certificate	-	4.25%	12-17 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Single Deposit Traditional or Roth IRA Certificate	-	4.25%	12-17 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Share Certificate	-	4.00%	6-11 Month
Min Deposit $500 Details Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65% Oct 26, 20264.00%▲ from 3.65% Oct 1, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Share Certificate	-	4.00%	6-11 Month
Min Deposit $100,000 Details Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 1, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65% Oct 26, 20264.00%▲ from 3.65% Oct 1, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Single Deposit Traditional or Roth IRA Certificate	-	4.00%	6-11 Month
Min Deposit $500 Details Single Deposit Traditional or Roth IRA - $500 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Single Deposit Traditional or Roth IRA Certificate	-	4.00%	6-11 Month
Min Deposit $100,000 Details Single Deposit Traditional or Roth IRA - $100,000 Minimum Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Business CD Rates

Product	Rate	APY	Term
48 - 59 Month Business Share Certificates	-	4.60%	48-59 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.97% → 4.60% ▲ 0.63 pts · high 4.60% / low 3.97% Oct 29, 20264.60%▲ from 3.97% Oct 13, 20263.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
48 - 59 Month Business Share Certificates	-	4.60%	48-59 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.97% → 4.60% ▲ 0.63 pts · high 4.60% / low 3.97% Oct 29, 20264.60%▲ from 3.97% Oct 13, 20263.97%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Business Share Certificates	-	4.50%	36-47 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.92% → 4.50% ▲ 0.58 pts · high 4.50% / low 3.92% Oct 29, 20264.50%▲ from 3.92% Oct 13, 20263.92%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
36 - 47 Month Business Share Certificates	-	4.50%	36-47 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.92% → 4.50% ▲ 0.58 pts · high 4.50% / low 3.92% Oct 29, 20264.50%▲ from 3.92% Oct 13, 20263.92%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Business Share Certificates	-	4.40%	24-35 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.86% → 4.40% ▲ 0.54 pts · high 4.40% / low 3.86% Oct 29, 20264.40%▲ from 3.86% Oct 13, 20263.86%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
24 - 35 Month Business Share Certificates	-	4.40%	24-35 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.86% → 4.40% ▲ 0.54 pts · high 4.40% / low 3.86% Oct 29, 20264.40%▲ from 3.86% Oct 13, 20263.86%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Business Share Certificates	-	4.30%	18-23 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80% Oct 29, 20264.30%▲ from 3.80% Oct 13, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
18 - 23 Month Business Share Certificates	-	4.30%	18-23 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80% Oct 29, 20264.30%▲ from 3.80% Oct 13, 20263.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Business Share Certificates	-	4.25%	12-17 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75% Oct 29, 20264.25%▲ from 3.75% Oct 13, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
12 - 17 Month Business Share Certificates	-	4.25%	12-17 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75% Oct 29, 20264.25%▲ from 3.75% Oct 13, 20263.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Business Share Certificates	-	4.00%	6-11 Month
Min Balance $500 Details Business Share Certificates - $500 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65% Oct 29, 20264.00%▲ from 3.65% Oct 13, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
06 - 11 Month Business Share Certificates	-	4.00%	6-11 Month
Min Balance $100,000 Details Business Share Certificates - $100,000 Minimum Last Updated 10/29/2026 Rate History 1 change since Oct 13, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65% Oct 29, 20264.00%▲ from 3.65% Oct 13, 20263.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Savings Rates

Product	Rate	APY
Enhanced Health Savings Account	-	7.00%
Min Balance $0 Details Balance: $0.01 to $1,000.00; Earn 7.00% APY on the first $1,000; No minimum balance requirement to open an account Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $100 Details Balance: $100.00 to $2,499.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $10,000 Details Balance: $10,000.00 to $49,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $50,000 Details Balance: $50,000.00 and Higher Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Enhanced Health Savings Account	-	1.25%
Min Balance $1,000 Details Published APY range: 1.25% - 7.00%. Balance: $1,000.01 and Higher; Balances greater than $1,000 earn a rate of 1.25% - 7.00% APY; No minimum balance requirement to open an account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Secondary Share	-	0.25%
Min Balance $0 Details Balance: $0.01 to $500.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Secondary Share	-	0.25%
Min Balance $500 Details Balance: $500.01 and Higher Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
TrueSaver Non-Qualifying Balance	-	0.25%
Min Balance $0 Details Balance: $0.01 and Higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Club Account	-	0.15%
Min Balance $0 Details Balance: $.01 and Higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
EasySaver Share	-	0.15%
Min Balance $0 Details Balance: $0.01 to $500.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
EasySaver Share	-	0.15%
Min Balance $500 Details Balance: $500.01 and Higher Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Business Savings Rates

Product	Rate	APY
Business Money Market Savings Account	-	2.75%
Min Balance $100 Details Balance: $100.00 - $2,499.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $50,000 Details Balance: $50,000.00 and Higher Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Share Account	-	0.25%
Min Balance $5 Details Balance: $5.00 - $500.00 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Share Account	-	0.25%
Min Balance $500 Details Balance: $500.01 and Higher Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings Account	-	2.75%
Min Balance $100 Details Balance: $100.00 to $2,499.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $10,000 Details Balance: $10,000.00 to $49,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Money Market Savings Account	-	2.75%
Min Balance $50,000 Details Balance: $50,000.00 and Higher Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Savings Account	-	2.75%
Min Balance $100 Details Balance: $100.00 - $2,499.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Money Market Savings Account	-	2.75%
Min Balance $50,000 Details Balance: $50,000.00 and Higher Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.75% ▲ 0.25 pts · high 2.75% / low 2.50% Oct 19, 20262.75%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Checking Rates

Product	Rate	APY
Checking With Dividends	-	0.08%
Min Balance $25,000 Details Balance: $25,000.00 and Higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.08% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Dividend Choice/Mission Based Checking	-	0.08%
Min Balance $25,000 Details Balance: $25,000.00 and Higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.08% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Checking With Dividends	-	0.04%
Min Balance $0 Details Balance: $0.01 to $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Checking With Dividends	-	0.04%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Dividend Choice/Mission Based Checking	-	0.04%
Min Balance $0 Details Balance: $0.01 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Dividend Choice/Mission Based Checking	-	0.04%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.04% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Select Checking with Dividends	-	0.04%
Min Balance $1,000 Details Balance: $1,000.00 and Higher Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.04% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit - LTV 85% or Less	-	-	7.00%
Details Published APR range: 7.00% - 12.50%. Variable rate line of credit; LTV 85% or Less Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85% or Less) - 60 Months Fixed	-	-	7.00%	60 Months
Details Published APR range: 7.00% - 8.50%. Fixed rate; LTV 85% or Less Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 18, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85% or Less) - 61-120 Months Fixed	-	-	7.75%	61-120 months
Details Published APR range: 7.75% - 9.25%. Fixed rate; LTV 85% or Less Last Updated 10/29/2026 Rate History No change since Oct 2, 2026 · 7.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85% or Less) - 121-180 Months Fixed	-	-	8.00%	121-180 months
Details Published APR range: 8.00% - 8.75%. Fixed rate; LTV 85% or Less Last Updated 10/29/2026 Rate History No change since Oct 2, 2026 · 8.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85.1% - 100%) - 60 Months Fixed	-	-	8.00%	60 Months
Details Published APR range: 8.00% - 9.50%. Fixed rate; LTV 85.1% - 100% Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Oct 2, 20268.00%▲ from 7.75% Sep 18, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Line of Credit - LTV 85.1% - 100%	-	-	8.50%
Details Published APR range: 8.50% - 10.00%. Variable rate line of credit; LTV 85.1% - 100% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.25% → 8.50% ▲ 0.25 pts · high 8.50% / low 8.25% Oct 2, 20268.50%▲ from 8.25% Sep 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85.1% - 100%) - 61-120 Months Fixed	-	-	8.75%	61-120 months
Details Published APR range: 8.75% - 10.25%. Fixed rate; LTV 85.1% - 100% Last Updated 10/29/2026 Rate History No change since Oct 2, 2026 · 8.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Home Equity Loan (LTV 85.1% - 100%) - 121-180 Months Fixed	-	-	9.00%	121-180 months
Details Published APR range: 9.00% - 9.75%. Fixed rate; LTV 85.1% - 100% Last Updated 10/29/2026 Rate History No change since Oct 2, 2026 · 9.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans (2023 or Newer)	-	-	4.99%	Up to 63 Months
Details APR range: 4.99% - 15.44% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Auto Loans (2022 or Older)	-	-	5.49%	Up to 63 Months
Details APR range: 5.49% - 15.94% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Auto Loans (2023 or Newer)	-	-	5.49%	64-75 Months
Details APR range: 5.49% - 15.94% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 5.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Auto Loans (2023 or Newer)	-	-	5.74%	76-84 Months
Details APR range: 5.74% - 11.74% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 5.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Auto Loans (2022 or Older)	-	-	5.99%	64-75 Months
Details APR range: 5.99% - 16.44% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 5.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Auto Loans (2022 or Older)	-	-	6.24%	76-84 Months
Details APR range: 6.24% - 12.24% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 6.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loans (2023 or Newer)	-	6.54%	Up to 63 Months
Details APR range: 6.54% - 17.75% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 6.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Motorcycle Loans (2022 or Older)	-	7.04%	Up to 63 Months
Details APR range: 7.04% - 17.75% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Motorcycle Loans (2023 or Newer)	-	7.04%	64-75 Months
Details APR range: 7.04% - 17.75% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
RV & Watercraft Loans (2023 or Newer)	-	7.34%	Up to 84 Months
Details APR range: 7.34% - 17.25% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Motorcycle Loans (2022 or Older)	-	7.54%	64-75 Months
Details APR range: 7.54% - 17.75% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Motorcycle Loans (2023 or Newer)	-	7.54%	76-84 Months
Details APR range: 7.54% - 16.04% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
RV & Watercraft Loans (2022 or Older)	-	7.84%	Up to 84 Months
Details APR range: 7.84% - 17.25% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 7.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Motorcycle Loans (2022 or Older)	-	8.04%	76-84 Months
Details APR range: 8.04% - 11.64% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 8.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
RV & Watercraft Loans (2023 or Newer)	-	8.34%	85-240 Months
Details APR range: 8.34% - 16.74% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 8.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
RV & Watercraft Loans (2022 or Older)	-	8.84%	85-240 Months
Details APR range: 8.84% - 17.24% Last Updated 10/29/2026 Rate History No change since Oct 1, 2026 · 8.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Credit Card Rates

Product	Rate	APR
Business Platinum Low Rate Credit Card	-	9.75%
Details Published APR range: 9.75% - 13.75%. Business Credit Card; APR range shown as printed Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Platinum Low Rate Credit Card	-	10.00%
Details Variable APR range 10.00% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75% Oct 29, 202610.00%▲ from 9.75% Oct 19, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Wright State Alumni Platinum Low Rate Credit Card	-	10.00%
Details Variable APR range 10.00% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75% Oct 29, 202610.00%▲ from 9.75% Oct 19, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Business Platinum Rewards Credit Card	-	12.75%
Details Published APR range: 12.75% - 16.75%. Business Credit Card; APR range shown as printed Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Platinum Rewards Credit Card	-	13.00%
Details Variable APR range 13.00% - 21.00%; 1.5% cash back on qualifying purchases Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75% Oct 29, 202613.00%▲ from 12.75% Oct 19, 202612.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Wright State Alumni Rewards Credit Card	-	13.00%
Details Variable APR range 13.00% - 21.00%; 1.5% cash back on qualifying purchases Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75% Oct 29, 202613.00%▲ from 12.75% Oct 19, 202612.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
First Time User Credit Card	-	17.99%
Details Fixed APR Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 17.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans - ReadyLine Line of Credit	10.00%
Details Published APR range: 10.00% - 18.00%. As Low As; APR range 10.00% - 18.00% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Personal Loans - Signature Loan - Up to 60 Months	11.99%	Up to 60 Months
Details Published APR range: 11.99% - 18.00%. As Low As; APR range 11.99% - 18.00% Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 11.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Signature Loan	11.99%	Up to 60 Months
Details APR range 11.99% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Personal Loans - QCash - Up to 24 Months	17.00%	Up to 24 Months
No additional details. Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 17.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Personal Loans - StretchPay Loan	25.00%
No additional details. Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 25.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Wright-Patt Credit Union Other Rates

Product	Rate	Points	APY/APR
First Time User Loan	-	-	17.99%
Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 17.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Platinum Low Rate Loan	-	-	10.00%
Details APR range: 10.00% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75% Oct 29, 202610.00%▲ from 9.75% Sep 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Platinum Rewards Loan	-	-	13.00%
Details APR range: 13.00% - 21.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75% Oct 29, 202613.00%▲ from 12.75% Sep 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Wright State Alumni Platinum Low Rate Loan	-	-	10.00%
Details APR range: 10.00% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75% Oct 29, 202610.00%▲ from 9.75% Sep 14, 20269.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%
Wright State Alumni Rewards Loan	-	-	13.00%
Details APR range: 13.00% - 21.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.75% → 13.00% ▲ 0.25 pts · high 13.00% / low 12.75% Oct 29, 202613.00%▲ from 12.75% Sep 14, 202612.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.22%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Wright-Patt Credit Union’s Texas Ratio rose from 5.50% in Q3 2023 to 6.22% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$9.5B	6.22%	5.0	A
March 31, 2026	$9.6B	6.62%	5.0	A
December 31, 2025	$9.6B	7.37%	5.0	A
September 30, 2025	$9.4B	6.81%	5.0	A
June 30, 2025	$9.4B	7.22%	5.0	A
March 31, 2025	$9.4B	6.39%	5.0	A
December 31, 2024	$9.1B	7.79%	5.0	A
September 30, 2024	$8.8B	5.77%	5.0	A+
June 30, 2024	$8.7B	5.46%	5.0	A+
March 31, 2024	$8.6B	5.49%	5.0	A+
December 31, 2023	$8.3B	6.85%	5.0	A
September 30, 2023	$8.1B	5.50%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Wright-Patt Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Wright-Patt Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wright-Patt Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Wright-Patt Credit Union

Website https://www.wpcu.coop/

Address 3560 Pentagon Blvd, Beavercreek, OH 45431

Phone 937-912-7000

Fax 937-912-8002

President Joseph Linsenmeyer

CEO Timothy Mislansky

Full-Time Employees 1,496

Part-Time Employees 64

Branch Locations 39

ATM Locations 37

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.22%

Return on Assets (ROA)

0.5679%

Return on Equity (ROE)

5.0155%

Non-Performing Loans Ratio (NPL)

1.10%

Total Assets

9,548,735,239

Total Amount of Shares and Deposits

8,172,739,688

Total Shares and Deposits < 1 Year

7,419,690,389

Total Shares and Deposits 1 3 Years

548,773,335

Total Shares and Deposits > 3 Years

204,275,964

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

645,033,695

Total Uninsured Shares and Deposits > $250K (F+J)

645,033,695

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,527,705,993

Total Interest Expense (Sum of items 6 8)

94,564,106

Share Certificates

43,858

Number of Accounts for Share Drafts

324,986

IRA KEOGH Accounts

10,338

Number of Accounts for Regular Shares

708,180

All other shares

29,499

Non Member Deposits

Money Market Shares

90,900

Net Income (unless the amount is already included in Undivided Earnings)

54,226,056

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

278,854,059

Total Liabilities

8,551,229,931

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Wright-Patt Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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☆☆☆☆☆

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Frequently Asked Questions About Wright-Patt Credit Union

Does Wright-Patt Credit Union offer CDs?

Yes. Wright-Patt Credit Union current CD rates include its 48 - 59 Month CD at 4.60% APY, its 36 - 47 Month CD at 4.50% APY and its 24 - 35 Month CD at 4.40% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Wright-Patt Credit Union NCUA insured?

Yes. Wright-Patt Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Wright-Patt Credit Union?

The highest Wright-Patt Credit Union CD rate is its 48 - 59 Month Business CDs at 4.60% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Wright-Patt Credit Union offer?

Wright-Patt Credit Union CD rates are 4.00% APY for a 12 month CD, 4.25% APY for a 17 month CD, 4.25% APY for an 18 month CD, 4.30% APY for a 23 month CD, 4.30% APY for a 2 year CD, 4.40% APY for a 35 month CD, 4.50% APY for a 47 month CD, 4.60% APY for a 59 month CD and 4.60% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Wright-Patt Credit Union for its full lineup.

What is the highest savings rate at Wright-Patt Credit Union?

The highest Wright-Patt Credit Union savings rate is its Enhanced Health Savings Account at 1.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Wright-Patt Credit Union?

The highest Wright-Patt Credit Union money market rate is its Business Money Market Savings Account at 2.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Wright-Patt Credit Union?

The highest Wright-Patt Credit Union checking rate is its Checking With Dividends at 0.08% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Wright-Patt Credit Union?

The lowest Wright-Patt Credit Union auto loan rate is its Auto Loans (2023 or Newer) at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Wright-Patt Credit Union?

The lowest Wright-Patt Credit Union personal loan rate is its Personal Loans - ReadyLine Line of Credit at 10.00% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Wright-Patt Credit Union?

The lowest Wright-Patt Credit Union credit card APR is its Business Platinum Low Rate Credit Card at 9.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Wright-Patt Credit Union operate?

Wright-Patt Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Wright-Patt Credit Union?

Yes, to access services at Wright-Patt Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Wright-Patt Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wright-Patt Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Wright-Patt Credit Union offer online and mobile banking?

Most modern institutions like Wright-Patt Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wpcu.coop/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Wright-Patt Credit Union rates compare?

Wright-Patt Credit Union's CD rates are 50% higher than the MonitorBankRates national average, and it has an A health rating. Wright-Patt Credit Union's top rates are its 48 - 59 Month Business CDs at 4.60% APY, its Enhanced Health Savings Account at 7.00% APY, its Checking With Dividends at 0.08% APY, its Personal Loans - ReadyLine Line of Credit at 10.00% APR and its Business Platinum Low Rate Credit Card at 9.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Wright-Patt Credit Union Rates

12-Month CD4.00%
18-Month CD4.25%
24-Month CD4.30%
60-Month CD4.60%
Savings7.00%

Retrieved from our database of financial products. Rates subject to change.

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Wright-Patt Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Wright-Patt Credit Union Texas Ratio

Wright-Patt Credit Union Health Trend

Wright-Patt Credit Union CD Rates

Wright-Patt Credit Union Business CD Rates

Wright-Patt Credit Union Savings Rates

Wright-Patt Credit Union Business Savings Rates

Wright-Patt Credit Union Money Market Rates

Wright-Patt Credit Union Business Money Market Rates

Wright-Patt Credit Union Checking Rates

Wright-Patt Credit Union Home Equity & HELOC

Wright-Patt Credit Union Auto Loan Rates

Wright-Patt Credit Union RV, Boat and Powersport Loan Rates

Wright-Patt Credit Union Credit Card Rates

Wright-Patt Credit Union Personal Loan Rates

Wright-Patt Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

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Wright-Patt Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Wright-Patt Credit Union

Does Wright-Patt Credit Union offer CDs?

Are CDs from Wright-Patt Credit Union NCUA insured?

What is the highest CD rate at Wright-Patt Credit Union?

What CD terms does Wright-Patt Credit Union offer?

What is the highest savings rate at Wright-Patt Credit Union?

What is the highest money market rate at Wright-Patt Credit Union?

What is the highest checking rate at Wright-Patt Credit Union?

What is the lowest auto loan rate at Wright-Patt Credit Union?

What is the lowest personal loan rate at Wright-Patt Credit Union?

What is the lowest credit card APR at Wright-Patt Credit Union?

How many branches does Wright-Patt Credit Union operate?

Is a member application needed to join Wright-Patt Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Wright-Patt Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Wright-Patt Credit Union rates compare?

Current Wright-Patt Credit Union Rates

Compare to Other Credit Unions