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iAdvertiser Disclosure
Advertiser Disclosure
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 Union County Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Union County Employees Federal Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of Union County Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.32%. Rates were last updated on 04/17/2026. Union County Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union County Employees Federal Credit Union? Share your experience about Union County Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Union County Employees Federal Credit Union. Union County Employees Federal Credit Union
Union County Employees FCU 10 Elizabethtown Plz Fl 3
https://unioncountycreditunion.com Elizabeth, NJ 07202 3451 
Union County Employees Federal Credit Union Home Equity & HELOC
Union County Employees Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Union County Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Union County Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Union County Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Union County Employees Federal Credit Union
Address
10 Elizabethtown Plz Fl 3,
Elizabeth, NJ 07202 3451
Phone
908-527-4014
Fax
908-558-2373
President
Lisa Bonanno
CEO
Jerry Rajsz
Full-Time Employees
1
Part-Time Employees
2
Branch Locations
0
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.32%
Return on Assets (ROA)
0.7377%
Return on Equity (ROE)
3.3659%
Non-Performing Loans Ratio (NPL)
2.13%
Total Assets
6,950,683
Total Amount of Shares and Deposits
5,365,838
Total Shares and Deposits < 1 Year
5,365,838
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,365,838
Total Interest Expense (Sum of items 6 8)
714
Number of Accounts for Regular Shares
1,417
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,612,985
Total Liabilities
5,427,321
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Union County Employees Federal Credit UnionIs Union County Employees Federal Credit Union a safe place to deposit money?Yes, Union County Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.324748747933%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Union County Employees Federal Credit Union operate?Union County Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Union County Employees Federal Credit Union?Yes, to access services at Union County Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Union County Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Union County Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Union County Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Union County Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://unioncountycreditunion.com. Compare to Other Credit Unions
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