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K G C

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K G C Rates & Review March 2026

Q: Is K G C a safe place to deposit money?

Yes, K G C is considered a safe financial institution. With a Texas Ratio of 16.704095649054%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does K G C operate?

K G C currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join K G C?

Yes, to access services at K G C, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, K G C does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, K G C provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare K G C rates to other rates in our database, including 12-month share certificate rates currently at 0.70%, 6-month share certificate rates at 0.00% and 3-month share certificate rates at 3.25%. Savings rates are at 0.10% and money market rates are at 2.78%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to K G C rates. MonitorBankRates evaluates the financial stability of K G C with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.70%. Rates were last updated on 03/29/2026.

K G C money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at K G C? Share your experience about K G C by leaving a review below, or read customer reviews before you decide to use K G C.

Overall Health & Safety Grade

A-

Very Good Health Score: 90/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

16.70%

Good Higher than avg

Twin Valley Bank
KGC FCU

778 BEATTY AVE
KNOX, PA 16232

http://kgcfcu.com

Current Rate Availability

We do not have K G C rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for K G C is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather K G C rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with K G C's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name K G C

Website http://kgcfcu.com

Address 778 BEATTY AVE, KNOX, PA 16232

Phone 814-797-5768

Fax 814-797-2544

President Justin Forsythe

CEO Lisa Renfrew

Full-Time Employees 2

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A- (90/100)

Texas Ratio

16.70%

Return on Assets (ROA)

0.3081%

Return on Equity (ROE)

3.3119%

Non-Performing Loans Ratio (NPL)

4.01%

Total Assets

9,311,046

Total Amount of Shares and Deposits

8,406,297

Total Shares and Deposits < 1 Year

8,406,297

Total Insured Shares and Deposits > $250K (item 17 less item K)

8,406,297

Total Interest Expense (Sum of items 6 8)

778

Number of Accounts for Share Drafts

975

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,785

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,147,165

Total Liabilities

8,444,909

Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for K G C yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About K G C

Is K G C a safe place to deposit money?

Yes, K G C is considered a safe financial institution. With a Texas Ratio of 16.704095649054%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does K G C operate?

K G C currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join K G C?

Yes, to access services at K G C, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, K G C does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, K G C provides members with tools to manage their accounts and build a solid financial history.

Does K G C offer online and mobile banking?

Most modern institutions like K G C provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://kgcfcu.com.