What are the current interest rates at Alloy Employees Credit Union?

Current rates for Alloy Employees Credit Union include: 12-Month CD: 2.00%, 24-Month CD: 2.00%, 60-Month CD: 2.25%

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Alloy Employees Credit Union

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Alloy Employees Credit Union Rates & Review April 2026

Q: Is a member application needed to join Alloy Employees Credit Union?

Yes, to access services at Alloy Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alloy Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Alloy Employees Credit Union's CD 60 month rates are at 2.25%, CD 12 month rates are at 2.00%, CD 24 month rates are at 2.00%, CD 36 month rates are at 2.00%. MonitorBankRates evaluates the financial stability of Alloy Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.37%. Rates were last updated on 04/19/2026.

Alloy Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alloy Employees Credit Union? Share your experience about Alloy Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Alloy Employees Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.37%

Excellent Higher than avg

Alloy Employees Credit Union
Alloy Employees Credit Union

1045 Perkins Ave
Waukesha, WI 53186

https://alloyfcu.com/

Alloy Employees Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate 60 month	2.25%	2.25%	60
Min Balance $500 Details $500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY's based on interest compunded quarterly. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.37%
Share Certificate 12 month	2.00%	2.00%	12
Min Balance $500 Details $500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY's based on interest compunded quarterly. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.37%
Share Certificate 24 month	2.00%	2.00%	24
Min Balance $500 Details $500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY's based on interest compunded quarterly. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.37%
Share Certificate 36 month	2.00%	2.00%	36
Min Balance $500 Details $500 minimum balance to obtain APY. Substantial penalty for early withdrawal. All APY's based on interest compunded quarterly. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alloy Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alloy Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alloy Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alloy Employees Credit Union

Website https://alloyfcu.com/

Address 1045 Perkins Ave, Waukesha, WI 53186

Phone 262-832-8160

Fax

President

CEO Jennifer Penning

Full-Time Employees 0

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.37%

Return on Assets (ROA)

-1.2570%

Return on Equity (ROE)

-3.0463%

Non-Performing Loans Ratio (NPL)

18.77%

Total Assets

330,547

Total Amount of Shares and Deposits

191,856

Total Shares and Deposits < 1 Year

191,856

Total Insured Shares and Deposits > $250K (item 17 less item K)

191,856

Total Interest Expense (Sum of items 6 8)

145

Number of Accounts for Regular Shares

165

Net Income (unless the amount is already included in Undivided Earnings)

-4,155

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

250,757

Total Liabilities

194,151

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Alloy Employees Credit Union

Is Alloy Employees Credit Union a safe place to deposit money?

Yes, Alloy Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 10.374175391878%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Alloy Employees Credit Union operate?

Alloy Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alloy Employees Credit Union?

Yes, to access services at Alloy Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alloy Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alloy Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alloy Employees Credit Union offer online and mobile banking?

Most modern institutions like Alloy Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alloyfcu.com/.