|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Xplore Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Xplore Federal Credit Union's top rates as of October 9, 2026 are 3.75% APY on its IRA & CD Accounts - 1 Year, auto loans from 5.43% APR, and credit cards from 8.90% APR, according to rates verified by MonitorBankRates. Other Xplore Federal Credit Union CD rates include 2 Year Jumbo IRA & CD Accounts at 3.50%, Jumbo IRA & CD Accounts - 2 Years at 3.50%, and IRA & CD Accounts - 6 month at 3.25%. MonitorBankRates evaluates the financial stability of Xplore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.19%. Rates last updated and verified on 10/09/2026. Xplore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Xplore Federal Credit Union? Share your experience about Xplore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Xplore Federal Credit Union. Xplore Federal Credit Union
5500 5500 Veterans Memorial Blvd Ste 100
https://www.xplorefcu.com Metairie, LA 70003-1746  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Xplore Federal Credit Union CD Rates
Xplore Federal Credit Union Savings Rates
Xplore Federal Credit Union Home Equity & HELOC
Xplore Federal Credit Union Auto Loan Rates
Xplore Federal Credit Union RV, Boat and Powersport Loan Rates
Xplore Federal Credit Union Credit Card Rates
Xplore Federal Credit Union Other Rates
Financial Health HistoryXplore Federal Credit Union’s Texas Ratio rose from 1.04% in Q3 2023 to 2.19% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Xplore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Xplore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Xplore Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Xplore Federal Credit Union
Website
https://www.xplorefcu.com
Address
5500 Veterans Memorial Blvd Ste 100,
Metairie, LA 70003-1746
Phone
888-897-5673
Fax
504-212-4630
President
Maartje Van Krieken
CEO
Darlene Lockhart
Full-Time Employees
42
Part-Time Employees
2
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.19%
Return on Assets (ROA)
0.0398%
Return on Equity (ROE)
0.3317%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
147,111,098
Total Amount of Shares and Deposits
117,682,291
Total Shares and Deposits < 1 Year
117,033,832
Total Shares and Deposits 1 3 Years
620,080
Total Shares and Deposits > 3 Years
28,379
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,550,999
Total Uninsured Shares and Deposits > $250K (F+J)
5,550,999
Total Insured Shares and Deposits > $250K (item 17 less item K)
112,131,292
Total Interest Expense (Sum of items 6 8)
800,632
Share Certificates
783
Number of Accounts for Share Drafts
5,364
IRA KEOGH Accounts
100
Number of Accounts for Regular Shares
9,168
All other shares
678
Money Market Shares
184
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,760,459
Total Liabilities
129,597,962
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Xplore Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Xplore Federal Credit Union
Frequently Asked Questions About Xplore Federal Credit UnionHow many branches does Xplore Federal Credit Union operate?Xplore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Xplore Federal Credit Union?Yes, to access services at Xplore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Xplore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Xplore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Xplore Federal Credit Union offer online and mobile banking?Most modern institutions like Xplore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.xplorefcu.com. Current Xplore Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Molokai Community Federal Credit Union
Compassionate Care Credit Union
LOCOGA Federal Credit Union
First Community Credit Union of Beloit Credit Union
RAIZ
Independence Teachers Credit Union
Centris Federal Credit Union
Credit Union Of Denver
LOC Credit Union
Eastmill Federal Credit Union
Island Federal Credit Union
Healthcare Financial Federal Credit Union
Utica District Telephone Employees Federal Credit Union
Sovita Credit Union
NORTH TOWNS
Mutual Savings Credit Union Hoover, AL
Families And Schools Together Federal Credit Union
Natco Employees Federal Credit Union
Pyramid Federal Credit Union
Holyoke Credit Union
Vibe Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking