|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Xplore Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Xplore Federal Credit Union's IRA & CD Accounts 1 Year rates are at 3.75%, Jumbo IRA & CD Accounts 2 Years rates are at 3.50%, IRA & CD Accounts 6 month rates are at 3.25%, IRA & CD Accounts 2 Years rates are at 3.00%, IRA & CD Accounts 3 Years rates are at 2.75%. Xplore Federal Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Xplore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.58%. Rates were last updated on 04/18/2026. Xplore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Xplore Federal Credit Union? Share your experience about Xplore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Xplore Federal Credit Union. Xplore Federal Credit Union
5500 5500 Veterans Memorial Blvd Ste 100
https://www.xplorefcu.com Metairie, LA 70003 1746 
Xplore Federal Credit Union CD Rates
Xplore Federal Credit Union Savings Rates
Xplore Federal Credit Union Home Equity & HELOC
Xplore Federal Credit Union Auto Loan Rates
Xplore Federal Credit Union Credit Card Rates
Xplore Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Xplore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Xplore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Xplore Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Xplore Federal Credit Union
Website
https://www.xplorefcu.com
Address
5500 Veterans Memorial Blvd Ste 100,
Metairie, LA 70003 1746
Phone
888-897-5673
Fax
504-212-4630
President
Maartje Van Krieken
CEO
Darlene Lockhart
Full-Time Employees
41
Part-Time Employees
1
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.58%
Return on Assets (ROA)
0.2496%
Return on Equity (ROE)
2.0826%
Non-Performing Loans Ratio (NPL)
0.26%
Total Assets
146,027,687
Total Amount of Shares and Deposits
116,531,913
Total Shares and Deposits < 1 Year
115,150,163
Total Shares and Deposits 1 3 Years
1,103,752
Total Shares and Deposits > 3 Years
277,998
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,323,151
Total Uninsured Shares and Deposits > $250K (F+J)
6,323,151
Total Insured Shares and Deposits > $250K (item 17 less item K)
110,208,762
Total Interest Expense (Sum of items 6 8)
1,339,802
Share Certificates
763
Number of Accounts for Share Drafts
5,416
IRA KEOGH Accounts
106
Number of Accounts for Regular Shares
9,371
All other shares
671
Money Market Shares
203
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,305,720
Total Liabilities
128,727,924
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Xplore Federal Credit UnionIs Xplore Federal Credit Union a safe place to deposit money?Yes, Xplore Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5769745611015%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Xplore Federal Credit Union operate?Xplore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Xplore Federal Credit Union?Yes, to access services at Xplore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Xplore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Xplore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Xplore Federal Credit Union offer online and mobile banking?Most modern institutions like Xplore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.xplorefcu.com. Current Xplore Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Toledo Fire Fighters Federal Credit Union
Genuine Parts Credit Union
Energize Credit Union
TFCU Credit Union
K C K Firemen And Police Credit Union
Volt Credit Union
Discovery Federal Credit Union
Spokane City Credit Union
Guernsey Community Federal Credit Union
Billerica Municipal Employees Credit Union
Haynes Community Federal Credit Union
Illinois State Credit Union
First Financial Credit Union
First Frontier Federal Credit Union
INSTEP
Jackson County Teachers Credit Union
Mount Vernon Ny Postal Employees Federal Credit Union
Municipal Employees Credit Union of Balt Credit Union
EECU Credit Union
Swedish American Federal Credit Union
Patriot Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
