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New Castle Bellco Credit Union Rates & Review November 2026

New Castle Bellco Credit Union's 12 month CD rates are at 4.08%, 6 month CD rates are at 1.00%, 3 month CD rates are at 0.75%. New Castle Bellco Credit Union's savings rates are at 0.10%. New Castle Bellco Credit Union's Personal Loan Rates are as low as 11.99%. New Castle Bellco Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of New Castle Bellco Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.18%. Rates last updated and verified on 10/30/2026.

New Castle Bellco Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Castle Bellco Credit Union? Share your experience about New Castle Bellco Credit Union by leaving a review below, or read customer reviews before you decide to use New Castle Bellco Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.18%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
New Castle Bellco Credit Union
NEW CASTLE BELLCO FCU
1011 Wilmington Ave
New Castle, PA 16101
http://www.newcastlebellco.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New Castle Bellco Credit Union CD Rates

Product Rate APY Term View More
12 month CD 4.00% 4.08% 12 month
Min Deposit $1,000
Details $1000 Min/$50,000 Max Limit 1 CD; Dividend rates effective 07/31/2026
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 4.08% APY · checked 3 times
3.58%4.08%4.58%Oct 22, 2026: 4.08% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
6 month CD 1.00% 1.005% 6 month
Min Deposit $1,000
Details Dividend rates effective 07/31/2026
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.01% APY · checked 3 times
0.50%1.01%1.51%Oct 22, 2026: 1.01% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
3 month CD 0.75% 0.753% 3 month
Min Deposit $1,000
Details Dividend rates effective 07/31/2026
Last Updated 10/30/2026
Rate History
2 changes since Oct 22, 2026 · 0.75% → 0.75% ▼ 0.00 pts · high 0.75% / low 0.75%
0.25%0.75%1.25%Oct 22, 2026: 0.75% APYOct 26, 2026: 0.75% APYOct 30, 2026: 0.75% APYOct 22, 2026Nov 2, 2026
  • Oct 30, 20260.75%▼ from 0.75%
  • Oct 26, 20260.75%▼ from 0.75%
  • Oct 22, 20260.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union Savings Rates

Product Rate APY View More
Club Accounts 0.10% 0.10%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Share Savings 0.10% 0.10%
Min Deposit $25
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.29% 10 years
Details + Closing costs
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 6.29% APR · checked 3 times
5.79%6.29%6.79%Oct 22, 2026: 6.29% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Home Equity - - 6.49% 15 years
Details + Closing costs
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 6.49% APR · checked 3 times
5.99%6.49%6.99%Oct 22, 2026: 6.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto SPECIAL - - 4.75% 60 months
Details 2026-2025 New Vehicles
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 4.75% APR · checked 3 times
4.25%4.75%5.25%Oct 22, 2026: 4.75% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
New Auto SPECIAL - - 4.99% 66/72 months
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 22, 2026: 4.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Used Auto - - 5.09% 60 months
Details 2025 Used Models
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 5.09% APR · checked 3 times
4.59%5.09%5.59%Oct 22, 2026: 5.09% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Used Auto - - 5.49% 60 months
Details 2020 - 2024
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 22, 2026: 5.49% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Used Auto - - 6.99% 48 months
Details 2016 - 2019
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Oct 22, 2026: 6.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Used Auto - - 7.19% 48 months
Details 2015 and older dependent on condition
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 7.19% APR · checked 3 times
6.69%7.19%7.69%Oct 22, 2026: 7.19% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Used Recreational Vehicle Loan - 7.99%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Oct 22, 2026: 7.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union Personal Loan Rates

Product APR Term View More
Personal Unsecured Loan 11.99%
Details $5000.00 maximum
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 11.99% APR · checked 3 times
11.49%11.99%12.49%Oct 22, 2026: 11.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

New Castle Bellco Credit Union Other Rates

Product Rate Points APY/APR Term View More
Home Improvement Loan - - 6.99%
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 6.99% APR · checked 3 times
6.49%6.99%7.49%Oct 22, 2026: 6.99% APROct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
IRA Shares 0.50% - 0.50%
Details Traditional/Roth; Coverdell ESA
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

Financial Health History

New Castle Bellco Credit Union’s Texas Ratio stayed near 0.03% in Q3 2023 to 0.18% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.03% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.18% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$15M0.18%5.0A+
March 31, 2026$15M0.19%5.0A+
December 31, 2025$14M0.53%5.0A+
September 30, 2025$14M0.00%5.0A+
June 30, 2025$13M0.00%5.0A+
March 31, 2025$12M0.00%5.0A+
December 31, 2024$11M0.40%5.0A+
September 30, 2024$11M0.00%5.0A+
June 30, 2024$11M0.00%5.0A+
March 31, 2024$11M0.00%5.0A+
December 31, 2023$11M0.00%5.0A+
September 30, 2023$11M0.03%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New Castle Bellco Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Castle Bellco Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Castle Bellco Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Castle Bellco Credit Union
Address 1011 Wilmington Ave, New Castle, PA 16101
Phone 724-654-8485
Fax 724-654-3837
President GERALD MARKOWITZ
CEO FRANK ROSSETTI
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.18%
Return on Assets (ROA)
0.2990%
Return on Equity (ROE)
2.5112%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
14,864,069
Total Amount of Shares and Deposits
13,102,190
Total Shares and Deposits < 1 Year
13,102,190
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
416,239
Total Uninsured Shares and Deposits > $250K (F+J)
416,239
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,685,951
Total Interest Expense (Sum of items 6 8)
128,219
Share Certificates
206
Number of Accounts for Share Drafts
303
IRA KEOGH Accounts
51
Number of Accounts for Regular Shares
1,063
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,067,155
Total Liabilities
13,119,258
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

New Castle Bellco Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About New Castle Bellco Credit Union

Does New Castle Bellco Credit Union offer CDs?

Yes. New Castle Bellco Credit Union current CD rates include its 12 month CD at 4.08% APY, its 6 month CD at 1.005% APY and its 3 month CD at 0.753% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from New Castle Bellco Credit Union NCUA insured?

Yes. New Castle Bellco Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at New Castle Bellco Credit Union?

The highest New Castle Bellco Credit Union CD rate is its 12 month CD at 4.08% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does New Castle Bellco Credit Union offer?

New Castle Bellco Credit Union CD rates are 0.753% APY for a 3 month CD, 1.005% APY for a 6 month CD and 4.08% APY for a 12 month CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with New Castle Bellco Credit Union for its full lineup.

What is the highest savings rate at New Castle Bellco Credit Union?

The highest New Castle Bellco Credit Union savings rate is its Savings at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at New Castle Bellco Credit Union?

The lowest New Castle Bellco Credit Union auto loan rate is its New Auto SPECIAL at 4.75% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at New Castle Bellco Credit Union?

The lowest New Castle Bellco Credit Union personal loan rate is its Personal Unsecured Loan at 11.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does New Castle Bellco Credit Union operate?

New Castle Bellco Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Castle Bellco Credit Union?

Yes, to access services at New Castle Bellco Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Castle Bellco Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Castle Bellco Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Castle Bellco Credit Union offer online and mobile banking?

Most modern institutions like New Castle Bellco Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.newcastlebellco.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do New Castle Bellco Credit Union rates compare?

New Castle Bellco Credit Union's CD rates are 31% lower than the MonitorBankRates national average, and it has an A+ health rating. New Castle Bellco Credit Union's top rates are its 12 month CD at 4.08% APY, its Savings at 0.10% APY and its Personal Unsecured Loan at 11.99% APR, verified by MonitorBankRates on October 30, 2026.

Current New Castle Bellco Credit Union Rates

  • 12-Month CD4.08%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.