CD Rates Kansas (KS) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE719 Wisconsin St, Cawker City, KS 67430A+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Omb BankOmb Bank8801 Renner Boulevard Suite 401, Lenexa, KS 66219A+5.0 ★Texas Ratio: 4.97%Real return: +1.25%APY minus CPI (February 2026) offering 3 Month CD at 4.05% APY, Quantum Credit UnionQuantum Credit Union6300 W 21st St N, Wichita, KS 67205A+5.0 ★Texas Ratio: 2.81%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month CD at 4.00% APY, Dickinson County BankDickinson County Bank101 S Factory, Enterprise, KS 67441A+5.0 ★Texas Ratio: 1.23%Real return: +1.20%APY minus CPI (February 2026) offering Spring CD Special - 12 month at 4.00% APY, and TriCentury BankTriCentury Bank33485 Lexington Ave, De Soto, KS 66018A+5.0 ★Texas Ratio: 0.00%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month Special CD at 4.00% APY. CD rates as of April 26, 2026 according to verified data from MonitorBankRates.
We compared 687 CD rates from 103 banks and credit unions available in Kansas to help you find the best bank CD rates and credit union CD rates across all terms.
Use the tables below to compare CD rates across all terms in Kansas side-by-side. Kansas CD rates currently reach as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE at 719 Wisconsin St, Cawker City, KS 67430. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 26, 2026
Compare Best CD Rates in Kansas
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
8801 Renner Boulevard Suite 401, Lenexa, KS 66219
3 Month CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Earn 4.05% APY on a 3-month certificate of deposit, offering a fixed rate for a short-term savings option.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
3 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
3 Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
3-Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
9777 Ridge Dr, Lenexa, KS 66219
3-Month Share Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
3 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
3 Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 90 Days
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
3 Month Share Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 90 Days
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
3 Month CD
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
3 month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 3 Month Certificate
$500
1.00%
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
3 Months Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Month Share Certificate
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Month Certificate
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
3 Month Certificate of Deposit
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month (CD Only)
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
13-90 Day CD
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 26, 2026
Details
Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 6 month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$0
3.80%
▼
Rate3.76%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 6 Months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
6 Month Certificate
$2,500
3.79%
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
6-Month CD Special
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
6 Month (Jumbo) Certificate of Deposit
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
6 Month Share Certificate
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
6 Month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
6 months Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 6 months
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 6 Mo. Jumbo
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 6 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
6 Month Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
6-Month CD
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Share CD or IRA CD
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Limited time Certificate of Deposit Special
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 6 month term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 6 Month Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
6 Month Share/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
6 Month CD
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 180 Days
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 6 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
6 months Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
6 Month Share Certificates
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
6 Month Certificate of Deposit
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
6 Month Certificate
$500
2.97%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 6 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 6 month
$0
2.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 6 Months
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 6 Months
$1,000
2.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 6 month
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
6 Months Share Certificate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
6 month CD
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
6 Month CD
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS 67212 3670
6 months PROMO Certificate
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
6 Months CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
6 month Share Certificates
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
6 Month CD
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 6 Month Share Certificate
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
6 Months Certificate of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
6 Month Share Certificates
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
6 Month Share Certificates
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
6 Month Certificate Term
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 6 Month
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
6 Month IRA
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 26, 2026
Details
Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
12-Month CD
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Penalty for early withdrawal
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS 67205
12 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Dickinson County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
101 S Factory, Enterprise, KS 67441
Spring CD Special - 12 month
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
12 Month Special CD
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
Jumbo Certificate to open 12 Months
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$50,000
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Share CD or IRA CD
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Community National Bank Seneca, KS
Institution Rating:
F2.6 ★Texas Ratio: 44.27%
210 Main St, Seneca, KS 66538
CD Special: Online Only - 12 mo. Term
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Online Only; Annual Percentage Yield (APY) is 3.80% on this 12 Month Certificate of Deposit. Minimum deposit of $1,000.00 is required to obtain Annual Percentage Yield (APY). Annual Percentage Yield (APY) stated accurate as of 1/7/2026. Substantial penalty for early withdrawals. Maximum amount to open CD is $90,000 Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's; Apply now
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 1 Year
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
1 Year CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 1 year
$0
3.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
1 YEAR CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
12 Month CD
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Smart Growth CD Rate 12 Month
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 26, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
1 Year Certificate
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedApr 26, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 1 year
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
12-Month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 12 months
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
12 Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 12 Month
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
12 Month Share Certificate
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
1 Year Certificate
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
1 year Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12-Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
1 Year Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
12 Month Share Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
1 Year Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
1 Year Add-On Share Certificate
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 1 Year
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
12 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
Certificate of Deposit 12 months
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
1 Year Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
1 Year Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 12 months
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
12 months Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
1 year Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
12 Month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
12 Month Certificate
$1,000
2.85%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 12 month
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
12 Month CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
12 months Share Certificate
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
12 Month Certificate of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 12 Months
$1,000
2.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 12 Months
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
12 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
12 Month Certificates of Deposit or IRA's
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
12 month IRA Certificates
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$1,000 minimum deposit on all terms
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
18 Month CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Save more when you move at least $500 from another financial institution.
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
IRA - 18 Month CD
$0
3.73%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
18 Month Variable IRA
$25
3.65%
▼
Rate3.60%
Min Deposit$25
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
18 Month (Jumbo) Certificate of Deposit
$50,000
3.65%
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
18 Month Share Certificate
$0
3.57%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 18 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
18 Month Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 18 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
18-Month CD
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
18 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
18 Month CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
* 18 Month Variable IRA
$0
3.30%
▼
Rate3.27%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
18 Month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
18 months Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
18 Month CD
$1,000
2.70%
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
18 months Share Certificate
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
18 Months CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
18 months Share Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
18 Month Certificate of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Caldwell, KS 67022
18 Months IRA
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
18 Months Certificate
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
18 month IRA Certificates
$0
1.97%
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$1,000 minimum deposit on all terms
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 18 Month
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
18-Month CD
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
18 Month Share Certificates
$0
0.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
18 Months Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
18 Month Certificate Term
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
18 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 18 Month
$0
0.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS 67212 3670
18 months Certificate
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
18 Month IRA
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
24 Month CD
$0
4.16%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Penalty for early withdrawal
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
24 Month CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
24 Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
24 Month (Jumbo) Certificate of Deposit
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
2 Year Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
24 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 24 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedApr 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 24 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 24 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
24 Month CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 2 Year
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 2 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Share CD or IRA CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 24 month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 24 Month Certificate
$500
3.05%
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 24 month
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
2 Year Certificate
$100
3.04%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
2 Year Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
2 Year Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
2 Years Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 2 year
$250
3.00%
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
2 year Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
24 months Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
24 Month Certificate
$1,000
2.81%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
24 months Share Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 24 Months
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 24 months
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
24 Months CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 24 Months
$0
2.30%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
2 years Share Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
24 Month CD
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
24 month IRA Certificates
$0
2.20%
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$1,000 minimum deposit on all terms
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
24 Month Jump Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
24 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
24-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
24 Month Certificate of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
24-Month CD
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 2 Year Share Certificate
$1,000
1.35%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
24 Month CD
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
24 Month Share Certificates
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
24 Month Share Certificates
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
24 Months Certificate of Deposit
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
2 Year Fixed IRA
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 2 Year
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
36 Month CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
36 Month CD
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
36 Month (Jumbo) Certificate of Deposit
$50,000
3.65%
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
36 Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 36 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
3 Year Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 36 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 36 month
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 3 Year
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 36 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Share CD or IRA CD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
3 Year Certificate
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedApr 26, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 3 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 36 Month Certificate
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 36 month term
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
3 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
36 Month CD
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
36 months Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
36 months Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 36 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
3 year Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
3 Years Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
36 Month Certificate
$1,000
2.77%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 3 year
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
3 Year Certificate of Deposit
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
3 Year Certificate of Deposit
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
36 Months CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 36 Month
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
IRA, Traditional IRA, Roth IRA t 36 Months
$0
2.40%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
36 Month CD
$1,000
2.35%
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 36 months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
36 month IRA Certificates
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$1,000 minimum deposit on all terms
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
36 Month Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
36 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
3 years Share Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
36-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
36 Month Certificate of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 Montana Ave, Holton, KS 66436
36 Month Bump Up CD
$0
1.86%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
36 Month Fixed CD
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
36-Month CD
$0
1.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Year Share Certificate
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
36 Month CD
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
36 Month Share Certificates
$0
1.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
36 Months Certificate of Deposit
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 3 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
36 mo CD
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
48 Month CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
48 Month Adjustable Rate IRA
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
48 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
48 Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 48 month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 48 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
48 Month (Jumbo) Certificate of Deposit
$50,000
3.55%
▼
Rate3.49%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 48 Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 48 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Share CD or IRA CD
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedApr 26, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 4 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
4 Year CD
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
48 Month Fixed CD
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
48 months Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 48 month term
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 48 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
4 year Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
48 Month Share Certificate
$0
2.88%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
4 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 26, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 4 year
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
48 Month Certificate
$1,000
2.65%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
48 Months CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
48 Month CD
$1,000
2.40%
▼
Rate2.39%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
48 month IRA Certificates
$0
2.35%
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$1,000 minimum deposit on all terms
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
48 Month Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
48 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
4 years Share Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
48-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
48 Month Certificate of Deposit
$500
1.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
48-Month CD
$0
1.71%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 4 Year Share Certificate
$1,000
1.65%
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1999 S Main St, McPherson, KS 67460 9400
48 Month Certificate
$0
1.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
48 Month CD
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
48 Months Certificate of Deposit
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
48 mo CD
$0
0.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
4 Year Fixed IRA
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 4 year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS 67212 3670
48 months Certificate
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 60 month
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 60 months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business 60 Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
60 Months CD
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
5 Year** Certificate of Deposit
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Member has the option to increase rate once during the CD term. The new rate is determined by the current Meritrust deposit rate for the same term CD.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 60 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
$500
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedApr 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
60 Month (Jumbo) Certificate of Deposit
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedApr 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 26, 2026
Details
$100,000 Minimum to Earn APY
Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 5 Year
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 5 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
5 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
60 months Share Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 60 Months
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
5-year minimum deposit = $5,000.00
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 60 month term
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
60 Month CD
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Annual Percentage Yield
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
5 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 26, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal CD 5 year
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
60 Month Certificate
$1,000
2.61%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
5 Year CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
5 Year Senior -No Penalty Share Certificates
$1,000
2.25%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
5 years Share Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
60-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
60-Month CD
$0
1.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
60 Months Certificate of Deposit
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
5 Year Fixed IRA
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 5 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS 67212 3670
60 months Certificate
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Kansas CD Rate Trends
Compare local Kansas CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — KS Avg
2.753%
Unchanged vs 7 days ago
Kansas 12-month CD rates currently average 2.753% APY based on data from institutions in our monitoring network.
6-Month CD — KS Avg
2.651%
▼ 0.021 vs 7 days ago
Kansas 6-month CD rates fell 0.021 points over the past 7 days to 2.651% APY.
As of Apr 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
KS CD Rate Forecast — Next 12 Months
Where are Kansas CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
KS 12-Month Avg APY
2.753%
6-Month Forecast
2.753%
Range: 2.55% – 2.90%
12-Month Forecast
2.503%
Range: 2.30% – 2.65%
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MonitorBankRates
What Your Savings Earn at KS CD Rates Today
Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.
| CD Term | KS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.721% | $86.06 | $172.11 | $430.28 | $860.55 |
| 6-Month CD | 2.651% | $132.54 | $265.07 | $662.68 | $1,325.35 |
| 12-Month CD | 2.753% | $137.64 | $275.28 | $688.20 | $1,376.40 |
| 18-Month CD | 2.676% | $133.78 | $267.56 | $668.90 | $1,337.80 |
| 24-Month CD | 2.691% | $134.53 | $269.06 | $672.65 | $1,345.30 |
| 36-Month CD | 2.717% | $135.86 | $271.72 | $679.30 | $1,358.60 |
| 48-Month CD | 2.703% | $135.13 | $270.25 | $675.63 | $1,351.25 |
| 60-Month CD | 2.849% | $142.43 | $284.86 | $712.15 | $1,424.30 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 26, 2026. | |||||
Sample CD Ladder for Kansas Savers
$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | KS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.721% | $86.06 |
| 2 | 6-Month CD | $5,000 | 2.651% | $132.54 |
| 3 | 12-Month CD | $5,000 | 2.753% | $137.64 |
| 4 | 24-Month CD | $5,000 | 2.691% | $134.53 |
| 5 | 36-Month CD | $5,000 | 2.717% | $135.86 |
| Total ($25,000 invested) | $25,000 | 2.507% blended | $626.63/yr | |
Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
687
CD Rates
Tracked in Kansas
Tracked in Kansas
41 Banks
37 Credit Unions
About Our Kansas CD Rate Database
MonitorBankRates tracks 687 CD rates from 41 banks and 37 credit unions with locations in Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Kansas.
How to Find the Best CD Rates in Kansas
What to compare when shopping for a CD in Kansas
To find the best APYs in Kansas, start with credit unions and online-only banks — Kansas has 37 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Kansas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Kansas — 78 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Kansas savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Kansas money market rates
Kansas Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,089
National avg: $47,340
Poverty Rate
11.3%
National avg: 11.1%
Unemployment Rate
3.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At KS 12-mo avg 2.753% APY
17.0% of residents are 65 or older, in line with the national average of 17.3%. At today’s KS 12-month CD average of 2.753%, saving 10% of the local median salary ($4,308/year) and putting it in a CD would earn an additional $119 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Kansas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Kansas
Are CD rates in Kansas FDIC insured?
Yes, most established banks in Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Kansas?
Here are recent top rates found for this area:
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Omb Bank: 4.05% APY (3 Month CD)
- Quantum Credit Union: 4.00% APY (12 Month CD)
- Dickinson County Bank: 4.00% APY (Spring CD Special - 12 month)
- TriCentury Bank: 4.00% APY (12 Month Special CD)
- Frontier Community Credit Union: 3.90% APY (Jumbo Certificate to open 12 Months)
- Public Safety Credit Union: 3.90% APY (1 Year Share CD or IRA CD)
- NBKC Bank: 3.85% APY (Personal CD 6 month)
- Farmers and Drovers Bank: 3.85% APY (60 Month CD)
- Argentine Federal Savings: 3.85% APY (3 Month CD)
Rates reflect recent verified offers available in Kansas. Last Updated: April 26, 2026
CD Calculators for Kansas
Kansas CD Calculator
At today’s KS top rate of 4.16% APY, a $10,000 deposit earns $416 in the first year. Enter your amount to see your exact return.
Kansas CD LadderKS CD rates currently range from 1.721% (3-month) to 2.717% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Kansas CD at 4.16% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsKansas’s average 12-month CD is 2.753% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 26, 2026
Cities in Kansas
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