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CD Rates Wichita, Kansas (KS) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 16, 2026

Current Wichita, Kansas CD rates include Carson BankCarson Bank4641 E Douglas Ave, Wichita, KS 67218A+5.0 ★Texas Ratio: 1.31%Real return: +1.26%APY minus CPI (February 2026) offering 180 Day CD at 4.06% APY, Quantum Credit UnionQuantum Credit Union6300 W 21st St N, Wichita, KS 67205A+5.0 ★Texas Ratio: 2.81%Real return: +1.20%APY minus CPI (February 2026) offering 12 Month CD at 4.00% APY, KS StateBankKS StateBank1424 S Maize Rd, Wichita, KS 67209A5.0 ★Texas Ratio: 9.13%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD at 4.00% APY, Union State Bank Arkansas City, KSUnion State Bank Arkansas City, KS2327 N Ridge Rd, Wichita, KS 67205A+5.0 ★Texas Ratio: 2.62%Real return: +0.90%APY minus CPI (February 2026) offering 6-Month CD Special at 3.70% APY, and Andover State BankAndover State Bank1717 North Webb Road, Wichita, KS 67206A+5.0 ★Texas Ratio: 2.36%Real return: +0.85%APY minus CPI (February 2026) offering 12-month CD at 3.65% APY. CD rates as of April 16, 2026 according to verified data from MonitorBankRates.

Wichita has 63 local institutions in our database, with CD rates as high as 4.06% APY from Carson Bank at 4641 E Douglas Ave, Wichita, KS 67218. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 16, 2026

Compare Best CD Rates in Wichita, Kansas & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month (CD Only) Certificates of Deposit
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6321 E Central Ave, Wichita, KS 67208
3 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3 Month CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3-Month CD
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month CD Special (New Money)
$0
3.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
3-Month Share Certificate
$500
3.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3 Month Share Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
3 Month Certificate of Deposit
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month CD
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day CD
$0
1.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
3-month Certificates of Deposit
$1,000
1.65%
View
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
3 month CD
$1,000
1.51%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Month Certificate
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 3 Month Share Certificate
$1,000
0.50%
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month Business Certificates of Deposit (CDs)
$0
0.31%
View
▼
Rate0.31%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
90 Day Certificate of Deposit
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4641 E Douglas Ave, Wichita, KS 67218
180 Day CD
$1,500
4.06%
View
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
UpdatedApr 16, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
6 Month CD
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2327 N Ridge Rd, Wichita, KS 67205
6-Month CD Special
$2,500
3.70%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
10111 W 21st St N, Wichita, KS 67205
6-month CD
$50,000
3.65%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details

$50,000 - $250,000 New Money

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
2073 N Webb Rd, Wichita, KS 67206
6-Month CD Special
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10421 W Central Ave, Wichita, KS 67212
6 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
180 Day CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
6 month Share Certificates
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
6 Month Certificates of Deposit
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 6 Month
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
6 Month IRA
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6321 E Central Ave, Wichita, KS 67208
6 month Standard Fixed Rate CD
$2,500
0.06%
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 6 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 month Personal CD
$1,000
3.85%
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month CD Special
$2,500
3.80%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6 Month Certificate
$2,500
3.79%
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
6 Month Share Certificate
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month CD IRA
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 6 Mo. Jumbo
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 6 month term
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
6 Month Certificate
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$1,000
3.26%
View
▼
Rate3.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
6 Month CD
$0
3.20%
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month Business Certificates of Deposit (CDs)
$0
3.07%
View
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
6 Month Certificate of Deposit
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month Certificate
$500
2.97%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
2.87%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
CD - 6 month
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 Month Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6-month Certificates of Deposit
$1,000
2.40%
View
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
180 Day CD
$0
2.12%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
6 month CD
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
6 Month CD
$1,000
1.70%
View
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 6 Month Share Certificate
$1,000
0.75%
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
6 Month Share Certificates
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
6 Month Share Certificates
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
6 Month Certificate Term
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS 67205
12 Month CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
1 Year CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
2327 N Ridge Rd, Wichita, KS 67205
12-Month CD Special
$2,500
3.51%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
1 Year CD
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
12 Month CD
$500
2.52%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
12 month IRA Certificates
$1,000
1.90%
View
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6321 E Central Ave, Wichita, KS 67208
1 year Standard Fixed Rate CD
$2,500
1.51%
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
1 Year Certificates of Deposit
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 1 Year
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
1 Year CD
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.11%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

$500 Minimum; Penalty for early withdrawal

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 1 Year
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1 Year Share CD or IRA CD
$500
3.90%
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Community National Bank Seneca, KS
Institution Rating:
F2.6 ★Texas Ratio: 44.27%
CD Special: Online Only - 12 mo. Term
$1,000
3.80%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Online Only; Annual Percentage Yield (APY) is 3.80% on this 12 Month Certificate of Deposit. Minimum deposit of $1,000.00 is required to obtain Annual Percentage Yield (APY). Annual Percentage Yield (APY) stated accurate as of 1/7/2026. Substantial penalty for early withdrawals. Maximum amount to open CD is $90,000 Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 YEAR CD
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12 Month CD
$500
3.77%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

to open

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
12 Month Smart Growth CD
$100
3.75%
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month CD Special
$2,500
3.70%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
IRA Certificate of Deposits 12-Month Variable
$500
3.68%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1 year Personal CD
$1,000
3.66%
View
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 12 month term
$0
3.64%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1 year CD IRA
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1 Year Certificate
$1,000
3.56%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
12-Month Certificate of Deposit
$500
3.55%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
12 Month Share Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
12 Month CD
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$1,000
3.28%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
12 Month Business Certificates of Deposit (CDs)
$0
3.14%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$500
3.13%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12 Month Certificate
$500
3.10%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Alden State Bank
Institution Rating:
A+5.0 ★
12-month CD
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
1 year Certificates of Deposit (CDs)
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
12 Month Certificate
$1,000
2.85%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CDs 1 year
$1,000
2.65%
View
▼
Rate2.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
12 month Certificates
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12-month Certificates of Deposit
$1,000
2.50%
View
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month CD
$0
2.42%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1 year CD's equal to to $99,999
$0
2.37%
View
▼
Rate2.36%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
1 Year Certificate
$2,000
2.25%
View
▼
Rate2.23%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
12 month CD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 12 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 12 Month
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 Month 'Add-to' Certificates of Deposit or IRA's
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1-YEAR SHARE CERTIFICATE
$1,000
1.00%
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
12 Month Share Certificates
$0
0.70%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4641 E Douglas Ave, Wichita, KS 67218
Certificate of Deposit - IRA 18 Month
$50
3.03%
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 16, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
18 Month Variable CD/IRA
$100
2.55%
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

Fees may reduce earnings.

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
18 month IRA Certificates
$1,000
1.97%
View
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
18 Month Certificates of Deposit
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 18 Month
$0
0.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
18 Month IRA
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 18 Month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
IRA - 18 Month CD
$1,000
3.73%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
18 Month Variable IRA Certificates of Deposit (CDs)
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1.5 Year Share CD or IRA CD
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
18 Month Share Certificate
$0
3.57%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
18-Month CD
$0
3.45%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month CD
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
18 Month CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

to open

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
IRA 18-Month Fixed Rate Account
$250
3.15%
View
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedApr 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
3.13%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
18-Month Certificate of Deposit
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18 Month Business Certificates of Deposit (CDs)
$0
3.04%
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
18 month CD IRA
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
18 Month Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
18 Month CD
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month CD
$1,000
2.70%
View
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month Certificates of Deposit
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
18 Month Certificate of Deposit
$500
2.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 18 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA - 18 Month Variable
$0
1.96%
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 18 Month
$0
1.95%
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
18-Month CD Preferred Customer minimum
$0
1.46%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
18 Month Share Certificates
$0
0.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
18 Month Certificate Term
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
18 Month Share Certificates
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
2 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
24-month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
2 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
24 month IRA Certificates
$1,000
2.20%
View
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
2 Year Certificates of Deposit
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 2 Year
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
24 Month - One Time Bump CD
$500
0.40%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
2 Year CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.16%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

$500 Minimum; Penalty for early withdrawal

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 2 Year
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
24 Month CD Special
$2,500
3.65%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24-month CD
$1,000
3.51%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Open Online

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
2 year CD IRA
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Share Certificates 24 Month
$0
3.49%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
24 Month CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

to open

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month CD
$0
3.29%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
24-Month Certificate of Deposit
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
24 Month Certificate
$500
3.05%
View
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificate 24 month
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
2 year Certificates of Deposit (CDs)
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
2 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month Certificates of Deposit
$1,000
2.90%
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
24 Month Certificate
$1,000
2.81%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CDs 2 year
$1,000
2.77%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
CD's equal to to $24,999 2 year
$1,000
2.30%
View
▼
Rate2.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

$1000

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
24 Month CD
$1,000
2.25%
View
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 24 Month
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
24 month CD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 24 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
24-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
24-Month CD Preferred Customer minimum
$0
1.71%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 YEAR CD
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 2 Year Share Certificates
$1,000
1.35%
View
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
24 Month CD
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
2-YEAR SHARE CERTIFICATE
$1,000
1.20%
View
▼
Rate1.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
24 Month Share Certificates
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
24 Month Share Certificates
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
3 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4641 E Douglas Ave, Wichita, KS 67218
Certificate of Deposit - IRA 3 Year
$50
3.55%
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 16, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
36-month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
3 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
36 month IRA Certificates
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Year Certificates of Deposit
$0
1.45%
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 3 Year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
3 Year CD
$500
0.40%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 3 Year
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month CD
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
36 Month CD Special
$2,500
3.60%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificate 36 month
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month CD
$0
3.34%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Share Certificate of Deposit 3 Year
$0
3.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 36 month term
$0
3.25%
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
36 Month CD
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
36 Month CD
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

to open

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
36-Month Certificate of Deposit
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month Business Certificates of Deposit (CDs)
$0
2.91%
View
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
3 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CDs 3 year
$1,000
2.77%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3 year one-time bump up CD IRA
$5,000
2.75%
View
▼
Rate2.72%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$500
2.62%
View
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
3 Year Certificate
$2,000
2.50%
View
▼
Rate2.48%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 36 Month
$0
2.45%
View
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
36 Month CD
$1,000
2.35%
View
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
36 month CD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
36-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Bump Up CD
$500
1.86%
View
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
36-Month CD Preferred Customer minimum
$0
1.76%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 YEAR CD
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 3 Year Share Certificate
$1,000
1.50%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
36 Month CD
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
36 Month Share Certificates
$0
1.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$1,000
0.45%
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
4 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
4 Year CD
$500
3.20%
View
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
48-month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
4 Year CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
48 month IRA Certificates
$1,000
2.35%
View
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
4 Year Certificates of Deposit
$0
1.55%
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 4 year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
48 Month CD
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month CD
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 4 Year
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
48 Month CD
$1,000
3.65%
View
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificate 48 month
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
48-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
4 Year Share CD or IRA CD
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month CD
$0
3.39%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
View
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
4 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
48-Month Certificate of Deposit
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month Business Certificates of Deposit (CDs)
$0
2.91%
View
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
48 Month Share Certificate
$0
2.88%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
4 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4 year Personal CD
$250
2.75%
View
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 48 Month
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
48 Month CD
$1,000
2.40%
View
▼
Rate2.39%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 48 Month
$500
2.36%
View
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
48 month CD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
48-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
48-Month CD Preferred Customer minimum
$0
1.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00

Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
4-YEAR SHARE CERTIFICATE
$1,000
1.80%
View
▼
Rate1.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
48 Month Certificate of Deposit
$500
1.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 4 Year Share Certificate
$1,000
1.65%
View
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
1.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
48 Month CD
$0
1.50%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Certificates of Deposit
$500
0.70%
View
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
5 Year CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4641 E Douglas Ave, Wichita, KS 67218
Certificate of Deposit - IRA 5 Year
$50
3.55%
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 16, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
60-month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
5 Year CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
5 Year CD
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
5 Year Certificates of Deposit
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
60 Month CD
$5,000
0.75%
View
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Pay Day Certificate - 5 Year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month CD
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
IRA Certificate 60 month
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 5 Year
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1.5 Year Share CD or IRA CD
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
60-Month Share Certificate
$100,000
3.50%
View
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

$100,000 Minimum to Earn APY

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month CD
$0
3.44%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Share Certificate of Deposit 5 Year
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
60-Month Certificate of Deposit
$500
3.03%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month Business Certificates of Deposit (CDs)
$0
2.91%
View
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 60 month term
$0
2.90%
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
60 Month CD
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
*5 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 16, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 year Personal CD
$250
2.75%
View
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 16, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
60 Month Certificate
$1,000
2.61%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
5 Year Senior -No Penalty Share Certificates
$1,000
2.25%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
60-Month CD Preferred Customer minimum
$0
1.86%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
60 Month Certificates of Deposit
$500
0.80%
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 16, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate of Deposit
$1,000
0.65%
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Wichita, Kansas Institutions

Highest verified APYs available today — updated April 16, 2026

B Top 5 Bank Rates
Carson Bank
180 Day CD
A+ 5.0 ★ TX: 1.31%
Min: $1,500
4.06%
KS StateBank
6 Month CD
A 5.0 ★ TX: 9.13%
Min: $500
4.00%
Union State Bank Arkansas City, KS
6-Month CD Special
A+ 5.0 ★ TX: 2.62%
Min: $2,500
3.70%
Andover State Bank
12-month CD
A+ 5.0 ★ TX: 2.36%
Min: $1,000
3.65%
Simmons Bank
6-month CD
A+ 5.0 ★ TX: 2.50%
Min: $50,000
3.65%
CU Top 5 Credit Union Rates
Quantum Credit Union
12 Month CD
A+ 5.0 ★ TX: 2.81%
Min: $0
4.00%
Campus Credit Union
48 month IRA Certificates
B 4.7 ★ TX: 19.23%
Min: $1,000
2.35%
Mid American Credit Union
Pay Day Certificate - 5 Year
A+ 5.0 ★ TX: 5.01%
Min: $0
0.60%
Public Safety Credit Union
1 Year Share CD or IRA CD
A+ 5.0 ★ TX: 1.02%
Min: $500
3.90%
First Service Credit Union
12 Month Smart Growth CD
A+ 5.0 ★ TX: 5.02%
Min: $100
3.75%
Rates verified April 16, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Wichita, KS CD Rate Trends

Compare local Wichita, KS CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas CD Trends →
12-Month CD — KS Avg
2.703%
▼ 0.002 vs 7 days ago

Kansas 12-month CD rates fell 0.002 points over the past 7 days to 2.703% APY.

6-Month CD — KS Avg
2.638%
▼ 0.006 vs 7 days ago

Kansas 6-month CD rates fell 0.006 points over the past 7 days to 2.638% APY.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

KS CD Rate Forecast — Next 12 Months

Where are Kansas CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

KS 12-Month Avg APY
2.703%
6-Month Forecast
2.703%
Range: 2.50% – 2.85%
12-Month Forecast
2.453%
Range: 2.25% – 2.60%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Kansas average 12-month CD APY in our database.

Spread model: The Kansas 12-month CD average currently trades 1.67% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at KS CD Rates Today

Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.

CD Term KS Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.928% $96.39 $192.78 $481.95 $963.90
6-Month CD 2.638% $131.89 $263.78 $659.45 $1,318.90
12-Month CD 2.703% $135.15 $270.29 $675.73 $1,351.45
18-Month CD 2.597% $129.85 $259.69 $649.23 $1,298.45
24-Month CD 2.638% $131.90 $263.79 $659.48 $1,318.95
36-Month CD 2.710% $135.52 $271.04 $677.60 $1,355.20
48-Month CD 2.662% $133.09 $266.17 $665.43 $1,330.85
60-Month CD 2.748% $137.42 $274.84 $687.10 $1,374.20
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 16, 2026.

Sample CD Ladder for Wichita, Kansas Savers

$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit KS Avg APY Annual Earnings
1 3-Month CD $5,000 1.928% $96.39
2 6-Month CD $5,000 2.638% $131.89
3 12-Month CD $5,000 2.703% $135.15
4 24-Month CD $5,000 2.638% $131.90
5 36-Month CD $5,000 2.710% $135.52
Total ($25,000 invested) $25,000 2.523% blended $630.85/yr

Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

82
Institutions
in Wichita, Kansas
55 Banks 27 Credit Unions

About Our Wichita, Kansas CD Rate Database

MonitorBankRates tracks CD rates from 55 banks and 27 credit unions with locations in Wichita, Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Carson Bank offers a CD at 4.06% APY with a minimum deposit of $1,500. Use the rate table above to compare all current offers in Wichita, Kansas.

How to Find the Best CD Rates in Wichita, Kansas

What to compare when shopping for a CD in Wichita, Kansas

To find the best APYs in Wichita, Kansas, start with credit unions and online-only banks — Wichita, Kansas has 27 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Wichita, Kansas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Wichita, Kansas — 82 institutions here report CD rates

Consider an Alternative If…

Wichita, Kansas Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
15.7%
National avg: 17.3%
Median Individual Earnings
$38,715
National avg: $47,340
Poverty Rate
15.9%
National avg: 11.1%
Unemployment Rate
5.5%
National avg: 4.8%
CD Earnings on 10% of Salary
$105/yr
At KS 12-mo avg 2.703% APY

15.7% of residents are 65 or older — below the national average of 17.3%. At today’s KS 12-month CD average of 2.703%, saving 10% of the local median salary ($3,871/year) and putting it in a CD would earn an additional $105 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Wichita, Kansas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Wichita, Kansas

Are CD rates in Wichita, Kansas FDIC insured?

Yes, most established banks in Wichita, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Wichita, Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wichita, Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Wichita, Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Wichita, Kansas?

Here are recent top rates found for this area:
  • Carson Bank: 4.06% APY (180 Day CD)
  • Quantum Credit Union: 4.00% APY (12 Month CD)
  • KS StateBank: 4.00% APY (6 Month CD)
  • Union State Bank Arkansas City, KS: 3.70% APY (6-Month CD Special)
  • Andover State Bank: 3.65% APY (12-month CD)
  • Simmons Bank: 3.65% APY (6-month CD)
  • Sunflower Bank: 3.40% APY (6-Month CD Special)
  • Home Bank and Trust Company: 3.25% APY (6 Month CD)
  • The Valley State Bank: 3.20% APY (4 Year CD)
  • Emprise Bank: 2.80% APY (1 Year CD)
Rates reflect recent verified offers available in Wichita, Kansas. Last Updated: April 16, 2026

CD Calculators for Wichita, Kansas

Wichita, Kansas CD Calculator

At today’s KS top rate of 4.06% APY, a $10,000 deposit earns $406 in the first year. Enter your amount to see your exact return.

Wichita, Kansas CD Ladder

KS CD rates currently range from 1.928% (3-month) to 2.710% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Wichita, Kansas CD at 4.06% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Kansas’s average 12-month CD is 2.703% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wichita, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wichita, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 16, 2026

Wichita, Kansas Rates & Resources

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