Kansas CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas CD rates include Kansas Blue Cross Blue Shield Credit UnionKansas Blue Cross Blue Shield Credit Union1010 SW Tyler St, Topeka, KS 66612 1720A+5.0 ★Texas Ratio: 2.24%Real return: +2.19%APY minus CPI (February 2026) offering Share Certificate 12 Month at 4.99% APY, The Valley State BankThe Valley State Bank502 N Merchant St, Belle Plaine, KS 67013A+5.0 ★Texas Ratio: 3.63%Real return: +1.42%APY minus CPI (February 2026) offering 60 Month CD at 4.22% APY, Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE719 Wisconsin St, Cawker City, KS 67430A+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Omb BankOmb Bank8801 Renner Boulevard Suite 401, Lenexa, KS 66219A+5.0 ★Texas Ratio: 4.97%Real return: +1.25%APY minus CPI (February 2026) offering 3 Month CD at 4.05% APY, and Mid-America BankMid-America Bank802 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 0.00%Real return: +1.24%APY minus CPI (February 2026) offering 1 Year CD or IRA at 4.04% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Kansas side-by-side. Kansas CD rates currently reach as high as 4.99% APY from Kansas Blue Cross Blue Shield Credit Union at 1010 SW Tyler St, Topeka, KS 66612 1720. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Kansas
Kansas 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
8801 Renner Boulevard Suite 401, Lenexa, KS 66219
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Renewal rate based on 3-month board rate at maturity. Penalty for early withdrawal. Rates subject to change.
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
3 Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
3 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
3 Month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
3-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
3 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
3 month
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Month
$1,000
3.22%
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 3 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
3 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: ; Interest Availability: Maturity
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
3 Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
3 Month
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 90 Days Interest
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 3 Months
$0
2.37%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: At Maturity
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
3 months
$0
1.87%
▼
Rate1.86%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
3-month Certificate of Deposit
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
3 month
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Quarterly
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
3 month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
3 Month
$500
1.00%
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Caldwell, KS 67022
90 Days
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
3 Month
$0
0.66%
▼
Rate0.66%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
313 W 9th St, Coffeyville, KS 67337 5813
3-MONTH SHARE CERTIFICATE
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Month
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Month
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 22, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
3 Month CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 3 Months
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
3 Month
$0
0.31%
▼
Rate0.31%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month (CD Only)
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
3 Month
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 16, 2026
Details
Relationship APY: 0.06%. Early withdrawal penalties may apply. Additional terms are available at a branch.
Kansas 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
6 Month Certificate of Deposit
$0
4.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield as of 05/13/2026. For a limited time. Penalty for early withdrawal. Member FDIC
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
6 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
6 month Personal CD
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
6 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$1,000
3.80%
▼
Rate3.76%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 6 Months
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
6 Month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 90 Days Interest
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
6-Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY = Annual Percentage Yield
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
6 month
$0
3.75%
▼
Rate3.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
6-Month CD Special
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
6-Month CD
$0
3.65%
▼
Rate3.62%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
6 Month Certificate of Deposit
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
6 month
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
6 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS 66202 9995
Share Certificates 6 months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
6 Month
$2,500
3.53%
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 22, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 6 Months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 6 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
6 Month CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
6-month guaranteed rate
$50,000
3.50%
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedJun 16, 2026
Details
Monthly Service Fee: $0 ($10 if balance falls below $1,000)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
6-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Certificate of Deposit
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
6 months
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Limited time offer; available for personal and business accounts.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
6 month term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Youth Certificate - 6 mo. Term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
6 Month
$1,000
3.33%
▼
Rate3.29%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
6 Month Share/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
6 Month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
6 Months
$0
3.28%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 Montana Ave, Holton, KS 66436
6 Month
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
6 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
6-month guaranteed rate
$25,000
3.25%
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedJun 16, 2026
Details
Monthly Service Fee: $0 ($10 if balance falls below $1,000)
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS 67460
6 month
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS 67460
6-month
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
6 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 Montana Ave, Holton, KS 66436
6 Month
$0
3.17%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
720 N MAIN ST, MCPHERSON, KS 67460
6-month
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS 66112
6 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS 66801
6 months
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1515 N Summit St, Arkansas City, KS 67005
6 Month
$500
2.97%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
6 Month
$0
2.91%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month IRA
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
6 Month IRA
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 6 Months
$0
2.62%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: At Maturity
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 6 month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
6-month Certificate of Deposit
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Kansas 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Kansas Blue Cross Blue Shield Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
1010 SW Tyler St, Topeka, KS 66612 1720
Share Certificate 12 Month
$0
4.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
12-Month CD
$0
4.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Penalty for early withdrawal
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
1 Year CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
12 Month Certificate of Deposit
$0
4.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield as of 05/13/2026. For a limited time. Penalty for early withdrawal. Member FDIC
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
12 Month Special
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedJun 22, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
12 Month Special
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
1 Year
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Certificate of Deposit
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
1 Year
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Community National Bank Seneca, KS
Institution Rating:
F2.6 ★Texas Ratio: 44.27%
210 Main St, Seneca, KS 66538
12 Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Online Only - 12 mo. Term Annual Percentage Yield (APY) is 3.80% on this 12 Month Certificate of Deposit. Annual Percentage Yield (APY) stated accurate as of 1/7/2026. Substantial penalty for early withdrawals. Maximum amount to open CD is $90,000 Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
1 Year
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
1 Year Certificate of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance top Obtain APY: $1,000
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 1 Year
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
1 Year CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 1 year
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
1 YEAR CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Compounding Frequency: SEMI ANNUALLY
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
12 Month CD
$0
3.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
12-Month CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
1 Year Certificate
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
1 Year
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
1 year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
IRA Certificates 12 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 1 Year
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
1 year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
1 year Personal CD
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
12 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Youth Certificate - 12 mo. Term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS 66112
12 Month
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
1 year
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 1 Year
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
12 months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
12 months
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
12-Month
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS 66202 9995
Share Certificates 1 year
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12-Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 1 Year
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Wealth Builder CD 1 Year
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
12 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS 67522 2245
1 Year Add-On
$500
3.50%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 12 Months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
1 Year CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
12 Month Certificate of Deposit
$1,000
3.45%
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
also available as an add-on CD
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
12-Month Fixed
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
12-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
12 Month CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
12 Month
$1,000
3.37%
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
12 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
12-month Certificate of Deposit
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Kansas 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
18 Month CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
18-Month Variable
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
18 Month CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Limited time offer. New money only. Alero Financial membership required.
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
IRA - 18 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
18 Month
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.67%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Variable Rate
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
18 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
18 Month Variable IRA
$25
3.65%
▼
Rate3.60%
Min Deposit$25
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounded: Quarterly with rates adjusted quarterly
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Certificate of Deposit
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
18 Month CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 18 Months
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
18 Month
$0
3.46%
▼
Rate3.42%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
18 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 18 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
18-Month CD
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
18 Month
$1,000
3.43%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
18 Month Variable IRA
$1,000
3.43%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
18 Month CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
18 Month CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 18 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
IRA Certificates (CDs) 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
18 months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
18 Month Certificate of Deposit
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
314 Main St, Halstead, KS 67056
18-Month Fixed Rate Account
$250
3.15%
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Penalty for early withdrawal: 9 months interest
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
18 Month Share/IRA Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month IRA
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
18 Month IRA
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 18 Months
$0
3.12%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: Semi-Annual
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
18 Month
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
18-Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
18-month Certificate of Deposit
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
18 months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
18 month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
18 month
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
18 Month
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS 66801
18 months
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
18 Month CD
$1,000
2.70%
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
High Balance CD 18 Months
$100,000
2.63%
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
18 Months
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
18 Months
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6029 BROADMOOR St, MISSION, KS 66202 9995
Share Certificates 18 months
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
18 Month
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Caldwell, KS 67022
18 Months
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Caldwell, KS 67022
18 Months IRA
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
18 Months
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Kansas 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
24 Month CD
$0
4.16%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Penalty for early withdrawal
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
24 Month CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
24 Month CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
2 Year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
24 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
2 Years Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance top Obtain APY: $1,000
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
24-Month CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
2 Years
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 2 Years
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
2 Year CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
2 year
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
24 Month CD
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS 66112
24 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
24 Month
$0
3.46%
▼
Rate3.42%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
24-Month Fixed
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 2 Years
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
24 months
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
2 year
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
24 Month CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
2 year
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
24 months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
24 Month Jump Rate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 2 Years
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Certificate of Deposit
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 2 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
24 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
2 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
2 Year
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 24 Months
$0
3.22%
▼
Rate3.19%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: Semi-Annual
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
2 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 2 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
24 Month
$0
3.11%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
24-Month
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
24 month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
24 Month
$500
3.05%
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
2 Year
$100
3.04%
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedJun 22, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
2 Year Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
2 Year IRA
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
2 Year Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
2 Year IRA
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
24 Month Certificate of Deposit
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.00%
▼
Rate2.97%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
2 year Personal CD
$250
3.00%
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
IRA Certificates 24 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
24-month Certificate of Deposit
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS 66801
24 months
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kansas 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
36 Month CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
36-Month Variable
$0
3.89%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
36 Month CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
3 Year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
36 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
36 Month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
36-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
3 Years Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance top Obtain APY: $1,000
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
3 Years
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 3 Years
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
3 Year CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
36-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
36 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
36 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
36 Month Jump Rate
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS 66112
36 Month
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Certificate of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 3 Years
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
36 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
3 Year Certificate
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
3 Year
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
3 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
36 Month
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
36 months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
IRA Certificates 36 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 3 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
36 month term
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
36 Month
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 3 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 3 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
36 Month CD
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
36 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
36-Month
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
2711 W 15TH AVE, EMPORIA, KS 66801
36 months
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
3 year
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
3 year
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
4 Cessna Blvd, Wichita, KS 67215 1423
36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
3 year
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
36 Month
$0
2.91%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Year
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedJun 22, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1515 N Summit St, Arkansas City, KS 67005
36 Month
$1,000
2.77%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CD - 3 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
3 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Semi-Annually
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
3 year one-time bump up
$5,000
2.75%
▼
Rate2.72%
Min Deposit$5,000
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
3 year Personal CD
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
High Balance CD 36 Months
$100,000
2.63%
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
3 Year Certificate of Deposit
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Kansas 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
48 Month CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 4 Years
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
48 Month CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
48 Month CD
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
48 Month Adjustable Rate IRA
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounded: Quarterly
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
48 Months*
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounded: Quarterly
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
4 Year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
48 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
48-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
48 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
48 Month Jump Rate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
4 Years Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance top Obtain APY: $1,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
48-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
48 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
4 Years
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
48 months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Certificate of Deposit
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
48 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
4 Year
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 4 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
4 Year CD
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
48 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
48-Month
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
48 Month Fixed CD
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY is accurate as of 09/19/2024 and may change without notice. Early withdrawal penalty applies. Fees and withdrawals may reduce earnings. CDs renew automatically into the same Term CD.
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
4 Cessna Blvd, Wichita, KS 67215 1423
48 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
4 year
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
4 year
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
48 month term
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
4 year
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
48 months
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
48 Month
$0
2.91%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 4 Years
$0
2.86%
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: Semi-Annual
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
IRA Certificates 48 Months
$0
2.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
4 Year
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedJun 22, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
4 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Semi-Annually
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
4 year Personal CD
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
1515 N Summit St, Arkansas City, KS 67005
48 Month
$1,000
2.65%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
High Balance CD 48 Months
$100,000
2.63%
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
48 Months
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
4 Year Certificate * (with Rate Protection)
$2,000
2.50%
▼
Rate2.48%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
48 Month
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
48 Months
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Kansas 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
60 Month CD
$500
4.22%
▼
Rate4.15%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Jumbo
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month CD
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
60 Months*
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounded: Quarterly
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
60 Month Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$1,000
3.65%
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month Jump Rate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Interest Compounding Frequency: Quarterly; Interest Availability: Quarterly
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
5 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
60-Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
5 Years Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance top Obtain APY: $1,000
United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
60 months
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
5 Year Certificate of Deposit
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
5 Years
$0
3.50%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
60 Months
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
60 Month
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business CDs 5 Years
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
5 Year CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Early withdrawal penalties may apply. Member has the option to increase rate once during the CD term. The new rate is determined by the current Meritrust deposit rate for the same term CD.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
60-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
60-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
60 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 5 Years
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
5 Year
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Dividend Period: Quarterly; Early W/D Penalty: 180 Days Interest
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Premier CD 5 Years
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
5 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Signature CD 5 Years
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
60 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
60-Month
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
5 year
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Interest Compounded: Quarterly
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
60 Month
$1,000
3.00%
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
7240 STATE AVE, KANSAS CITY, KS 66112
60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
5-year minimum deposit = $5,000
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
4 Cessna Blvd, Wichita, KS 67215 1423
60 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
7260 W 135th St, Overland Park, KS 66223
Classic CD 5 Years
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5 Year Certificate
$2,000
3.00%
▼
Rate2.97%
Min Deposit$2,000
Min Balance—
UpdatedJun 23, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
60 months and longer
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 60 Month
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
8615 W Frazier Ln, Wichita, KS 67212 3834
60 months
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 5 Years
$0
2.96%
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Compounded: Semi-Annual
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
60 Month
$0
2.91%
▼
Rate2.88%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
60 month term
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
IRA Certificates 60 Months
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
60 Month CD
$0
2.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Annual Percentage Yield
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
5 Year
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedJun 22, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
5 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 16, 2026
Details
Compounding Frequency: Semi-Annually
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
3-5 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
5 year Personal CD
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedJun 16, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
High Balance CD 60 Months
$100,000
2.63%
▼
Rate2.60%
Min Deposit$100,000
Min Balance—
UpdatedJun 23, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Kansas CD Rate Trends
Compare local Kansas CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — KS Avg
2.847%
▲ 0.005 vs 7 days ago
Kansas 12-month CD rates rose 0.005 points over the past 7 days to 2.847% APY.
6-Month CD — KS Avg
2.698%
▼ 0.008 vs 7 days ago
Kansas 6-month CD rates fell 0.008 points over the past 7 days to 2.698% APY.
As of Jun 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
KS CD Rate Forecast — Next 12 Months
Where are Kansas CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
KS 12-Month Avg APY
2.847%
6-Month Forecast
2.847%
Range: 2.65% – 3.00%
12-Month Forecast
2.597%
Range: 2.40% – 2.75%
Powered by
MonitorBankRates
What Your Savings Earn at KS CD Rates Today
Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.
| CD Term | KS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.794% | $89.69 | $179.37 | $448.43 | $896.85 |
| 6-Month CD | 2.698% | $134.92 | $269.83 | $674.58 | $1,349.15 |
| 12-Month CD | 2.847% | $142.37 | $284.73 | $711.83 | $1,423.65 |
| 18-Month CD | 2.816% | $140.82 | $281.64 | $704.10 | $1,408.20 |
| 24-Month CD | 2.818% | $140.89 | $281.78 | $704.45 | $1,408.90 |
| 36-Month CD | 2.804% | $140.18 | $280.36 | $700.90 | $1,401.80 |
| 48-Month CD | 2.809% | $140.44 | $280.88 | $702.20 | $1,404.40 |
| 60-Month CD | 2.906% | $145.32 | $290.64 | $726.60 | $1,453.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Kansas Savers
$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | KS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.794% | $89.69 |
| 2 | 6-Month CD | $5,000 | 2.698% | $134.92 |
| 3 | 12-Month CD | $5,000 | 2.847% | $142.37 |
| 4 | 24-Month CD | $5,000 | 2.818% | $140.89 |
| 5 | 36-Month CD | $5,000 | 2.804% | $140.18 |
| Total ($25,000 invested) | $25,000 | 2.592% blended | $648.05/yr | |
Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
552
CD Rates
Tracked in Kansas
Tracked in Kansas
57 Banks
31 Credit Unions
About Our Kansas CD Rate Database
MonitorBankRates tracks 552 CD rates from 57 banks and 31 credit unions with locations in Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Kansas Blue Cross Blue Shield Credit Union offers a CD at 4.99% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Kansas.
How to Find the Best CD Rates in Kansas
What to compare when shopping for a CD in Kansas
To find the best APYs in Kansas, start with credit unions and online-only banks — Kansas has 31 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Kansas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Kansas — 88 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Kansas savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Kansas money market rates
Kansas Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,089
National avg: $47,340
Poverty Rate
11.3%
National avg: 11.1%
Unemployment Rate
3.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$123/yr
At KS 12-mo avg 2.847% APY
17.0% of residents are 65 or older, in line with the national average of 17.3%. At today’s KS 12-month CD average of 2.847%, saving 10% of the local median salary ($4,308/year) and putting it in a CD would earn an additional $123 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Kansas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Kansas
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Kansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Kansas as everywhere in the U.S.
Choosing a CD Term in Kansas
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Kansas savers easier access to their funds. For example, Community Bank Topeka, KS is offering its 6 Month Certificate of Deposit at 4.01% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, The Valley State Bank is offering its 60 Month CD at 4.22% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Kansas Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Kansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Kansas
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Kansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Kansas
Most CDs carry a fixed rate that is locked for the entire term, protecting a Kansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Kansas
Are CD rates in Kansas FDIC insured?
Yes, most established banks in Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Kansas?
Here are recent top rates found for this area:
- Kansas Blue Cross Blue Shield Credit Union: 4.99% APY (Share Certificate 12 Month)
- The Valley State Bank: 4.22% APY (60 Month CD)
- Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
- Omb Bank: 4.05% APY (3 Month CD)
- Mid-America Bank: 4.04% APY (1 Year CD or IRA)
- Community Bank Topeka, KS: 4.01% APY (12 Month Certificate of Deposit)
- Mazuma Credit Union: 4.00% APY (Classic CD 4 Years)
- Argentine Federal Savings: 4.00% APY (3 Month CD)
- Farmers and Drovers Bank: 4.00% APY (12 Month Special)
- TriCentury Bank: 4.00% APY (12 Month Special)
Rates reflect recent verified offers available in Kansas. Last Updated: June 23, 2026
CD Calculators for Kansas
Kansas CD Calculator
At today’s KS top rate of 4.99% APY, a $10,000 deposit earns $499 in the first year. Enter your amount to see your exact return.
Kansas CD LadderKS CD rates currently range from 1.794% (3-month) to 2.804% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Kansas CD at 4.99% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsKansas’s average 12-month CD is 2.847% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
Cities in Kansas
Rate Assistant
MonitorBankRates.com · Live Data
Try asking