1st Community Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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1st Community Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 4.00% and 3-month CD rates at 3.40%. Savings rates are at 0.03% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 12.95%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to 1st Community Federal Credit Union rates.

Compare 1st Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Community Federal Credit Union? Share your experience about 1st Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Community Federal Credit Union.

Overall, 1st Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
1st Community Federal Credit Union
Wildewood
3505 Wildewood Dr
San Angelo, TX 76904
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare 1st Community Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.15%
$1,000
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
18-Month CD
3.60%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD
3.56%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.55%
$1,500
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
PSB Indianola, IA
PSB Indianola, IA
Kasasa Checking
3.50%
$100
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
National Bank of Malvern
National Bank of Malvern
24-Month CD
3.25%
$500
First National Bank in Marlow
First National Bank in Marlow
36-Month CD
3.01%
$500
Bank of Zachary
Bank of Zachary
24-Month CD
3.00%
$2,500
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$2,500
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
5 Star Community Credit Union
5 Star Community Credit Union
12-Month CD
2.25%
$500
1st Gateway Credit Union
1st Gateway Credit Union
36-Month CD
2.10%
$1,000
G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
48-Month CD
2.07%
$500
Tucumcari Federal S&L
24-Month CD
2.02%
$1,000
FCNB Bank
FCNB Bank
60-Month CD
2.00%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
60-Month CD
1.76%
$500
PeopleFirst Bank
PeopleFirst Bank
Premier Money Market
1.75%
$0
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
12-Month CD
1.70%
$500
Jefferson Security Bank
Jefferson Security Bank
24-Month CD
1.51%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
One Community Bank
One Community Bank
36-Month CD
1.50%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Savings
1.25%
$100
Bellevue State Bank
Bellevue State Bank
48-Month CD
0.90%
$5,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
3-Month CD
0.80%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
18-Month CD
0.75%
$1,000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Share Savings
0.75%
$100
FNB of Hereford
FNB of Hereford
NOW Checking
0.70%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
36-Month CD
0.65%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Money Market Checking
0.65%
$25,000
State Bank of Industry
State Bank of Industry
Statement Savings
0.60%
$10
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Investment Savings Bank
Investment Savings Bank
24-Month CD
0.40%
$500
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
HomeBank
Money Market
0.30%
$2,500
Northfield Savings Bank
Northfield Savings Bank
Savings
0.25%
$10
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
Citi
Citi
18-Month CD
0.10%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Regular Savings
0.08%
$50
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Cinch Savings
0.05%
$0
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Century SLA
Century SLA
NOW Checking
0.05%
$500
Sturdy Savings Bank
Sturdy Savings Bank
18-Month CD
0.02%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Community Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
5.500%
5.581%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Ulster Savings Bank
Ulster Savings Bank
7-Year ARM
5.375%
5.877%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
10/1 ARM
5.750%
6.018%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Community Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Community Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have 1st Community Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

1st Community Federal Credit Union Information

Credit Union Name: 1st Community Federal Credit Union
Full Time Employees: 89
Part Time Employees: 16
President: Robert Brewer
CEO: Bill Nikolauk
Branch Locations: 9
ATM Locations: 11
Corporate Office Address:
3505 Wildewood Dr
San Angelo, TX 76904
Phone Number: 325-653-1465
Fax Number: 325-947-2481

1st Community Federal Credit Union Financials

Total Assets:
390,106,921
Total Amount of Shares and Deposits:
334,732,186
Total Shares and Deposits < 1 Year:
323,586,073
Total Shares and Deposits 1 3 Years:
10,887,406
Total Shares and Deposits > 3 Years:
258,707
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,039,106
Total Uninsured Shares and Deposits > $250K (F+J):
21,039,106
Total Insured Shares and Deposits > $250K (item 17 less item K):
313,693,080
Total Interest Expense (Sum of items 6 8):
1,009,515
Share Certificates:
1,263
Number of Accounts for Share Drafts:
13,467
IRA KEOGH Accounts:
410
Number of Accounts for Regular Shares:
26,084
All other shares:
2,824
Money Market Shares:
304
Net Income (unless the amount is already included in Undivided Earnings):
1,294,114
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
21,848,130
Total Liabilities:
356,109,469
Show More

1st Community Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Hooray! A deal was finally done after we technically headed over the cliff, despite the nasty exchanges between Senator Harry Reid and House Leader John Boehner. The equity markets are rallying, bond yields are higher, will CD rates move higher as well? Unfortunately, not any time soon since Ben Bernanke and company at the Federal Reserve plan to keep the Fed funds rate at zero percent until mid-2015.
For several years now, we have all been waiting for higher deposit rates on savings accounts, money market accounts, and certificates of deposit. Two stronger-than-expected economic reports released this morning point to the possibility of higher interest rates sooner than later.

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Mortgage Refinance Rates: 30 Year Refinance Rates as Low as 3.13% 15 Year Refi Rates as Low as 2.38%
Highest 24 Month CD Rates in San Jose, California
Online Savings Rates Now at 1.40% APY - Savings Rates to Move Even Higher

1st Community Federal Credit Union Reviews

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